Compare Guffey, CO Car Insurance Rates (2021)

Car insurance in Guffey, CO averages $326 a month. Guffey, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Guffey car insurance rates, compare quotes from the top car insurance companies in Guffey, CO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Guffey for teen drivers is Liberty Mutual
  • Average car insurance rates in Guffey, CO after a DUI are $4,660/year
  • Average car insurance rates in Guffey, CO are $3,906/year

If you need to buy Guffey, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Guffey, CO is right here.

You’ll find Guffey car insurance rates, the cheapest Guffey, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Guffey, Colorado car insurance rates to Greeley car insurance rates, Colorado Springs car insurance rates, and Fort Collins car insurance rates.

Ready to find affordable Guffey, CO car insurance today? Enter your ZIP code for fast, free Guffey car insurance quotes.

Cheapest Guffey, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Guffey, CO car insurance rates? Every Guffey, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guffey, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,106 $2,972 $3,004 $11,296 $11,861 $3,672 $3,702
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,329 $3,299 $3,015 $3,238 $12,459 $12,572 $3,673 $3,732
GEICO $1,866 $2,036 $1,986 $2,259 $5,793 $6,105 $1,706 $1,727
Liberty Mutual $1,772 $1,738 $1,493 $1,640 $5,549 $6,066 $1,803 $1,841
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,515 $2,352 $2,185 $2,178 $8,558 $9,585 $2,840 $2,766
State Farm $1,994 $1,994 $1,784 $1,784 $5,673 $7,192 $2,230 $2,644
USAA $2,470 $2,471 $2,351 $2,361 $6,204 $7,122 $3,187 $3,478

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Guffey, CO

Every driver must carry the minimum car insurance in Guffey, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Guffey, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Guffey, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Guffey, CO. Compare credit history car insurance rates in Guffey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Guffey, Colorado

Insurance Company Poor Fair Good
Allstate $6,844 $5,271 $3,982
American Family $5,143 $3,648 $3,057
Farmers $6,571 $5,344 $5,079
GEICO $3,527 $2,935 $2,342
Liberty Mutual $3,916 $2,394 $1,903
Nationwide $4,245 $3,363 $2,929
Progressive $4,691 $4,002 $3,674
State Farm $4,395 $2,820 $2,271
USAA $5,494 $3,123 $2,500

Cheapest Guffey, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guffey, CO to rates for a clean record with top companies.

Annual Guffey, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,589 $5,267 $6,420 $5,187
American Family $2,923 $4,133 $5,425 $3,315
Farmers $4,784 $6,144 $6,060 $5,670
GEICO $2,072 $3,229 $3,729 $2,708
Liberty Mutual $2,404 $2,804 $2,911 $2,832
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,572 $4,983 $3,770 $4,165
State Farm $2,915 $3,409 $3,162 $3,162
USAA $2,700 $3,296 $5,779 $3,048

Cheapest Guffey, CO Car Insurance for Teen Drivers

Teen car insurance in Guffey, CO can be expensive. Take a look at rates from the top car insurance companies in Guffey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Guffey, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,296 $11,861
American Family $6,552 $8,774
Farmers $12,459 $12,572
GEICO $5,793 $6,105
Liberty Mutual $5,549 $6,066
Nationwide $5,929 $7,587
Progressive $8,558 $9,585
State Farm $5,673 $7,192
USAA $6,204 $7,122

Cheapest Guffey, CO Car Insurance for Seniors

Take a look at Guffey, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Guffey, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $3,004
American Family $2,430 $2,430
Farmers $3,015 $3,238
GEICO $1,986 $2,259
Liberty Mutual $1,493 $1,640
Nationwide $2,085 $2,204
Progressive $2,185 $2,178
State Farm $1,784 $1,784
USAA $2,351 $2,361

Cheapest Guffey, CO Car Insurance Rates After a DUI

A DUI in Guffey, CO increases car insurance rates. Compare Guffey, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Guffey, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,420
American Family $5,425
Farmers $6,060
GEICO $3,729
Liberty Mutual $2,911
Nationwide $4,685
Progressive $3,770
State Farm $3,162
USAA $5,779

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Guffey, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Guffey, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Guffey, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,366 $5,366
American Family $3,865 $4,034
Farmers $5,665 $5,665
GEICO $2,871 $2,998
Liberty Mutual $2,738 $2,738
Nationwide $3,512 $3,512
Progressive $4,122 $4,122
State Farm $3,085 $3,239
USAA $3,599 $3,812

The Best Cheap Car Insurance Companies in Guffey, CO

Take a look at a side-by-side comparison of the top car insurance companies in Guffey, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Guffey, Colorado

Insurance Company Average Annual Rates
Allstate $5,366
American Family $3,949
Farmers $5,665
GEICO $2,935
Liberty Mutual $2,738
Nationwide $3,512
Progressive $4,122
State Farm $3,162
USAA $3,706

Category Winners: Cheapest Car Insurance in Guffey, Colorado

Find the cheapest car insurance companies in Guffey, CO for each category right here.

Best Annual Car Insurance Rates by Company in Guffey, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Guffey, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Guffey car insurance rates. Find the cheapest Guffey, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Guffey, Colorado

Insurance Company Low Medium High
Allstate $5,087 $5,348 $5,663
American Family $3,759 $4,030 $4,059
Farmers $5,033 $5,594 $6,367
GEICO $2,606 $2,871 $3,327
Liberty Mutual $2,602 $2,729 $2,882
Nationwide $3,535 $3,511 $3,491
Progressive $3,821 $4,134 $4,412
State Farm $2,969 $3,164 $3,353
USAA $3,544 $3,706 $3,867

Compare Car Insurance Quotes in Guffey, CO

Ready to find affordable Guffey, Colorado car insurance today? Enter your ZIP code for fast, free Guffey, CO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption