Compare Grayling, MI Car Insurance Rates (2021)

Car insurance in Grayling, MI averages $791 a month. Grayling, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Grayling car insurance rates, compare quotes from the top car insurance companies in Grayling, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Grayling, MI are $9,491/year
  • Average car insurance rates in Grayling, MI after a DUI are $15,956/year
  • The cheapest car insurance company in Grayling is USAA

If you need to buy Grayling, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Grayling, MI is right here.

You’ll find Grayling car insurance rates, the cheapest Grayling, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Grayling, Michigan car insurance rates to Detroit car insurance rates, Warren car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable Grayling, MI car insurance today? Enter your ZIP code for fast, free Grayling car insurance quotes.

Cheapest Grayling, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grayling, MI car insurance rates? Every Grayling, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grayling, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,170 $18,170 $17,000 $17,000 $42,994 $42,994 $19,100 $19,100
Farmers $3,929 $3,929 $3,664 $3,664 $8,806 $8,806 $4,411 $4,411
GEICO $3,946 $3,946 $3,985 $3,985 $10,871 $10,871 $3,774 $3,774
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $3,888 $3,888 $3,463 $3,463 $10,205 $10,205 $4,260 $4,260
Progressive $3,004 $2,800 $2,650 $2,956 $10,852 $11,563 $3,498 $3,245
State Farm $6,414 $6,414 $5,941 $5,941 $22,280 $22,280 $7,522 $7,522
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,665 $2,538 $2,501 $2,371 $6,546 $6,259 $3,265 $3,153

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Minimum Car Insurance in Grayling, MI

Every driver must carry the minimum car insurance in Grayling, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Grayling, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Grayling, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grayling, MI. Compare credit history car insurance rates in Grayling from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grayling, Michigan

Insurance Company Poor Fair Good
Allstate $37,235 $20,451 $15,262
Farmers $6,828 $4,561 $4,219
GEICO $7,256 $5,335 $4,341
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $6,815 $5,154 $4,393
Progressive $5,856 $4,922 $4,434
State Farm $17,081 $8,653 $5,883
Travelers $8,534 $8,275 $8,170
USAA $5,490 $3,119 $2,378

Cheapest Grayling, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grayling, MI to rates for a clean record with top companies.

Annual Grayling, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,775 $15,848 $53,138 $16,502
Farmers $4,377 $5,570 $5,496 $5,366
GEICO $2,031 $4,206 $12,639 $3,701
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,677 $6,220 $5,661 $5,258
Progressive $4,302 $5,641 $5,076 $5,265
State Farm $6,743 $8,064 $17,305 $10,044
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,946 $3,672 $4,818 $3,213

Cheapest Grayling, MI Car Insurance for Teen Drivers

Teen car insurance in Grayling, MI can be expensive. Take a look at rates from the top car insurance companies in Grayling for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grayling, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $42,994 $42,994
Farmers $8,806 $8,806
GEICO $10,871 $10,871
Liberty Mutual $30,474 $30,474
Nationwide $10,205 $10,205
Progressive $10,852 $11,563
State Farm $22,280 $22,280
Travelers $16,861 $16,861
USAA $6,546 $6,259

Cheapest Grayling, MI Car Insurance for Seniors

Take a look at Grayling, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grayling, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,000 $17,000
Farmers $3,664 $3,664
GEICO $3,985 $3,985
Liberty Mutual $12,695 $12,695
Nationwide $3,463 $3,463
Progressive $2,650 $2,956
State Farm $5,941 $5,941
Travelers $4,792 $4,792
USAA $2,501 $2,371

Cheapest Grayling, MI Car Insurance Rates After a DUI

A DUI in Grayling, MI increases car insurance rates. Compare Grayling, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grayling, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $53,138
Farmers $5,496
GEICO $12,639
Liberty Mutual $26,565
Nationwide $5,661
Progressive $5,076
State Farm $17,305
Travelers $12,908
USAA $4,818

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Cheapest Grayling, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grayling, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grayling, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,316 $24,316
Farmers $5,202 $5,202
GEICO $5,512 $5,776
Liberty Mutual $16,605 $17,805
Nationwide $5,454 $5,454
Progressive $5,071 $5,071
State Farm $10,256 $10,822
Travelers $8,279 $8,375
USAA $3,620 $3,704

The Best Cheap Car Insurance Companies in Grayling, MI

Take a look at a side-by-side comparison of the top car insurance companies in Grayling, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grayling, Michigan

Insurance Company Average Annual Rates
Allstate $24,316
Farmers $5,202
GEICO $5,644
Liberty Mutual $17,205
Nationwide $5,454
Progressive $5,071
State Farm $10,539
Travelers $8,327
USAA $3,662

Category Winners: Cheapest Car Insurance in Grayling, Michigan

Find the cheapest car insurance companies in Grayling, MI for each category right here.

Best Annual Car Insurance Rates by Company in Grayling, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Grayling, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grayling car insurance rates. Find the cheapest Grayling, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grayling, Michigan

Insurance Company Low Medium High
Allstate $23,761 $24,365 $24,821
Farmers $5,064 $5,191 $5,352
GEICO $5,288 $5,596 $6,048
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,695 $5,365 $5,302
Progressive $4,921 $5,077 $5,215
State Farm $10,019 $10,603 $10,995
Travelers $8,241 $8,334 $8,405
USAA $3,566 $3,670 $3,751

What affects car insurance rates in Grayling, Michigan?

What factors can have an impact on Grayling, MI car insurance? There are several reasons why Grayling car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grayling, Michigan.

Car Theft in Grayling

High levels of vehicle theft can make car insurance more expensive. Grayling, MI car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Grayling

The more time you spend in your car the higher the risk of an accident. The average commute length in Grayling, MI is 14.6 minutes according to City-Data.

Compare Car Insurance Quotes in Grayling, MI

Ready to find affordable Grayling, Michigan car insurance today? Enter your ZIP code for fast, free Grayling, MI car insurance quotes.

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