Compare Gulf Gate Estates, FL Car Insurance Rates (2021)

Car insurance in Gulf Gate Estates, FL averages $336 a month. Gulf Gate Estates, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Gulf Gate Estates car insurance rates, compare quotes from the top car insurance companies in Gulf Gate Estates, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gulf Gate Estates for teen drivers is GEICO
  • Average car insurance rates in Gulf Gate Estates, FL are $4,028/year
  • Average car insurance rates in Gulf Gate Estates, FL after a DUI are $4,836/year

If you need to buy Gulf Gate Estates, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Gulf Gate Estates, FL is right here.

You’ll find Gulf Gate Estates car insurance rates, the cheapest Gulf Gate Estates, FL car insurance companies, and information on Florida car insurance laws. You can also compare Gulf Gate Estates, Florida car insurance rates to Orlando car insurance rates, Tampa car insurance rates, and Tallahassee car insurance rates.

Ready to find affordable Gulf Gate Estates, FL car insurance today? Enter your ZIP code for fast, free Gulf Gate Estates car insurance quotes.

Cheapest Gulf Gate Estates, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gulf Gate Estates, FL car insurance rates? Every Gulf Gate Estates, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gulf Gate Estates, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,867 $3,683 $3,347 $3,395 $13,160 $14,183 $3,871 $3,927
GEICO $2,498 $2,508 $2,338 $2,338 $4,485 $5,645 $2,753 $2,797
Liberty Mutual $3,211 $3,211 $2,948 $2,948 $6,713 $10,307 $3,211 $4,332
Nationwide $2,559 $2,531 $2,286 $2,366 $6,169 $7,619 $2,820 $2,942
Progressive $3,324 $3,147 $2,876 $3,065 $9,535 $10,415 $4,012 $3,855
State Farm $1,741 $1,741 $1,583 $1,583 $5,128 $6,537 $1,934 $2,078
USAA $1,581 $1,551 $1,480 $1,463 $5,498 $6,382 $1,971 $2,123

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Minimum Car Insurance in Gulf Gate Estates, FL

Every driver must carry the minimum car insurance in Gulf Gate Estates, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Gulf Gate Estates, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gulf Gate Estates, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gulf Gate Estates, FL. Compare credit history car insurance rates in Gulf Gate Estates from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gulf Gate Estates, Florida

Insurance Company Poor Fair Good
Allstate $8,618 $5,470 $4,450
GEICO $4,623 $2,793 $2,094
Liberty Mutual $5,922 $4,361 $3,547
Nationwide $4,572 $3,365 $3,048
Progressive $6,530 $4,655 $3,901
State Farm $3,827 $2,500 $2,045
USAA $4,472 $2,197 $1,598

Cheapest Gulf Gate Estates, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gulf Gate Estates, FL to rates for a clean record with top companies.

Annual Gulf Gate Estates, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,336 $6,381 $7,081 $5,918
GEICO $2,206 $2,822 $4,204 $3,450
Liberty Mutual $3,324 $4,315 $6,263 $4,539
Nationwide $3,133 $3,430 $4,607 $3,476
Progressive $3,950 $5,890 $4,940 $5,335
State Farm $2,549 $3,032 $2,791 $2,791
USAA $2,143 $2,661 $3,969 $2,251

Cheapest Gulf Gate Estates, FL Car Insurance for Teen Drivers

Teen car insurance in Gulf Gate Estates, FL can be expensive. Take a look at rates from the top car insurance companies in Gulf Gate Estates for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gulf Gate Estates, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,160 $14,183
GEICO $4,485 $5,645
Liberty Mutual $6,713 $10,307
Nationwide $6,169 $7,619
Progressive $9,535 $10,415
State Farm $5,128 $6,537
USAA $5,498 $6,382

Cheapest Gulf Gate Estates, FL Car Insurance for Seniors

Take a look at Gulf Gate Estates, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gulf Gate Estates, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,347 $3,395
GEICO $2,338 $2,338
Liberty Mutual $2,948 $2,948
Nationwide $2,286 $2,366
Progressive $2,876 $3,065
State Farm $1,583 $1,583
USAA $1,480 $1,463

Cheapest Gulf Gate Estates, FL Car Insurance Rates After a DUI

A DUI in Gulf Gate Estates, FL increases car insurance rates. Compare Gulf Gate Estates, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gulf Gate Estates, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,081
GEICO $4,204
Liberty Mutual $6,263
Nationwide $4,607
Progressive $4,940
State Farm $2,791
USAA $3,969

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Cheapest Gulf Gate Estates, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gulf Gate Estates, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gulf Gate Estates, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,003 $6,355
GEICO $3,155 $3,186
Liberty Mutual $4,463 $4,757
Nationwide $3,662 $3,662
Progressive $5,029 $5,029
State Farm $2,696 $2,885
USAA $2,725 $2,787

The Best Cheap Car Insurance Companies in Gulf Gate Estates, FL

Take a look at a side-by-side comparison of the top car insurance companies in Gulf Gate Estates, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gulf Gate Estates, Florida

Insurance Company Average Annual Rates
Allstate $6,179
GEICO $3,170
Liberty Mutual $4,610
Nationwide $3,662
Progressive $5,029
State Farm $2,791
USAA $2,756

Category Winners: Cheapest Car Insurance in Gulf Gate Estates, Florida

Find the cheapest car insurance companies in Gulf Gate Estates, FL for each category right here.

Best Annual Car Insurance Rates by Company in Gulf Gate Estates, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gulf Gate Estates, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gulf Gate Estates car insurance rates. Find the cheapest Gulf Gate Estates, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gulf Gate Estates, Florida

Insurance Company Low Medium High
Allstate $4,984 $6,451 $7,102
GEICO $2,609 $3,281 $3,621
Liberty Mutual $4,234 $4,679 $4,917
Nationwide $2,936 $3,798 $4,250
Progressive $4,245 $5,143 $5,697
State Farm $2,389 $2,858 $3,126
USAA $2,383 $2,853 $3,032

What affects car insurance rates in Gulf Gate Estates, Florida?

What factors can have an impact on Gulf Gate Estates, FL car insurance? There are several reasons why Gulf Gate Estates car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gulf Gate Estates, Florida.

Commute Time in Gulf Gate Estates

The more time you spend in your car the higher the risk of an accident. The average commute length in Gulf Gate Estates, FL is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Gulf Gate Estates, FL

Ready to find affordable Gulf Gate Estates, Florida car insurance today? Enter your ZIP code for fast, free Gulf Gate Estates, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State