Compare Guerneville, CA Car Insurance Rates (2021)

Car insurance in Guerneville, CA averages $289 a month. Guerneville, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Guerneville car insurance rates, compare quotes from the top car insurance companies in Guerneville, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Guerneville for teen drivers is USAA
  • Average car insurance rates in Guerneville, CA are $3,465/year
  • Average car insurance rates in Guerneville, CA after a DUI are $4,859/year

If you need to buy Guerneville, California car insurance, the options can be confusing. Everything you need to know about car insurance in Guerneville, CA is right here.

You’ll find Guerneville car insurance rates, the cheapest Guerneville, CA car insurance companies, and information on California car insurance laws. You can also compare Guerneville, California car insurance rates to San Diego car insurance rates, Long Beach car insurance rates, and Los Angeles car insurance rates.

Ready to find affordable Guerneville, CA car insurance today? Enter your ZIP code for fast, free Guerneville car insurance quotes.

Cheapest Guerneville, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Guerneville, CA car insurance rates? Every Guerneville, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guerneville, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,508 $2,509 $1,833 $1,854 $6,988 $8,788 $3,224 $3,548
Farmers $2,559 $2,559 $2,308 $2,308 $8,210 $13,494 $3,037 $3,387
GEICO $1,624 $1,626 $1,528 $1,528 $4,949 $5,047 $2,334 $2,392
Liberty Mutual $2,244 $2,127 $2,085 $2,021 $4,929 $5,228 $2,534 $2,551
Nationwide $2,967 $2,832 $2,598 $2,448 $7,583 $8,355 $3,551 $3,506
Progressive $1,670 $1,719 $1,398 $1,668 $4,387 $5,303 $2,382 $2,562
State Farm $3,428 $3,428 $3,063 $3,063 $6,285 $7,769 $3,798 $3,920
Travelers $2,397 $2,323 $2,120 $2,097 $4,913 $5,660 $3,124 $3,056
USAA $1,816 $1,721 $1,773 $1,782 $4,105 $4,144 $2,522 $2,384

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Minimum Car Insurance in Guerneville, CA

Every driver must carry the minimum car insurance in Guerneville, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Guerneville, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Guerneville, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guerneville, CA to rates for a clean record with top companies.

Annual Guerneville, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,356 $3,973 $6,208 $3,089
Farmers $3,496 $4,763 $5,938 $4,733
GEICO $1,839 $2,834 $3,559 $2,282
Liberty Mutual $2,574 $3,449 $3,110 $2,727
Nationwide $2,955 $3,785 $6,395 $3,785
Progressive $1,735 $2,930 $3,382 $2,498
State Farm $3,098 $3,696 $6,987 $3,596
Travelers $2,149 $3,485 $4,061 $3,150
USAA $1,683 $2,503 $4,093 $1,843

Cheapest Guerneville, CA Car Insurance for Teen Drivers

Teen car insurance in Guerneville, CA can be expensive. Take a look at rates from the top car insurance companies in Guerneville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Guerneville, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,988 $8,788
Farmers $8,210 $13,494
GEICO $4,949 $5,047
Liberty Mutual $4,929 $5,228
Nationwide $7,583 $8,355
Progressive $4,387 $5,303
State Farm $6,285 $7,769
Travelers $4,913 $5,660
USAA $4,105 $4,144

Cheapest Guerneville, CA Car Insurance for Seniors

Take a look at Guerneville, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Guerneville, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,833 $1,854
Farmers $2,308 $2,308
GEICO $1,528 $1,528
Liberty Mutual $2,085 $2,021
Nationwide $2,598 $2,448
Progressive $1,398 $1,668
State Farm $3,063 $3,063
Travelers $2,120 $2,097
USAA $1,773 $1,782

Cheapest Guerneville, CA Car Insurance Rates After a DUI

A DUI in Guerneville, CA increases car insurance rates. Compare Guerneville, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Guerneville, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,208
Farmers $5,938
GEICO $3,559
Liberty Mutual $3,110
Nationwide $6,395
Progressive $3,382
State Farm $6,987
Travelers $4,061
USAA $4,093

Cheapest Guerneville, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Guerneville, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Guerneville, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,530 $4,283
Farmers $4,294 $5,171
GEICO $2,388 $2,869
Liberty Mutual $2,722 $3,207
Nationwide $3,735 $4,725
Progressive $2,389 $2,883
State Farm $4,189 $4,499
Travelers $2,889 $3,534
USAA $2,335 $2,727

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The Best Cheap Car Insurance Companies in Guerneville, CA

Take a look at a side-by-side comparison of the top car insurance companies in Guerneville, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Guerneville, California

Insurance Company Average Annual Rates
Allstate $3,907
Farmers $4,733
GEICO $2,628
Liberty Mutual $2,965
Nationwide $4,230
Progressive $2,636
State Farm $4,344
Travelers $3,211
USAA $2,531

Category Winners: Cheapest Car Insurance in Guerneville, California

Find the cheapest car insurance companies in Guerneville, CA for each category right here.

Best Annual Car Insurance Rates by Company in Guerneville, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Guerneville, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Guerneville car insurance rates. Find the cheapest Guerneville, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Guerneville, California

Insurance Company Low Medium High
Allstate $3,716 $3,938 $4,066
Farmers $4,425 $4,768 $5,004
GEICO $2,431 $2,654 $2,801
Liberty Mutual $2,775 $2,990 $3,130
Nationwide $3,808 $4,306 $4,577
Progressive $2,407 $2,711 $2,790
State Farm $3,985 $4,407 $4,640
Travelers $2,835 $3,291 $3,508
USAA $2,319 $2,576 $2,698

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What affects car insurance rates in Guerneville, California?

What factors can have an impact on Guerneville, CA car insurance? There are several reasons why Guerneville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Guerneville, California.

Commute Time in Guerneville

The more time you spend in your car the higher the risk of an accident. The average commute length in Guerneville, CA is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Guerneville, CA

Ready to find affordable Guerneville, California car insurance today? Enter your ZIP code for fast, free Guerneville, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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