Compare Groton, VT Car Insurance Rates (2021)

Car insurance in Groton, VT averages $274 a month. Groton, Vermont car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Groton car insurance rates, compare quotes from the top car insurance companies in Groton, VT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Groton is USAA
  • Average car insurance rates in Groton, VT after a DUI are $3,727/year
  • Average car insurance rates in Groton, VT are $3,285/year

If you need to buy Groton, Vermont car insurance, the options can be confusing. Everything you need to know about car insurance in Groton, VT is right here.

You’ll find Groton car insurance rates, the cheapest Groton, VT car insurance companies, and information on Vermont car insurance laws. You can also compare Groton, Vermont car insurance rates to Montpelier car insurance rates, Bellows Falls car insurance rates, and South Burlington car insurance rates.

Ready to find affordable Groton, VT car insurance today? Enter your ZIP code for fast, free Groton car insurance quotes.

Cheapest Groton, VT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Groton, VT car insurance rates? Every Groton, Vermont car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Groton, Vermont

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,109 $2,109 $2,011 $2,011 $5,037 $6,652 $2,396 $2,630
GEICO $1,773 $1,648 $1,746 $1,591 $4,014 $4,688 $1,494 $1,461
Liberty Mutual $1,962 $2,123 $1,729 $1,940 $8,259 $9,183 $2,247 $2,385
Nationwide $1,416 $1,443 $1,273 $1,345 $3,407 $4,342 $1,619 $1,746
Progressive $3,558 $3,543 $3,178 $3,194 $10,898 $11,932 $3,641 $3,878
State Farm $2,748 $2,748 $2,454 $2,454 $8,125 $10,436 $3,062 $3,403
USAA $1,125 $1,130 $1,051 $1,045 $3,637 $3,807 $1,539 $1,608

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Minimum Car Insurance in Groton, VT

Every driver must carry the minimum car insurance in Groton, VT. Take a look at the Vermont car insurance requirements.

Minimum Required Car Insurance Coverage in Groton, Vermont

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Groton, VT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Groton, VT. Compare credit history car insurance rates in Groton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Groton, Vermont

Insurance Company Poor Fair Good
Allstate $3,824 $2,923 $2,610
GEICO $3,724 $1,961 $1,221
Liberty Mutual $5,594 $3,185 $2,406
Nationwide $2,392 $1,987 $1,843
Progressive $6,309 $5,272 $4,852
State Farm $7,792 $3,321 $2,173
USAA $2,700 $1,611 $1,293

Cheapest Groton, VT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Groton, VT to rates for a clean record with top companies.

Annual Groton, Vermont Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,589 $3,412 $3,522 $2,954
GEICO $1,479 $2,467 $3,440 $1,822
Liberty Mutual $3,277 $3,925 $4,165 $3,546
Nationwide $1,660 $2,131 $2,680 $1,824
Progressive $4,620 $6,673 $5,188 $5,430
State Farm $4,029 $4,828 $4,429 $4,429
USAA $1,424 $1,796 $2,668 $1,583

Cheapest Groton, VT Car Insurance for Teen Drivers

Teen car insurance in Groton, VT can be expensive. Take a look at rates from the top car insurance companies in Groton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Groton, Vermont

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,037 $6,652
GEICO $4,014 $4,688
Liberty Mutual $8,259 $9,183
Nationwide $3,407 $4,342
Progressive $10,898 $11,932
State Farm $8,125 $10,436
USAA $3,637 $3,807

Cheapest Groton, VT Car Insurance for Seniors

Take a look at Groton, VT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Groton, Vermont

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,011
GEICO $1,746 $1,591
Liberty Mutual $1,729 $1,940
Nationwide $1,273 $1,345
Progressive $3,178 $3,194
State Farm $2,454 $2,454
USAA $1,051 $1,045

Cheapest Groton, VT Car Insurance Rates After a DUI

A DUI in Groton, VT increases car insurance rates. Compare Groton, Vermont DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Groton, Vermont

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,522
GEICO $3,440
Liberty Mutual $4,165
Nationwide $2,680
Progressive $5,188
State Farm $4,429
USAA $2,668

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Cheapest Groton, VT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Groton, VT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Groton, Vermont

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,059 $3,179
GEICO $2,270 $2,334
Liberty Mutual $3,728 $3,728
Nationwide $2,074 $2,074
Progressive $5,478 $5,478
State Farm $4,288 $4,569
USAA $1,846 $1,890

The Best Cheap Car Insurance Companies in Groton, VT

Take a look at a side-by-side comparison of the top car insurance companies in Groton, VT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Groton, Vermont

Insurance Company Average Annual Rates
Allstate $3,119
GEICO $2,302
Liberty Mutual $3,728
Nationwide $2,074
Progressive $5,478
State Farm $4,429
USAA $1,868

Category Winners: Cheapest Car Insurance in Groton, Vermont

Find the cheapest car insurance companies in Groton, VT for each category right here.

Best Annual Car Insurance Rates by Company in Groton, Vermont

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Groton, VT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Groton car insurance rates. Find the cheapest Groton, VT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Groton, Vermont

Insurance Company Low Medium High
Allstate $3,058 $3,115 $3,185
GEICO $2,230 $2,303 $2,373
Liberty Mutual $3,521 $3,716 $3,949
Nationwide $2,123 $2,078 $2,021
Progressive $5,231 $5,411 $5,791
State Farm $4,192 $4,451 $4,643
USAA $1,809 $1,865 $1,929

What affects car insurance rates in Groton, Vermont?

What factors can have an impact on Groton, VT car insurance? There are several reasons why Groton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Groton, Vermont.

Commute Time in Groton

The more time you spend in your car the higher the risk of an accident. The average commute length in Groton, VT is 34.1 minutes according to City-Data.

Compare Car Insurance Quotes in Groton, VT

Ready to find affordable Groton, Vermont car insurance today? Enter your ZIP code for fast, free Groton, VT car insurance quotes.

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