Compare Gridley, KS Car Insurance Rates (2021)

Car insurance in Gridley, KS averages $277 a month. Gridley, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gridley car insurance rates, compare quotes from the top car insurance companies in Gridley, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gridley for teen drivers is American Family
  • The cheapest car insurance company in Gridley is American Family
  • Average car insurance rates in Gridley, KS are $3,329/year

If you need to buy Gridley, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Gridley, KS is right here.

You’ll find Gridley car insurance rates, the cheapest Gridley, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Gridley, Kansas car insurance rates to Overland Park car insurance rates, Lawrence car insurance rates, and Wichita car insurance rates.

Ready to find affordable Gridley, KS car insurance today? Enter your ZIP code for fast, free Gridley car insurance quotes.

Cheapest Gridley, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gridley, KS car insurance rates? Every Gridley, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gridley, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,584 $1,584 $1,431 $1,431 $3,047 $3,651 $1,584 $1,778
Farmers $2,474 $2,450 $2,209 $2,310 $6,736 $6,960 $2,791 $2,934
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,807 $1,864 $1,609 $1,734 $3,759 $4,613 $2,108 $2,246
Progressive $2,294 $2,183 $1,847 $1,930 $8,497 $9,589 $2,710 $2,910
State Farm $1,668 $1,668 $1,456 $1,456 $4,363 $5,572 $1,873 $2,111
Travelers $2,007 $2,042 $1,961 $1,983 $8,147 $12,720 $2,056 $2,423
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

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Minimum Car Insurance in Gridley, KS

Every driver must carry the minimum car insurance in Gridley, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Gridley, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gridley, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gridley, KS. Compare credit history car insurance rates in Gridley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gridley, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,625 $1,859 $1,550
Farmers $4,257 $3,381 $3,187
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,736 $2,416 $2,251
Progressive $4,579 $3,849 $3,556
State Farm $3,670 $2,194 $1,699
Travelers $4,813 $3,922 $3,767
USAA $3,299 $2,163 $1,778

Cheapest Gridley, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gridley, KS to rates for a clean record with top companies.

Annual Gridley, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $1,974 $2,124 $1,974 $1,974
Farmers $3,037 $3,912 $3,814 $3,669
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,857 $2,134 $3,756 $2,123
Progressive $3,692 $4,314 $3,856 $4,117
State Farm $2,344 $2,698 $2,521 $2,521
Travelers $3,033 $3,962 $5,466 $4,210
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Gridley, KS Car Insurance for Teen Drivers

Teen car insurance in Gridley, KS can be expensive. Take a look at rates from the top car insurance companies in Gridley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gridley, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,047 $3,651
Farmers $6,736 $6,960
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,759 $4,613
Progressive $8,497 $9,589
State Farm $4,363 $5,572
Travelers $8,147 $12,720
USAA $4,807 $5,062

Cheapest Gridley, KS Car Insurance for Seniors

Take a look at Gridley, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gridley, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,431 $1,431
Farmers $2,209 $2,310
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,609 $1,734
Progressive $1,847 $1,930
State Farm $1,456 $1,456
Travelers $1,961 $1,983
USAA $1,313 $1,333

Cheapest Gridley, KS Car Insurance Rates After a DUI

A DUI in Gridley, KS increases car insurance rates. Compare Gridley, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gridley, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $1,974
Farmers $3,814
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,756
Progressive $3,856
State Farm $2,521
Travelers $5,466
USAA $3,494

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Cheapest Gridley, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gridley, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gridley, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $1,986 $2,037
Farmers $3,608 $3,608
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,468 $2,468
Progressive $3,995 $3,995
State Farm $2,458 $2,583
Travelers $4,168 $4,168
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Gridley, KS

Take a look at a side-by-side comparison of the top car insurance companies in Gridley, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gridley, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,011
Farmers $3,608
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,468
Progressive $3,995
State Farm $2,521
Travelers $4,168
USAA $2,413

Category Winners: Cheapest Car Insurance in Gridley, Kansas

Find the cheapest car insurance companies in Gridley, KS for each category right here.

Best Annual Car Insurance Rates by Company in Gridley, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Gridley, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gridley car insurance rates. Find the cheapest Gridley, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gridley, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,032 $2,113 $1,889
Farmers $3,460 $3,588 $3,776
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,596 $2,440 $2,367
Progressive $3,772 $3,964 $4,249
State Farm $2,432 $2,528 $2,603
Travelers $3,953 $4,174 $4,376
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Gridley, Kansas?

What factors can have an impact on Gridley, KS car insurance? There are several reasons why Gridley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gridley, Kansas.

Commute Time in Gridley

The more time you spend in your car the higher the risk of an accident. The average commute length in Gridley, KS is 22.5 minutes according to City-Data.

Compare Car Insurance Quotes in Gridley, KS

Ready to find affordable Gridley, Kansas car insurance today? Enter your ZIP code for fast, free Gridley, KS car insurance quotes.

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