Compare Groesbeck, TX Car Insurance Rates (2021)

Car insurance in Groesbeck, TX averages $283 a month. Groesbeck, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Groesbeck car insurance rates, compare quotes from the top car insurance companies in Groesbeck, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Groesbeck, TX are $3,390/year
  • Average car insurance rates in Groesbeck, TX after a DUI are $3,868/year
  • The cheapest car insurance company in Groesbeck for teen drivers is USAA

If you need to buy Groesbeck, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Groesbeck, TX is right here.

You’ll find Groesbeck car insurance rates, the cheapest Groesbeck, TX car insurance companies, and information on Texas car insurance laws. You can also compare Groesbeck, Texas car insurance rates to Dallas car insurance rates, Austin car insurance rates, and Houston car insurance rates.

Ready to find affordable Groesbeck, TX car insurance today? Enter your ZIP code for fast, free Groesbeck car insurance quotes.

Cheapest Groesbeck, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Groesbeck, TX car insurance rates? Every Groesbeck, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Groesbeck, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,322 $3,350 $3,280 $3,280 $8,790 $10,601 $4,105 $4,273
American Family $2,243 $2,485 $2,090 $2,381 $5,770 $7,551 $3,179 $3,617
GEICO $2,058 $2,199 $1,955 $2,178 $4,365 $4,568 $2,222 $2,240
Nationwide $2,061 $2,097 $1,823 $1,930 $5,791 $7,432 $2,415 $2,611
Progressive $2,250 $2,126 $2,003 $2,043 $9,354 $10,404 $2,648 $2,673
State Farm $1,826 $1,826 $1,619 $1,619 $4,260 $5,410 $1,978 $2,044
USAA $1,406 $1,418 $1,339 $1,334 $3,887 $4,247 $1,872 $2,016

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Minimum Car Insurance in Groesbeck, TX

Every driver must carry the minimum car insurance in Groesbeck, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Groesbeck, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Groesbeck, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Groesbeck, TX. Compare credit history car insurance rates in Groesbeck from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Groesbeck, Texas

Insurance Company Poor Fair Good
Allstate $6,512 $4,775 $4,088
American Family $5,054 $3,166 $2,774
GEICO $4,183 $2,384 $1,603
Nationwide $3,917 $3,151 $2,742
Progressive $4,714 $4,074 $3,775
State Farm $3,645 $2,267 $1,806
USAA $3,224 $1,855 $1,491

Cheapest Groesbeck, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Groesbeck, TX to rates for a clean record with top companies.

Annual Groesbeck, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,974 $6,141 $6,410 $3,974
American Family $3,350 $4,233 $3,724 $3,350
GEICO $2,317 $3,025 $2,571 $2,980
Nationwide $2,840 $2,840 $4,197 $3,204
Progressive $3,655 $4,721 $4,264 $4,110
State Farm $2,299 $2,620 $3,073 $2,299
USAA $1,639 $2,406 $2,835 $1,880

Cheapest Groesbeck, TX Car Insurance for Teen Drivers

Teen car insurance in Groesbeck, TX can be expensive. Take a look at rates from the top car insurance companies in Groesbeck for teenagers.

Annual Car Insurance Rates for Teen Drivers in Groesbeck, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,790 $10,601
American Family $5,770 $7,551
GEICO $4,365 $4,568
Nationwide $5,791 $7,432
Progressive $9,354 $10,404
State Farm $4,260 $5,410
USAA $3,887 $4,247

Cheapest Groesbeck, TX Car Insurance for Seniors

Take a look at Groesbeck, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Groesbeck, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,280 $3,280
American Family $2,090 $2,381
GEICO $1,955 $2,178
Nationwide $1,823 $1,930
Progressive $2,003 $2,043
State Farm $1,619 $1,619
USAA $1,339 $1,334

Cheapest Groesbeck, TX Car Insurance Rates After a DUI

A DUI in Groesbeck, TX increases car insurance rates. Compare Groesbeck, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Groesbeck, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,410
American Family $3,724
GEICO $2,571
Nationwide $4,197
Progressive $4,264
State Farm $3,073
USAA $2,835

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Cheapest Groesbeck, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Groesbeck, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Groesbeck, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,002 $5,248
American Family $3,665 $3,665
GEICO $2,671 $2,776
Nationwide $3,270 $3,270
Progressive $4,188 $4,188
State Farm $2,573 $2,573
USAA $2,162 $2,217

The Best Cheap Car Insurance Companies in Groesbeck, TX

Take a look at a side-by-side comparison of the top car insurance companies in Groesbeck, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Groesbeck, Texas

Insurance Company Average Annual Rates
Allstate $5,125
American Family $3,665
GEICO $2,723
Nationwide $3,270
Progressive $4,188
State Farm $2,573
USAA $2,190

Category Winners: Cheapest Car Insurance in Groesbeck, Texas

Find the cheapest car insurance companies in Groesbeck, TX for each category right here.

Best Annual Car Insurance Rates by Company in Groesbeck, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Groesbeck, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Groesbeck car insurance rates. Find the cheapest Groesbeck, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Groesbeck, Texas

Insurance Company Low Medium High
Allstate $5,003 $5,079 $5,292
American Family $3,426 $3,543 $4,025
GEICO $2,604 $2,696 $2,871
Nationwide $3,539 $3,131 $3,140
Progressive $3,979 $4,164 $4,420
State Farm $2,451 $2,564 $2,703
USAA $2,122 $2,182 $2,265

What affects car insurance rates in Groesbeck, Texas?

What factors can have an impact on Groesbeck, TX car insurance? There are several reasons why Groesbeck car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Groesbeck, Texas.

Car Theft in Groesbeck

High levels of vehicle theft can make car insurance more expensive. Groesbeck, TX car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Groesbeck

The more time you spend in your car the higher the risk of an accident. The average commute length in Groesbeck, TX is 19.2 minutes according to City-Data.

Compare Car Insurance Quotes in Groesbeck, TX

Ready to find affordable Groesbeck, Texas car insurance today? Enter your ZIP code for fast, free Groesbeck, TX car insurance quotes.

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