Compare Greenwood, IL Car Insurance Rates (2021)

Car insurance in Greenwood, IL averages $266 a month. Greenwood, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Greenwood car insurance rates, compare quotes from the top car insurance companies in Greenwood, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Greenwood for teen drivers is State Farm
  • Average car insurance rates in Greenwood, IL after a DUI are $3,743/year
  • Average car insurance rates in Greenwood, IL are $3,191/year

If you need to buy Greenwood, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Greenwood, IL is right here.

You’ll find Greenwood car insurance rates, the cheapest Greenwood, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Greenwood, Illinois car insurance rates to Aurora car insurance rates, Chicago car insurance rates, and Rockford car insurance rates.

Ready to find affordable Greenwood, IL car insurance today? Enter your ZIP code for fast, free Greenwood car insurance quotes.

Cheapest Greenwood, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Greenwood, IL car insurance rates? Every Greenwood, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Greenwood, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,226 $3,241 $3,381 $3,381 $8,493 $11,010 $3,877 $4,189
American Family $2,218 $2,218 $2,037 $2,037 $6,388 $8,804 $2,218 $2,866
Farmers $2,378 $2,375 $2,105 $2,231 $10,470 $10,916 $2,720 $2,839
GEICO $1,508 $1,549 $1,474 $1,647 $5,498 $5,672 $1,752 $1,814
Liberty Mutual $1,358 $1,463 $1,126 $1,257 $4,700 $5,223 $1,420 $1,493
Nationwide $1,678 $1,702 $1,500 $1,582 $4,576 $5,845 $1,952 $2,107
Progressive $1,970 $1,846 $1,626 $1,711 $7,374 $8,257 $2,340 $2,523
State Farm $1,464 $1,464 $1,319 $1,319 $4,350 $5,502 $1,658 $1,914
Travelers $1,635 $1,725 $1,521 $1,620 $5,017 $6,403 $1,725 $1,816
USAA $1,614 $1,639 $1,502 $1,477 $5,246 $5,777 $2,123 $2,329

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Minimum Car Insurance in Greenwood, IL

Every driver must carry the minimum car insurance in Greenwood, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Greenwood, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Greenwood, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Greenwood, IL. Compare credit history car insurance rates in Greenwood from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Greenwood, Illinois

Insurance Company Poor Fair Good
Allstate $6,486 $4,699 $4,114
American Family $4,771 $3,261 $2,763
Farmers $5,109 $4,307 $4,096
GEICO $4,192 $2,051 $1,599
Liberty Mutual $3,178 $1,997 $1,589
Nationwide $3,117 $2,525 $2,211
Progressive $3,935 $3,341 $3,091
State Farm $3,449 $2,067 $1,605
Travelers $3,260 $2,647 $2,142
USAA $3,609 $2,483 $2,048

Cheapest Greenwood, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Greenwood, IL to rates for a clean record with top companies.

Annual Greenwood, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,597 $6,223 $5,801 $4,778
American Family $2,644 $3,762 $4,990 $2,998
Farmers $3,799 $4,909 $4,787 $4,523
GEICO $1,750 $2,820 $3,833 $2,053
Liberty Mutual $1,876 $2,673 $2,342 $2,129
Nationwide $2,121 $2,728 $3,195 $2,427
Progressive $2,842 $4,243 $3,151 $3,588
State Farm $2,159 $2,589 $2,374 $2,374
Travelers $2,120 $2,793 $3,151 $2,667
USAA $1,932 $2,782 $3,808 $2,331

Cheapest Greenwood, IL Car Insurance for Teen Drivers

Teen car insurance in Greenwood, IL can be expensive. Take a look at rates from the top car insurance companies in Greenwood for teenagers.

Annual Car Insurance Rates for Teen Drivers in Greenwood, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,493 $11,010
American Family $6,388 $8,804
Farmers $10,470 $10,916
GEICO $5,498 $5,672
Liberty Mutual $4,700 $5,223
Nationwide $4,576 $5,845
Progressive $7,374 $8,257
State Farm $4,350 $5,502
Travelers $5,017 $6,403
USAA $5,246 $5,777

Cheapest Greenwood, IL Car Insurance for Seniors

Take a look at Greenwood, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Greenwood, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,381 $3,381
American Family $2,037 $2,037
Farmers $2,105 $2,231
GEICO $1,474 $1,647
Liberty Mutual $1,126 $1,257
Nationwide $1,500 $1,582
Progressive $1,626 $1,711
State Farm $1,319 $1,319
Travelers $1,521 $1,620
USAA $1,502 $1,477

Cheapest Greenwood, IL Car Insurance Rates After a DUI

A DUI in Greenwood, IL increases car insurance rates. Compare Greenwood, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Greenwood, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,801
American Family $4,990
Farmers $4,787
GEICO $3,833
Liberty Mutual $2,342
Nationwide $3,195
Progressive $3,151
State Farm $2,374
Travelers $3,151
USAA $3,808

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Cheapest Greenwood, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Greenwood, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Greenwood, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,100 $5,100
American Family $3,553 $3,644
Farmers $4,504 $4,504
GEICO $2,571 $2,658
Liberty Mutual $2,255 $2,255
Nationwide $2,618 $2,618
Progressive $3,456 $3,456
State Farm $2,313 $2,434
Travelers $2,577 $2,788
USAA $2,637 $2,789

The Best Cheap Car Insurance Companies in Greenwood, IL

Take a look at a side-by-side comparison of the top car insurance companies in Greenwood, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Greenwood, Illinois

Insurance Company Average Annual Rates
Allstate $5,100
American Family $3,598
Farmers $4,504
GEICO $2,614
Liberty Mutual $2,255
Nationwide $2,618
Progressive $3,456
State Farm $2,374
Travelers $2,683
USAA $2,713

Category Winners: Cheapest Car Insurance in Greenwood, Illinois

Find the cheapest car insurance companies in Greenwood, IL for each category right here.

Best Annual Car Insurance Rates by Company in Greenwood, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Cheapest Greenwood, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Greenwood car insurance rates. Find the cheapest Greenwood, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Greenwood, Illinois

Insurance Company Low Medium High
Allstate $4,935 $5,095 $5,269
American Family $3,447 $3,731 $3,617
Farmers $4,277 $4,394 $4,843
GEICO $2,364 $2,613 $2,866
Liberty Mutual $2,133 $2,251 $2,381
Nationwide $2,576 $2,643 $2,633
Progressive $3,148 $3,437 $3,783
State Farm $2,236 $2,378 $2,508
Travelers $2,476 $2,679 $2,893
USAA $2,528 $2,711 $2,902

What affects car insurance rates in Greenwood, Illinois?

What factors can have an impact on Greenwood, IL car insurance? There are several reasons why Greenwood car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Greenwood, Illinois.

Commute Time in Greenwood

The more time you spend in your car the higher the risk of an accident. The average commute length in Greenwood, IL is 32.7 minutes according to City-Data.

Compare Car Insurance Quotes in Greenwood, IL

Ready to find affordable Greenwood, Illinois car insurance today? Enter your ZIP code for fast, free Greenwood, IL car insurance quotes.

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