Compare Guild, TN Car Insurance Rates (2021)

Car insurance in Guild, TN averages $310 a month. Guild, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Guild car insurance rates, compare quotes from the top car insurance companies in Guild, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Guild, TN after a DUI are $4,343/year
  • Average car insurance rates in Guild, TN are $3,719/year
  • The cheapest car insurance company in Guild is State Farm

If you need to buy Guild, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Guild, TN is right here.

You’ll find Guild car insurance rates, the cheapest Guild, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Guild, Tennessee car insurance rates to Johnson City car insurance rates, Chattanooga car insurance rates, and Franklin car insurance rates.

Ready to find affordable Guild, TN car insurance today? Enter your ZIP code for fast, free Guild car insurance quotes.

Cheapest Guild, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Guild, TN car insurance rates? Every Guild, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guild, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,652 $2,547 $2,389 $2,480 $9,935 $10,802 $2,826 $2,921
Farmers $2,218 $2,256 $1,992 $2,177 $8,958 $9,479 $2,988 $3,185
GEICO $2,075 $2,091 $1,909 $1,909 $6,413 $6,515 $2,115 $2,182
Liberty Mutual $3,974 $129 $3,265 $3,645 $15,829 $17,581 $4,267 $4,559
Nationwide $2,080 $2,100 $1,864 $1,897 $5,607 $7,245 $2,385 $2,596
Progressive $1,875 $1,776 $1,526 $1,594 $8,266 $9,319 $2,260 $2,470
State Farm $1,501 $1,501 $1,346 $1,346 $4,496 $5,623 $1,693 $1,972
Travelers $1,803 $1,900 $1,626 $1,733 $4,951 $6,109 $1,924 $2,026
USAA $1,642 $1,675 $1,475 $1,479 $5,773 $6,626 $2,142 $2,298

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Guild, TN

Every driver must carry the minimum car insurance in Guild, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Guild, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Guild, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Guild, TN. Compare credit history car insurance rates in Guild from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Guild, Tennessee

Insurance Company Poor Fair Good
Allstate $5,831 $4,464 $3,412
Farmers $4,951 $3,864 $3,654
GEICO $3,574 $3,063 $2,817
Liberty Mutual $9,569 $5,837 $4,563
Nationwide $3,874 $3,072 $2,719
Progressive $4,098 $3,522 $3,287
State Farm $3,535 $2,122 $1,648
Travelers $3,519 $2,749 $2,009
USAA $4,206 $2,447 $2,013

Cheapest Guild, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guild, TN to rates for a clean record with top companies.

Annual Guild, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,830 $4,565 $5,504 $4,377
Farmers $3,542 $4,402 $4,500 $4,182
GEICO $2,300 $3,070 $4,934 $2,300
Liberty Mutual $5,398 $7,772 $7,239 $6,216
Nationwide $2,787 $2,787 $4,187 $3,126
Progressive $3,204 $4,150 $3,413 $3,776
State Farm $2,225 $2,645 $2,435 $2,435
Travelers $2,239 $2,872 $3,170 $2,754
USAA $2,102 $3,140 $3,707 $2,605

Cheapest Guild, TN Car Insurance for Teen Drivers

Teen car insurance in Guild, TN can be expensive. Take a look at rates from the top car insurance companies in Guild for teenagers.

Annual Car Insurance Rates for Teen Drivers in Guild, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,935 $10,802
Farmers $8,958 $9,479
GEICO $6,413 $6,515
Liberty Mutual $15,829 $17,581
Nationwide $5,607 $7,245
Progressive $8,266 $9,319
State Farm $4,496 $5,623
Travelers $4,951 $6,109
USAA $5,773 $6,626

Cheapest Guild, TN Car Insurance for Seniors

Take a look at Guild, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Guild, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,389 $2,480
Farmers $1,992 $2,177
GEICO $1,909 $1,909
Liberty Mutual $3,265 $3,645
Nationwide $1,864 $1,897
Progressive $1,526 $1,594
State Farm $1,346 $1,346
Travelers $1,626 $1,733
USAA $1,475 $1,479

Cheapest Guild, TN Car Insurance Rates After a DUI

A DUI in Guild, TN increases car insurance rates. Compare Guild, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Guild, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,504
Farmers $4,500
GEICO $4,934
Liberty Mutual $7,239
Nationwide $4,187
Progressive $3,413
State Farm $2,435
Travelers $3,170
USAA $3,707

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Guild, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Guild, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Guild, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,569 $4,569
Farmers $4,157 $4,157
GEICO $3,130 $3,172
Liberty Mutual $6,656 $6,656
Nationwide $3,222 $3,222
Progressive $3,636 $3,636
State Farm $2,378 $2,492
Travelers $2,651 $2,867
USAA $2,807 $2,971

The Best Cheap Car Insurance Companies in Guild, TN

Take a look at a side-by-side comparison of the top car insurance companies in Guild, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Guild, Tennessee

Insurance Company Average Annual Rates
Allstate $4,569
Farmers $4,157
GEICO $3,151
Liberty Mutual $6,656
Nationwide $3,222
Progressive $3,636
State Farm $2,435
Travelers $2,759
USAA $2,889

Category Winners: Cheapest Car Insurance in Guild, Tennessee

Find the cheapest car insurance companies in Guild, TN for each category right here.

Best Annual Car Insurance Rates by Company in Guild, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Guild, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Guild car insurance rates. Find the cheapest Guild, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Guild, Tennessee

Insurance Company Low Medium High
Allstate $4,383 $4,557 $4,767
Farmers $3,931 $4,136 $4,402
GEICO $3,000 $3,145 $3,308
Liberty Mutual $6,382 $6,652 $6,935
Nationwide $3,248 $3,150 $3,267
Progressive $3,417 $3,634 $3,856
State Farm $2,312 $2,444 $2,549
Travelers $2,603 $2,758 $2,917
USAA $2,807 $2,880 $2,980

What affects car insurance rates in Guild, Tennessee?

What factors can have an impact on Guild, TN car insurance? There are several reasons why Guild car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Guild, Tennessee.

Traffic in Guild

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Guild, TN traffic data from INRIX ranks Guild as the 113th-most congested in the world.

Compare Car Insurance Quotes in Guild, TN

Ready to find affordable Guild, Tennessee car insurance today? Enter your ZIP code for fast, free Guild, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption