Compare Gray, ME Car Insurance Rates (2021)

Car insurance in Gray, ME averages $211 a month. Gray, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Gray car insurance rates, compare quotes from the top car insurance companies in Gray, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gray, ME after a DUI are $2,980/year
  • The cheapest car insurance company in Gray is USAA
  • The cheapest car insurance company in Gray for teen drivers is GEICO

If you need to buy Gray, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Gray, ME is right here.

You’ll find Gray car insurance rates, the cheapest Gray, ME car insurance companies, and information on Maine car insurance laws. You can also compare Gray, Maine car insurance rates to Portland car insurance rates, Augusta car insurance rates, and Biddeford car insurance rates.

Ready to find affordable Gray, ME car insurance today? Enter your ZIP code for fast, free Gray car insurance quotes.

Cheapest Gray, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gray, ME car insurance rates? Every Gray, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gray, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,816 $1,867 $1,639 $1,775 $4,651 $6,226 $1,968 $2,198
Farmers $1,772 $1,787 $1,673 $1,783 $5,906 $6,450 $2,109 $2,180
GEICO $911 $943 $911 $911 $2,225 $2,892 $993 $1,060
Liberty Mutual $2,787 $2,787 $2,657 $2,657 $5,849 $8,722 $2,787 $3,900
Progressive $1,809 $1,771 $1,809 $1,771 $7,637 $8,577 $2,106 $2,380
State Farm $1,329 $1,329 $1,258 $1,258 $4,290 $5,359 $1,487 $1,625
Travelers $1,092 $1,124 $989 $1,011 $4,457 $6,010 $1,073 $1,221
USAA $783 $769 $779 $759 $2,569 $2,829 $990 $1,034

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Minimum Car Insurance in Gray, ME

Every driver must carry the minimum car insurance in Gray, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Gray, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gray, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gray, ME. Compare credit history car insurance rates in Gray from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gray, Maine

Insurance Company Poor Fair Good
Allstate $3,475 $2,653 $2,174
Farmers $3,440 $2,827 $2,605
GEICO $1,824 $1,210 $1,032
Liberty Mutual $5,593 $3,625 $2,836
Progressive $3,929 $3,378 $3,141
State Farm $3,265 $1,950 $1,510
Travelers $2,498 $2,046 $1,822
USAA $1,718 $1,188 $1,036

Cheapest Gray, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gray, ME to rates for a clean record with top companies.

Annual Gray, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,249 $3,064 $3,207 $2,550
Farmers $2,584 $3,297 $2,859 $3,091
GEICO $986 $1,388 $2,062 $986
Liberty Mutual $3,060 $3,621 $6,052 $3,340
Progressive $2,788 $4,724 $3,105 $3,313
State Farm $2,032 $2,452 $2,242 $2,242
Travelers $1,768 $1,965 $2,466 $2,289
USAA $997 $1,314 $1,847 $1,097

Cheapest Gray, ME Car Insurance for Teen Drivers

Teen car insurance in Gray, ME can be expensive. Take a look at rates from the top car insurance companies in Gray for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gray, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,651 $6,226
Farmers $5,906 $6,450
GEICO $2,225 $2,892
Liberty Mutual $5,849 $8,722
Progressive $7,637 $8,577
State Farm $4,290 $5,359
Travelers $4,457 $6,010
USAA $2,569 $2,829

Cheapest Gray, ME Car Insurance for Seniors

Take a look at Gray, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gray, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,639 $1,775
Farmers $1,673 $1,783
GEICO $911 $911
Liberty Mutual $2,657 $2,657
Progressive $1,809 $1,771
State Farm $1,258 $1,258
Travelers $989 $1,011
USAA $779 $759

Cheapest Gray, ME Car Insurance Rates After a DUI

A DUI in Gray, ME increases car insurance rates. Compare Gray, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gray, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,207
Farmers $2,859
GEICO $2,062
Liberty Mutual $6,052
Progressive $3,105
State Farm $2,242
Travelers $2,466
USAA $1,847

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Cheapest Gray, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gray, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gray, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,767 $2,767
Farmers $2,958 $2,958
GEICO $1,333 $1,378
Liberty Mutual $3,937 $4,100
Progressive $3,483 $3,483
State Farm $2,169 $2,315
Travelers $2,122 $2,122
USAA $1,277 $1,351

The Best Cheap Car Insurance Companies in Gray, ME

Take a look at a side-by-side comparison of the top car insurance companies in Gray, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gray, Maine

Insurance Company Average Annual Rates
Allstate $2,767
Farmers $2,958
GEICO $1,356
Liberty Mutual $4,018
Progressive $3,483
State Farm $2,242
Travelers $2,122
USAA $1,314

Category Winners: Cheapest Car Insurance in Gray, Maine

Find the cheapest car insurance companies in Gray, ME for each category right here.

Best Annual Car Insurance Rates by Company in Gray, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Gray, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gray car insurance rates. Find the cheapest Gray, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gray, Maine

Insurance Company Low Medium High
Allstate $2,733 $2,734 $2,835
Farmers $2,832 $2,853 $3,188
GEICO $1,327 $1,337 $1,403
Liberty Mutual $3,963 $3,963 $4,128
Progressive $3,409 $3,417 $3,621
State Farm $2,179 $2,217 $2,330
Travelers $2,084 $2,088 $2,194
USAA $1,284 $1,296 $1,361

What affects car insurance rates in Gray, Maine?

What factors can have an impact on Gray, ME car insurance? There are several reasons why Gray car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gray, Maine.

Commute Time in Gray

The more time you spend in your car the higher the risk of an accident. The average commute length in Gray, ME is 21.6 minutes according to City-Data.

Compare Car Insurance Quotes in Gray, ME

Ready to find affordable Gray, Maine car insurance today? Enter your ZIP code for fast, free Gray, ME car insurance quotes.

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