Compare Groton, MA Car Insurance Rates (2021)

Car insurance in Groton, MA averages $209 a month. Groton, Massachusetts car insurance requirements are 20/40/5, but you might need full coverage insurance if your car is financed. To find cheap Groton car insurance rates, compare quotes from the top car insurance companies in Groton, MA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Groton, MA are $2,505/year
  • Average car insurance rates in Groton, MA after a DUI are $3,065/year
  • The cheapest car insurance company in Groton is State Farm

If you need to buy Groton, Massachusetts car insurance, the options can be confusing. Everything you need to know about car insurance in Groton, MA is right here.

You’ll find Groton car insurance rates, the cheapest Groton, MA car insurance companies, and information on Massachusetts car insurance laws. You can also compare Groton, Massachusetts car insurance rates to Lowell car insurance rates, New Bedford car insurance rates, and Worcester car insurance rates.

Ready to find affordable Groton, MA car insurance today? Enter your ZIP code for fast, free Groton car insurance quotes.

Cheapest Groton, MA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Groton, MA car insurance rates? Every Groton, Massachusetts car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Groton, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,805 $1,805 $1,805 $1,805 $6,389 $6,389 $2,019 $2,019
GEICO $1,585 $1,585 $1,457 $1,457 $4,691 $4,691 $1,639 $1,639
Liberty Mutual $2,218 $2,218 $1,934 $1,934 $7,380 $7,380 $2,319 $2,319
Progressive $1,859 $1,859 $1,779 $1,779 $6,862 $6,862 $2,018 $2,018
State Farm $740 $740 $740 $740 $2,110 $2,110 $740 $740
Travelers $2,381 $2,381 $2,112 $2,112 $4,813 $4,813 $2,643 $2,643
USAA $1,133 $1,133 $1,117 $1,117 $2,604 $2,604 $1,251 $1,251

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Minimum Car Insurance in Groton, MA

Every driver must carry the minimum car insurance in Groton, MA. Take a look at the Massachusetts car insurance requirements.

Minimum Required Car Insurance Coverage in Groton, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Groton, MA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Groton, MA to rates for a clean record with top companies.

Annual Groton, Massachusetts Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,337 $3,453 $3,889 $2,337
GEICO $1,878 $2,573 $2,943 $1,978
Liberty Mutual $2,733 $3,719 $4,485 $2,914
Progressive $2,638 $3,692 $2,942 $3,246
State Farm $859 $1,166 $1,388 $918
Travelers $2,343 $3,221 $3,425 $2,961
USAA $1,092 $1,412 $2,381 $1,219

Cheapest Groton, MA Car Insurance for Teen Drivers

Teen car insurance in Groton, MA can be expensive. Take a look at rates from the top car insurance companies in Groton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Groton, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,389 $6,389
GEICO $4,691 $4,691
Liberty Mutual $7,380 $7,380
Progressive $6,862 $6,862
State Farm $2,110 $2,110
Travelers $4,813 $4,813
USAA $2,604 $2,604

Cheapest Groton, MA Car Insurance for Seniors

Take a look at Groton, MA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Groton, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,805 $1,805
GEICO $1,457 $1,457
Liberty Mutual $1,934 $1,934
Progressive $1,779 $1,779
State Farm $740 $740
Travelers $2,112 $2,112
USAA $1,117 $1,117

Cheapest Groton, MA Car Insurance Rates After a DUI

A DUI in Groton, MA increases car insurance rates. Compare Groton, Massachusetts DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Groton, Massachusetts

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,889
GEICO $2,943
Liberty Mutual $4,485
Progressive $2,942
State Farm $1,388
Travelers $3,425
USAA $2,381

Cheapest Groton, MA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Groton, MA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Groton, Massachusetts

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,909 $3,099
GEICO $2,297 $2,389
Liberty Mutual $3,327 $3,598
Progressive $3,129 $3,129
State Farm $1,058 $1,108
Travelers $2,849 $3,125
USAA $1,484 $1,568

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The Best Cheap Car Insurance Companies in Groton, MA

Take a look at a side-by-side comparison of the top car insurance companies in Groton, MA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Groton, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,004
GEICO $2,343
Liberty Mutual $3,463
Progressive $3,129
State Farm $1,083
Travelers $2,987
USAA $1,526

Category Winners: Cheapest Car Insurance in Groton, Massachusetts

Find the cheapest car insurance companies in Groton, MA for each category right here.

Best Annual Car Insurance Rates by Company in Groton, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Cheapest Groton, MA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Groton car insurance rates. Find the cheapest Groton, MA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Groton, Massachusetts

Insurance Company Low Medium High
Allstate $2,788 $3,052 $3,172
GEICO $2,166 $2,385 $2,477
Liberty Mutual $3,248 $3,507 $3,633
Progressive $2,901 $3,188 $3,300
State Farm $990 $1,101 $1,157
Travelers $2,717 $3,045 $3,199
USAA $1,418 $1,551 $1,609

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What affects car insurance rates in Groton, Massachusetts?

What factors can have an impact on Groton, MA car insurance? There are several reasons why Groton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Groton, Massachusetts.

Commute Time in Groton

The more time you spend in your car the higher the risk of an accident. The average commute length in Groton, MA is 36.4 minutes according to City-Data.

Compare Car Insurance Quotes in Groton, MA

Ready to find affordable Groton, Massachusetts car insurance today? Enter your ZIP code for fast, free Groton, MA car insurance quotes.

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