Compare Grimes, AL Car Insurance Rates (2021)

Car insurance in Grimes, AL averages $285 a month. Grimes, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Grimes car insurance rates, compare quotes from the top car insurance companies in Grimes, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Grimes, AL after a DUI are $3,905/year
  • Average car insurance rates in Grimes, AL are $3,416/year
  • The cheapest car insurance company in Grimes for teen drivers is USAA

If you need to buy Grimes, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Grimes, AL is right here.

You’ll find Grimes car insurance rates, the cheapest Grimes, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Grimes, Alabama car insurance rates to Madison car insurance rates, Tuscaloosa car insurance rates, and Hoover car insurance rates.

Ready to find affordable Grimes, AL car insurance today? Enter your ZIP code for fast, free Grimes car insurance quotes.

Cheapest Grimes, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grimes, AL car insurance rates? Every Grimes, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grimes, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,886 $1,801 $1,705 $1,739 $6,513 $7,013 $2,116 $2,164
Farmers $2,128 $2,115 $1,904 $2,018 $8,097 $8,336 $2,416 $2,516
GEICO $1,880 $1,862 $1,796 $1,856 $4,889 $4,766 $1,984 $1,829
Liberty Mutual $2,859 $3,087 $2,346 $2,624 $10,527 $11,705 $3,039 $3,230
Nationwide $1,674 $1,696 $1,527 $1,581 $4,358 $5,617 $1,856 $2,074
Progressive $2,204 $2,057 $1,805 $1,947 $8,861 $9,842 $2,549 $2,652
State Farm $2,646 $2,646 $2,387 $2,387 $7,904 $9,907 $2,987 $3,440
Travelers $1,493 $1,518 $1,394 $1,391 $7,810 $12,215 $1,418 $1,642
USAA $1,231 $1,251 $1,152 $1,133 $3,626 $4,022 $1,600 $1,729

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Minimum Car Insurance in Grimes, AL

Every driver must carry the minimum car insurance in Grimes, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Grimes, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Grimes, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grimes, AL. Compare credit history car insurance rates in Grimes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grimes, Alabama

Insurance Company Poor Fair Good
Allstate $3,853 $3,025 $2,473
Farmers $4,140 $3,559 $3,374
GEICO $3,315 $2,366 $2,142
Liberty Mutual $7,043 $4,334 $3,404
Nationwide $3,073 $2,400 $2,171
Progressive $4,509 $3,861 $3,599
State Farm $6,951 $3,521 $2,393
Travelers $3,940 $3,414 $3,477
USAA $2,639 $1,724 $1,541

Cheapest Grimes, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grimes, AL to rates for a clean record with top companies.

Annual Grimes, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,657 $3,127 $3,690 $2,995
Farmers $3,108 $4,015 $3,916 $3,725
GEICO $1,764 $2,830 $3,486 $2,351
Liberty Mutual $3,866 $5,382 $5,257 $5,204
Nationwide $2,231 $2,231 $3,241 $2,489
Progressive $3,596 $4,518 $3,893 $3,952
State Farm $3,878 $4,790 $4,243 $4,243
Travelers $3,009 $3,158 $4,608 $3,665
USAA $1,516 $1,900 $2,816 $1,640

Cheapest Grimes, AL Car Insurance for Teen Drivers

Teen car insurance in Grimes, AL can be expensive. Take a look at rates from the top car insurance companies in Grimes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grimes, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,513 $7,013
Farmers $8,097 $8,336
GEICO $4,889 $4,766
Liberty Mutual $10,527 $11,705
Nationwide $4,358 $5,617
Progressive $8,861 $9,842
State Farm $7,904 $9,907
Travelers $7,810 $12,215
USAA $3,626 $4,022

Cheapest Grimes, AL Car Insurance for Seniors

Take a look at Grimes, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grimes, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,705 $1,739
Farmers $1,904 $2,018
GEICO $1,796 $1,856
Liberty Mutual $2,346 $2,624
Nationwide $1,527 $1,581
Progressive $1,805 $1,947
State Farm $2,387 $2,387
Travelers $1,394 $1,391
USAA $1,152 $1,133

Cheapest Grimes, AL Car Insurance Rates After a DUI

A DUI in Grimes, AL increases car insurance rates. Compare Grimes, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grimes, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,690
Farmers $3,916
GEICO $3,486
Liberty Mutual $5,257
Nationwide $3,241
Progressive $3,893
State Farm $4,243
Travelers $4,608
USAA $2,816

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Cheapest Grimes, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grimes, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grimes, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
Farmers $3,691 $3,691
GEICO $2,560 $2,656
Liberty Mutual $4,927 $4,927
Nationwide $2,548 $2,548
Progressive $3,990 $3,990
State Farm $4,185 $4,392
Travelers $3,610 $3,610
USAA $1,878 $2,058

The Best Cheap Car Insurance Companies in Grimes, AL

Take a look at a side-by-side comparison of the top car insurance companies in Grimes, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grimes, Alabama

Insurance Company Average Annual Rates
Allstate $3,117
Farmers $3,691
GEICO $2,608
Liberty Mutual $4,927
Nationwide $2,548
Progressive $3,990
State Farm $4,288
Travelers $3,610
USAA $1,968

Category Winners: Cheapest Car Insurance in Grimes, Alabama

Find the cheapest car insurance companies in Grimes, AL for each category right here.

Best Annual Car Insurance Rates by Company in Grimes, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Grimes, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grimes car insurance rates. Find the cheapest Grimes, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grimes, Alabama

Insurance Company Low Medium High
Allstate $3,014 $3,113 $3,225
Farmers $3,491 $3,644 $3,938
GEICO $2,385 $2,595 $2,843
Liberty Mutual $4,696 $4,903 $5,182
Nationwide $2,529 $2,526 $2,589
Progressive $3,498 $3,959 $4,512
State Farm $4,059 $4,282 $4,524
Travelers $3,457 $3,681 $3,692
USAA $1,893 $1,957 $2,055

What affects car insurance rates in Grimes, Alabama?

What factors can have an impact on Grimes, AL car insurance? There are several reasons why Grimes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grimes, Alabama.

Commute Time in Grimes

The more time you spend in your car the higher the risk of an accident. The average commute length in Grimes, AL is 17.4 minutes according to City-Data.

Compare Car Insurance Quotes in Grimes, AL

Ready to find affordable Grimes, Alabama car insurance today? Enter your ZIP code for fast, free Grimes, AL car insurance quotes.

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