Compare Gray, PA Car Insurance Rates (2021)

Car insurance in Gray, PA averages $319 a month. Gray, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Gray car insurance rates, compare quotes from the top car insurance companies in Gray, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gray, PA are $3,824/year
  • The cheapest car insurance company in Gray for teen drivers is USAA
  • The cheapest car insurance company in Gray is USAA

If you need to buy Gray, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Gray, PA is right here.

You’ll find Gray car insurance rates, the cheapest Gray, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Gray, Pennsylvania car insurance rates to Scranton car insurance rates, Altoona car insurance rates, and Erie car insurance rates.

Ready to find affordable Gray, PA car insurance today? Enter your ZIP code for fast, free Gray car insurance quotes.

Cheapest Gray, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gray, PA car insurance rates? Every Gray, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gray, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,510 $2,510 $2,291 $2,291 $8,107 $8,107 $2,790 $2,790
GEICO $2,311 $1,998 $2,138 $1,849 $5,763 $4,994 $2,343 $2,025
Liberty Mutual $3,541 $3,541 $3,243 $3,243 $10,350 $10,350 $4,497 $4,497
Nationwide $1,894 $1,894 $1,789 $1,789 $5,277 $5,277 $2,120 $2,120
Progressive $2,493 $2,493 $2,228 $2,228 $7,969 $7,969 $3,190 $3,190
State Farm $1,673 $1,673 $1,468 $1,468 $5,851 $5,851 $1,839 $1,839
Travelers $1,686 $1,686 $1,800 $1,800 $23,764 $23,764 $2,048 $2,048
USAA $1,013 $1,013 $916 $916 $2,978 $2,978 $1,341 $1,341

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Minimum Car Insurance in Gray, PA

Every driver must carry the minimum car insurance in Gray, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Gray, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Gray, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gray, PA. Compare credit history car insurance rates in Gray from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gray, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,019 $3,738 $3,016
GEICO $4,403 $2,473 $1,907
Liberty Mutual $6,902 $4,950 $4,371
Nationwide $3,255 $2,670 $2,385
Progressive $5,258 $3,689 $2,963
State Farm $3,854 $2,386 $1,883
Travelers $7,991 $7,194 $6,789
USAA $1,953 $1,450 $1,284

Cheapest Gray, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gray, PA to rates for a clean record with top companies.

Annual Gray, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,761 $4,415 $3,761 $3,761
GEICO $2,155 $3,670 $2,887 $2,999
Liberty Mutual $4,941 $5,645 $5,523 $5,523
Nationwide $1,991 $2,667 $3,739 $2,683
Progressive $3,603 $4,955 $3,707 $3,614
State Farm $2,491 $2,925 $2,708 $2,708
Travelers $5,228 $7,395 $9,280 $7,395
USAA $1,262 $1,732 $1,845 $1,409

Cheapest Gray, PA Car Insurance for Teen Drivers

Teen car insurance in Gray, PA can be expensive. Take a look at rates from the top car insurance companies in Gray for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gray, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,107 $8,107
GEICO $5,763 $4,994
Liberty Mutual $10,350 $10,350
Nationwide $5,277 $5,277
Progressive $7,969 $7,969
State Farm $5,851 $5,851
Travelers $23,764 $23,764
USAA $2,978 $2,978

Cheapest Gray, PA Car Insurance for Seniors

Take a look at Gray, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gray, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,291 $2,291
GEICO $2,138 $1,849
Liberty Mutual $3,243 $3,243
Nationwide $1,789 $1,789
Progressive $2,228 $2,228
State Farm $1,468 $1,468
Travelers $1,800 $1,800
USAA $916 $916

Cheapest Gray, PA Car Insurance Rates After a DUI

A DUI in Gray, PA increases car insurance rates. Compare Gray, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gray, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,761
GEICO $2,887
Liberty Mutual $5,523
Nationwide $3,739
Progressive $3,707
State Farm $2,708
Travelers $9,280
USAA $1,845

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Cheapest Gray, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gray, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gray, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,849 $4,000
GEICO $2,879 $2,977
Liberty Mutual $5,269 $5,547
Nationwide $2,770 $2,770
Progressive $3,970 $3,970
State Farm $2,628 $2,787
Travelers $7,325 $7,325
USAA $1,518 $1,606

The Best Cheap Car Insurance Companies in Gray, PA

Take a look at a side-by-side comparison of the top car insurance companies in Gray, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gray, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,924
GEICO $2,928
Liberty Mutual $5,408
Nationwide $2,770
Progressive $3,970
State Farm $2,708
Travelers $7,325
USAA $1,562

Category Winners: Cheapest Car Insurance in Gray, Pennsylvania

Find the cheapest car insurance companies in Gray, PA for each category right here.

Best Annual Car Insurance Rates by Company in Gray, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Gray, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gray car insurance rates. Find the cheapest Gray, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gray, Pennsylvania

Insurance Company Low Medium High
Allstate $3,785 $3,943 $4,045
GEICO $2,723 $2,948 $3,112
Liberty Mutual $5,171 $5,442 $5,611
Nationwide $2,807 $2,801 $2,702
Progressive $3,626 $4,004 $4,280
State Farm $2,556 $2,738 $2,829
Travelers $7,481 $7,306 $7,187
USAA $1,458 $1,575 $1,653

Compare Car Insurance Quotes in Gray, PA

Ready to find affordable Gray, Pennsylvania car insurance today? Enter your ZIP code for fast, free Gray, PA car insurance quotes.

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