Compare Grottoes, VA Car Insurance Rates (2021)

Car insurance in Grottoes, VA averages $173 a month. Grottoes, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Grottoes car insurance rates, compare quotes from the top car insurance companies in Grottoes, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Grottoes for teen drivers is USAA
  • Average car insurance rates in Grottoes, VA are $2,078/year
  • The cheapest car insurance company in Grottoes is USAA

If you need to buy Grottoes, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Grottoes, VA is right here.

You’ll find Grottoes car insurance rates, the cheapest Grottoes, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Grottoes, Virginia car insurance rates to Richmond car insurance rates, Virginia Beach car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Grottoes, VA car insurance today? Enter your ZIP code for fast, free Grottoes car insurance quotes.

Cheapest Grottoes, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grottoes, VA car insurance rates? Every Grottoes, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grottoes, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,814 $1,712 $1,804 $1,804 $5,702 $6,576 $2,363 $2,369
GEICO $1,375 $1,373 $1,304 $1,304 $2,916 $3,915 $1,600 $1,584
Nationwide $1,285 $1,292 $1,144 $1,174 $3,028 $3,892 $1,414 $1,536
Progressive $1,064 $1,010 $964 $966 $4,854 $5,453 $1,284 $1,314
State Farm $1,187 $1,187 $1,069 $1,069 $3,573 $4,472 $1,341 $1,553
USAA $984 $969 $923 $927 $3,043 $3,620 $1,264 $1,387

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Minimum Car Insurance in Grottoes, VA

Every driver must carry the minimum car insurance in Grottoes, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Grottoes, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Grottoes, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Grottoes, VA. Compare credit history car insurance rates in Grottoes from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Grottoes, Virginia

Insurance Company Poor Fair Good
Allstate $3,676 $2,951 $2,427
GEICO $2,135 $1,815 $1,815
Nationwide $2,186 $1,756 $1,595
Progressive $2,354 $2,061 $1,926
State Farm $2,744 $1,703 $1,347
USAA $2,189 $1,494 $1,235

Cheapest Grottoes, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grottoes, VA to rates for a clean record with top companies.

Annual Grottoes, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $3,590 $3,309 $2,911
GEICO $1,458 $1,894 $2,874 $1,458
Nationwide $1,610 $1,610 $2,342 $1,822
Progressive $1,808 $2,390 $2,156 $2,100
State Farm $1,764 $2,099 $1,931 $1,931
USAA $1,271 $1,649 $2,176 $1,462

Cheapest Grottoes, VA Car Insurance for Teen Drivers

Teen car insurance in Grottoes, VA can be expensive. Take a look at rates from the top car insurance companies in Grottoes for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grottoes, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,702 $6,576
GEICO $2,916 $3,915
Nationwide $3,028 $3,892
Progressive $4,854 $5,453
State Farm $3,573 $4,472
USAA $3,043 $3,620

Cheapest Grottoes, VA Car Insurance for Seniors

Take a look at Grottoes, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grottoes, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,804 $1,804
GEICO $1,304 $1,304
Nationwide $1,144 $1,174
Progressive $964 $966
State Farm $1,069 $1,069
USAA $923 $927

Cheapest Grottoes, VA Car Insurance Rates After a DUI

A DUI in Grottoes, VA increases car insurance rates. Compare Grottoes, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grottoes, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,309
GEICO $2,874
Nationwide $2,342
Progressive $2,156
State Farm $1,931
USAA $2,176

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Cheapest Grottoes, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grottoes, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grottoes, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,929 $3,107
GEICO $1,885 $1,957
Nationwide $1,846 $1,846
Progressive $2,113 $2,113
State Farm $1,886 $1,977
USAA $1,579 $1,700

The Best Cheap Car Insurance Companies in Grottoes, VA

Take a look at a side-by-side comparison of the top car insurance companies in Grottoes, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grottoes, Virginia

Insurance Company Average Annual Rates
Allstate $3,018
GEICO $1,921
Nationwide $1,846
Progressive $2,113
State Farm $1,931
USAA $1,640

Category Winners: Cheapest Car Insurance in Grottoes, Virginia

Find the cheapest car insurance companies in Grottoes, VA for each category right here.

Best Annual Car Insurance Rates by Company in Grottoes, Virginia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Grottoes, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grottoes car insurance rates. Find the cheapest Grottoes, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grottoes, Virginia

Insurance Company Low Medium High
Allstate $2,943 $3,019 $3,092
GEICO $1,857 $1,920 $1,987
Nationwide $1,941 $1,827 $1,769
Progressive $2,035 $2,094 $2,212
State Farm $1,827 $1,927 $2,040
USAA $1,577 $1,643 $1,699

What affects car insurance rates in Grottoes, Virginia?

What factors can have an impact on Grottoes, VA car insurance? There are several reasons why Grottoes car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grottoes, Virginia.

Commute Time in Grottoes

The more time you spend in your car the higher the risk of an accident. The average commute length in Grottoes, VA is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Grottoes, VA

Ready to find affordable Grottoes, Virginia car insurance today? Enter your ZIP code for fast, free Grottoes, VA car insurance quotes.

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