Compare Guilford, IN Car Insurance Rates (2021)

Car insurance in Guilford, IN averages $284 a month. Guilford, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Guilford car insurance rates, compare quotes from the top car insurance companies in Guilford, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Guilford for teen drivers is USAA
  • The cheapest car insurance company in Guilford is USAA
  • Average car insurance rates in Guilford, IN after a DUI are $4,026/year

If you need to buy Guilford, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Guilford, IN is right here.

You’ll find Guilford car insurance rates, the cheapest Guilford, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Guilford, Indiana car insurance rates to South Bend car insurance rates, Fishers car insurance rates, and Indianapolis car insurance rates.

Ready to find affordable Guilford, IN car insurance today? Enter your ZIP code for fast, free Guilford car insurance quotes.

Cheapest Guilford, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Guilford, IN car insurance rates? Every Guilford, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guilford, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,321 $2,381 $2,035 $2,223 $7,026 $8,826 $2,364 $2,574
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,580 $1,559 $1,351 $1,515 $8,500 $9,069 $2,082 $2,253
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,882 $1,928 $1,642 $1,761 $5,505 $7,186 $2,208 $2,424
Progressive $1,751 $1,661 $1,583 $1,595 $10,256 $11,545 $2,201 $2,253
State Farm $1,560 $1,560 $1,386 $1,386 $4,683 $6,006 $1,724 $1,918
Travelers $1,327 $1,349 $1,247 $1,244 $8,287 $13,062 $1,406 $1,626
USAA $1,126 $1,112 $1,040 $1,054 $3,085 $3,468 $1,525 $1,641

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Minimum Car Insurance in Guilford, IN

Every driver must carry the minimum car insurance in Guilford, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Guilford, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Guilford, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Guilford, IN. Compare credit history car insurance rates in Guilford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Guilford, Indiana

Insurance Company Poor Fair Good
Allstate $4,608 $3,432 $3,116
American Family $4,970 $3,229 $2,702
Farmers $4,069 $3,320 $3,077
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,495 $2,950 $2,757
Progressive $4,531 $4,008 $3,778
State Farm $3,684 $2,197 $1,703
Travelers $4,114 $3,485 $3,482
USAA $2,377 $1,559 $1,333

Cheapest Guilford, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guilford, IN to rates for a clean record with top companies.

Annual Guilford, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,350 $4,016 $3,535
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,123 $3,637 $3,746 $3,446
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,629 $3,407 $3,264 $2,969
Progressive $3,078 $5,388 $3,674 $4,282
State Farm $2,469 $2,704 $2,469 $2,469
Travelers $3,134 $3,880 $4,397 $3,363
USAA $1,330 $1,884 $2,164 $1,647

Cheapest Guilford, IN Car Insurance for Teen Drivers

Teen car insurance in Guilford, IN can be expensive. Take a look at rates from the top car insurance companies in Guilford for teenagers.

Annual Car Insurance Rates for Teen Drivers in Guilford, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,026 $8,826
American Family $6,259 $9,073
Farmers $8,500 $9,069
GEICO $4,871 $4,549
Liberty Mutual $8,383 $12,656
Nationwide $5,505 $7,186
Progressive $10,256 $11,545
State Farm $4,683 $6,006
Travelers $8,287 $13,062
USAA $3,085 $3,468

Cheapest Guilford, IN Car Insurance for Seniors

Take a look at Guilford, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Guilford, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,035 $2,223
American Family $2,048 $2,048
Farmers $1,351 $1,515
GEICO $1,547 $1,591
Liberty Mutual $3,522 $3,522
Nationwide $1,642 $1,761
Progressive $1,583 $1,595
State Farm $1,386 $1,386
Travelers $1,247 $1,244
USAA $1,040 $1,054

Cheapest Guilford, IN Car Insurance Rates After a DUI

A DUI in Guilford, IN increases car insurance rates. Compare Guilford, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Guilford, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,016
American Family $5,054
Farmers $3,746
GEICO $3,385
Liberty Mutual $8,085
Nationwide $3,264
Progressive $3,674
State Farm $2,469
Travelers $4,397
USAA $2,164

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Cheapest Guilford, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Guilford, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Guilford, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,719 $3,719
American Family $3,590 $3,677
Farmers $3,488 $3,488
GEICO $2,392 $2,483
Liberty Mutual $5,455 $5,752
Nationwide $3,067 $3,067
Progressive $4,106 $4,106
State Farm $2,456 $2,600
Travelers $3,693 $3,693
USAA $1,733 $1,780

The Best Cheap Car Insurance Companies in Guilford, IN

Take a look at a side-by-side comparison of the top car insurance companies in Guilford, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Guilford, Indiana

Insurance Company Average Annual Rates
Allstate $3,719
American Family $3,634
Farmers $3,488
GEICO $2,438
Liberty Mutual $5,604
Nationwide $3,067
Progressive $4,106
State Farm $2,528
Travelers $3,693
USAA $1,756

Category Winners: Cheapest Car Insurance in Guilford, Indiana

Find the cheapest car insurance companies in Guilford, IN for each category right here.

Best Annual Car Insurance Rates by Company in Guilford, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Guilford, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Guilford car insurance rates. Find the cheapest Guilford, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Guilford, Indiana

Insurance Company Low Medium High
Allstate $3,562 $3,706 $3,888
American Family $3,603 $3,754 $3,544
Farmers $3,366 $3,483 $3,616
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $3,120 $3,043 $3,039
Progressive $3,891 $4,045 $4,380
State Farm $2,413 $2,527 $2,643
Travelers $3,626 $3,728 $3,727
USAA $1,703 $1,753 $1,813

Compare Car Insurance Quotes in Guilford, IN

Ready to find affordable Guilford, Indiana car insurance today? Enter your ZIP code for fast, free Guilford, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State