Compare Greenville, TX Car Insurance Rates (2021)

Car insurance in Greenville, TX averages $300 a month. Greenville, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Greenville car insurance rates, compare quotes from the top car insurance companies in Greenville, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Greenville, TX are $3,594/year
  • The cheapest car insurance company in Greenville is USAA
  • The cheapest car insurance company in Greenville for teen drivers is USAA

If you need to buy Greenville, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Greenville, TX is right here.

You’ll find Greenville car insurance rates, the cheapest Greenville, TX car insurance companies, and information on Texas car insurance laws. You can also compare Greenville, Texas car insurance rates to Houston car insurance rates, Laredo car insurance rates, and Austin car insurance rates.

Ready to find affordable Greenville, TX car insurance today? Enter your ZIP code for fast, free Greenville car insurance quotes.

Cheapest Greenville, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Greenville, TX car insurance rates? Every Greenville, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Greenville, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,583 $3,608 $3,535 $3,535 $9,544 $11,505 $4,427 $4,603
American Family $2,318 $2,572 $2,170 $2,476 $6,067 $7,956 $3,307 $3,770
GEICO $2,223 $2,395 $2,153 $2,434 $4,811 $4,986 $2,396 $2,385
Nationwide $2,268 $2,304 $2,010 $2,124 $6,366 $8,151 $2,659 $2,871
Progressive $2,171 $2,073 $1,936 $1,970 $9,021 $10,084 $2,579 $2,631
State Farm $1,953 $1,953 $1,740 $1,740 $4,711 $6,010 $2,125 $2,191
USAA $1,506 $1,517 $1,437 $1,428 $4,215 $4,597 $2,008 $2,158

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Minimum Car Insurance in Greenville, TX

Every driver must carry the minimum car insurance in Greenville, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Greenville, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Greenville, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Greenville, TX. Compare credit history car insurance rates in Greenville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Greenville, Texas

Insurance Company Poor Fair Good
Allstate $7,040 $5,164 $4,425
American Family $5,276 $3,309 $2,904
GEICO $4,577 $2,600 $1,741
Nationwide $4,312 $3,463 $3,008
Progressive $4,568 $3,947 $3,658
State Farm $3,969 $2,471 $1,969
USAA $3,468 $1,999 $1,607

Cheapest Greenville, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Greenville, TX to rates for a clean record with top companies.

Annual Greenville, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,279 $6,662 $6,950 $4,279
American Family $3,499 $4,428 $3,893 $3,499
GEICO $2,526 $3,330 $2,788 $3,247
Nationwide $3,125 $3,125 $4,603 $3,523
Progressive $3,543 $4,569 $4,134 $3,986
State Farm $2,487 $2,857 $3,380 $2,487
USAA $1,761 $2,593 $3,060 $2,020

Cheapest Greenville, TX Car Insurance for Teen Drivers

Teen car insurance in Greenville, TX can be expensive. Take a look at rates from the top car insurance companies in Greenville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Greenville, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,544 $11,505
American Family $6,067 $7,956
GEICO $4,811 $4,986
Nationwide $6,366 $8,151
Progressive $9,021 $10,084
State Farm $4,711 $6,010
USAA $4,215 $4,597

Cheapest Greenville, TX Car Insurance for Seniors

Take a look at Greenville, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Greenville, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,535 $3,535
American Family $2,170 $2,476
GEICO $2,153 $2,434
Nationwide $2,010 $2,124
Progressive $1,936 $1,970
State Farm $1,740 $1,740
USAA $1,437 $1,428

Cheapest Greenville, TX Car Insurance Rates After a DUI

A DUI in Greenville, TX increases car insurance rates. Compare Greenville, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Greenville, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,950
American Family $3,893
GEICO $2,788
Nationwide $4,603
Progressive $4,134
State Farm $3,380
USAA $3,060

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Cheapest Greenville, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Greenville, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Greenville, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,405 $5,681
American Family $3,830 $3,830
GEICO $2,919 $3,027
Nationwide $3,594 $3,594
Progressive $4,058 $4,058
State Farm $2,803 $2,803
USAA $2,329 $2,388

Cheapest Greenville, TX Car Insurance Rates by ZIP Code

Greenville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Greenville, TX.

Annual Car Insurance Rates by ZIP Code in Greenville, Texas

ZIP Code Average Annual Rates
75401 $5,323
75402 $5,253

The Best Cheap Car Insurance Companies in Greenville, TX

Take a look at a side-by-side comparison of the top car insurance companies in Greenville, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Greenville, Texas

Insurance Company Average Annual Rates
Allstate $5,543
American Family $3,830
GEICO $2,973
Nationwide $3,594
Progressive $4,058
State Farm $2,803
USAA $2,358

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Category Winners: Cheapest Car Insurance in Greenville, Texas

Find the cheapest car insurance companies in Greenville, TX for each category right here.

Best Annual Car Insurance Rates by Company in Greenville, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Cheapest Greenville, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Greenville car insurance rates. Find the cheapest Greenville, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Greenville, Texas

Insurance Company Low Medium High
Allstate $5,416 $5,495 $5,717
American Family $3,565 $3,690 $4,233
GEICO $2,814 $2,936 $3,168
Nationwide $3,859 $3,443 $3,482
Progressive $3,877 $4,042 $4,255
State Farm $2,658 $2,794 $2,956
USAA $2,283 $2,349 $2,443

What affects car insurance rates in Greenville, Texas?

What factors can have an impact on Greenville, TX car insurance? There are several reasons why Greenville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Greenville, Texas.

Car Theft in Greenville

High levels of vehicle theft can make car insurance more expensive. Greenville, TX car theft statistics from the FBI indicate 46 vehicle thefts a year.

Commute Time in Greenville

The more time you spend in your car the higher the risk of an accident. The average commute length in Greenville, TX is 24.8 minutes according to City-Data.

Traffic in Greenville

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Greenville, TX traffic data from INRIX ranks Greenville as the 652nd-most congested in the world.

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Compare Car Insurance Quotes in Greenville, TX

Ready to find affordable Greenville, Texas car insurance today? Enter your ZIP code for fast, free Greenville, TX car insurance quotes.

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