Compare Guin, AL Car Insurance Rates (2021)

Car insurance in Guin, AL averages $285 a month. Guin, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Guin car insurance rates, compare quotes from the top car insurance companies in Guin, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Guin, AL are $3,419/year
  • Average car insurance rates in Guin, AL after a DUI are $3,899/year
  • The cheapest car insurance company in Guin is USAA

If you need to buy Guin, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Guin, AL is right here.

You’ll find Guin car insurance rates, the cheapest Guin, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Guin, Alabama car insurance rates to Auburn car insurance rates, Dothan car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Guin, AL car insurance today? Enter your ZIP code for fast, free Guin car insurance quotes.

Cheapest Guin, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Guin, AL car insurance rates? Every Guin, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guin, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,302 $2,286 $2,062 $2,174 $8,518 $8,774 $2,628 $2,760
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,916 $3,154 $2,397 $2,681 $10,233 $11,382 $3,115 $3,327
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,263 $2,147 $1,852 $1,961 $8,929 $10,010 $2,666 $2,861
State Farm $2,654 $2,654 $2,363 $2,363 $7,492 $9,424 $2,986 $3,427
Travelers $1,405 $1,428 $1,312 $1,309 $7,286 $11,395 $1,335 $1,544
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

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Minimum Car Insurance in Guin, AL

Every driver must carry the minimum car insurance in Guin, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Guin, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Guin, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Guin, AL. Compare credit history car insurance rates in Guin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Guin, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,419 $3,796 $3,599
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,027 $4,296 $3,379
Nationwide $3,015 $2,347 $2,121
Progressive $4,640 $3,946 $3,673
State Farm $6,758 $3,424 $2,329
Travelers $3,686 $3,193 $3,251
USAA $2,744 $1,780 $1,588

Cheapest Guin, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guin, AL to rates for a clean record with top companies.

Annual Guin, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,316 $4,275 $4,168 $3,994
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,849 $5,339 $5,240 $5,174
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,709 $4,622 $3,940 $4,073
State Farm $3,801 $4,622 $4,129 $4,129
Travelers $2,815 $2,956 $4,305 $3,430
USAA $1,568 $1,965 $2,921 $1,696

Cheapest Guin, AL Car Insurance for Teen Drivers

Teen car insurance in Guin, AL can be expensive. Take a look at rates from the top car insurance companies in Guin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Guin, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $8,518 $8,774
GEICO $4,918 $4,831
Liberty Mutual $10,233 $11,382
Nationwide $4,197 $5,450
Progressive $8,929 $10,010
State Farm $7,492 $9,424
Travelers $7,286 $11,395
USAA $3,761 $4,171

Cheapest Guin, AL Car Insurance for Seniors

Take a look at Guin, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Guin, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,062 $2,174
GEICO $1,804 $1,850
Liberty Mutual $2,397 $2,681
Nationwide $1,507 $1,567
Progressive $1,852 $1,961
State Farm $2,363 $2,363
Travelers $1,312 $1,309
USAA $1,187 $1,164

Cheapest Guin, AL Car Insurance Rates After a DUI

A DUI in Guin, AL increases car insurance rates. Compare Guin, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Guin, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,700
Farmers $4,168
GEICO $3,504
Liberty Mutual $5,240
Nationwide $3,181
Progressive $3,940
State Farm $4,129
Travelers $4,305
USAA $2,921

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Cheapest Guin, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Guin, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Guin, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,133 $3,133
Farmers $3,938 $3,938
GEICO $2,587 $2,686
Liberty Mutual $4,901 $4,901
Nationwide $2,494 $2,494
Progressive $4,086 $4,086
State Farm $4,072 $4,268
Travelers $3,377 $3,377
USAA $1,944 $2,130

The Best Cheap Car Insurance Companies in Guin, AL

Take a look at a side-by-side comparison of the top car insurance companies in Guin, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Guin, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $3,938
GEICO $2,637
Liberty Mutual $4,901
Nationwide $2,494
Progressive $4,086
State Farm $4,170
Travelers $3,377
USAA $2,037

Category Winners: Cheapest Car Insurance in Guin, Alabama

Find the cheapest car insurance companies in Guin, AL for each category right here.

Best Annual Car Insurance Rates by Company in Guin, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Guin, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Guin car insurance rates. Find the cheapest Guin, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Guin, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,763 $3,899 $4,152
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,689 $4,879 $5,134
Nationwide $2,497 $2,467 $2,519
Progressive $3,733 $4,067 $4,458
State Farm $3,978 $4,163 $4,369
Travelers $3,224 $3,444 $3,462
USAA $1,967 $2,027 $2,117

What affects car insurance rates in Guin, Alabama?

What factors can have an impact on Guin, AL car insurance? There are several reasons why Guin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Guin, Alabama.

Car Theft in Guin

High levels of vehicle theft can make car insurance more expensive. Guin, AL car theft statistics from the FBI indicate 7 vehicle thefts a year.

Commute Time in Guin

The more time you spend in your car the higher the risk of an accident. The average commute length in Guin, AL is 24.3 minutes according to City-Data.

Traffic in Guin

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Guin, AL traffic data from INRIX ranks Guin as the 777th-most congested in the world.

Compare Car Insurance Quotes in Guin, AL

Ready to find affordable Guin, Alabama car insurance today? Enter your ZIP code for fast, free Guin, AL car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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