Compare Grover Beach, CA Car Insurance Rates (2021)

Car insurance in Grover Beach, CA averages $236 a month. Grover Beach, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Grover Beach car insurance rates, compare quotes from the top car insurance companies in Grover Beach, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Grover Beach is Liberty Mutual
  • Average car insurance rates in Grover Beach, CA are $2,834/year
  • The cheapest car insurance company in Grover Beach for teen drivers is Liberty Mutual

If you need to buy Grover Beach, California car insurance, the options can be confusing. Everything you need to know about car insurance in Grover Beach, CA is right here.

You’ll find Grover Beach car insurance rates, the cheapest Grover Beach, CA car insurance companies, and information on California car insurance laws. You can also compare Grover Beach, California car insurance rates to Fresno car insurance rates, Long Beach car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Grover Beach, CA car insurance today? Enter your ZIP code for fast, free Grover Beach car insurance quotes.

Cheapest Grover Beach, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Grover Beach, CA car insurance rates? Every Grover Beach, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Grover Beach, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,229 $2,231 $1,639 $1,655 $6,202 $7,800 $2,854 $3,137
Farmers $1,694 $1,694 $1,532 $1,532 $5,392 $8,806 $2,007 $2,235
GEICO $1,511 $1,512 $1,421 $1,421 $4,594 $4,665 $2,170 $2,214
Liberty Mutual $1,737 $1,647 $1,615 $1,565 $3,768 $4,001 $1,958 $1,973
Nationwide $2,639 $2,518 $2,323 $2,190 $6,703 $7,397 $3,148 $3,102
Progressive $1,441 $1,480 $1,241 $1,462 $3,845 $4,607 $2,075 $2,225
State Farm $2,278 $2,278 $2,037 $2,037 $4,185 $5,189 $2,521 $2,600
Travelers $1,891 $1,832 $1,683 $1,667 $3,830 $4,342 $2,427 $2,376
USAA $1,966 $1,862 $1,911 $1,917 $4,587 $4,581 $2,702 $2,554

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Minimum Car Insurance in Grover Beach, CA

Every driver must carry the minimum car insurance in Grover Beach, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Grover Beach, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Grover Beach, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Grover Beach, CA to rates for a clean record with top companies.

Annual Grover Beach, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,102 $3,522 $5,501 $2,750
Farmers $2,304 $3,134 $3,898 $3,110
GEICO $1,704 $2,635 $3,301 $2,114
Liberty Mutual $1,981 $2,655 $2,396 $2,099
Nationwide $2,623 $3,361 $5,664 $3,361
Progressive $1,506 $2,559 $2,956 $2,167
State Farm $2,062 $2,460 $4,648 $2,393
Travelers $1,701 $2,719 $3,141 $2,464
USAA $1,831 $2,732 $4,471 $2,006

Cheapest Grover Beach, CA Car Insurance for Teen Drivers

Teen car insurance in Grover Beach, CA can be expensive. Take a look at rates from the top car insurance companies in Grover Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Grover Beach, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,202 $7,800
Farmers $5,392 $8,806
GEICO $4,594 $4,665
Liberty Mutual $3,768 $4,001
Nationwide $6,703 $7,397
Progressive $3,845 $4,607
State Farm $4,185 $5,189
Travelers $3,830 $4,342
USAA $4,587 $4,581

Cheapest Grover Beach, CA Car Insurance for Seniors

Take a look at Grover Beach, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Grover Beach, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,639 $1,655
Farmers $1,532 $1,532
GEICO $1,421 $1,421
Liberty Mutual $1,615 $1,565
Nationwide $2,323 $2,190
Progressive $1,241 $1,462
State Farm $2,037 $2,037
Travelers $1,683 $1,667
USAA $1,911 $1,917

Cheapest Grover Beach, CA Car Insurance Rates After a DUI

A DUI in Grover Beach, CA increases car insurance rates. Compare Grover Beach, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Grover Beach, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,501
Farmers $3,898
GEICO $3,301
Liberty Mutual $2,396
Nationwide $5,664
Progressive $2,956
State Farm $4,648
Travelers $3,141
USAA $4,471

Cheapest Grover Beach, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Grover Beach, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Grover Beach, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,135 $3,802
Farmers $2,823 $3,400
GEICO $2,215 $2,662
Liberty Mutual $2,098 $2,468
Nationwide $3,318 $4,187
Progressive $2,085 $2,509
State Farm $2,785 $2,996
Travelers $2,265 $2,747
USAA $2,538 $2,982

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The Best Cheap Car Insurance Companies in Grover Beach, CA

Take a look at a side-by-side comparison of the top car insurance companies in Grover Beach, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Grover Beach, California

Insurance Company Average Annual Rates
Allstate $3,469
Farmers $3,112
GEICO $2,438
Liberty Mutual $2,283
Nationwide $3,752
Progressive $2,297
State Farm $2,891
Travelers $2,506
USAA $2,760

Category Winners: Cheapest Car Insurance in Grover Beach, California

Find the cheapest car insurance companies in Grover Beach, CA for each category right here.

Best Annual Car Insurance Rates by Company in Grover Beach, California

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Grover Beach, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Grover Beach car insurance rates. Find the cheapest Grover Beach, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Grover Beach, California

Insurance Company Low Medium High
Allstate $3,304 $3,496 $3,606
Farmers $2,890 $3,137 $3,308
GEICO $2,190 $2,469 $2,656
Liberty Mutual $2,136 $2,301 $2,411
Nationwide $3,352 $3,823 $4,082
Progressive $2,029 $2,374 $2,488
State Farm $2,616 $2,935 $3,121
Travelers $2,175 $2,576 $2,767
USAA $2,456 $2,822 $3,003

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What affects car insurance rates in Grover Beach, California?

What factors can have an impact on Grover Beach, CA car insurance? There are several reasons why Grover Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Grover Beach, California.

Car Theft in Grover Beach

High levels of vehicle theft can make car insurance more expensive. Grover Beach, CA car theft statistics from the FBI indicate 24 vehicle thefts a year.

Commute Time in Grover Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Grover Beach, CA is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Grover Beach, CA

Ready to find affordable Grover Beach, California car insurance today? Enter your ZIP code for fast, free Grover Beach, CA car insurance quotes.

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Average Monthly Car Insurance Rates by State