Compare Gulf Hammock, FL Car Insurance Rates (2021)

Car insurance in Gulf Hammock, FL averages $305 a month. Gulf Hammock, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Gulf Hammock car insurance rates, compare quotes from the top car insurance companies in Gulf Hammock, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gulf Hammock is USAA
  • Average car insurance rates in Gulf Hammock, FL after a DUI are $4,377/year
  • The cheapest car insurance company in Gulf Hammock for teen drivers is GEICO

If you need to buy Gulf Hammock, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Gulf Hammock, FL is right here.

You’ll find Gulf Hammock car insurance rates, the cheapest Gulf Hammock, FL car insurance companies, and information on Florida car insurance laws. You can also compare Gulf Hammock, Florida car insurance rates to Hialeah car insurance rates, Tampa car insurance rates, and Jacksonville car insurance rates.

Ready to find affordable Gulf Hammock, FL car insurance today? Enter your ZIP code for fast, free Gulf Hammock car insurance quotes.

Cheapest Gulf Hammock, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gulf Hammock, FL car insurance rates? Every Gulf Hammock, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gulf Hammock, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,551 $3,390 $3,079 $3,123 $11,824 $12,710 $3,567 $3,625
GEICO $2,413 $2,426 $2,260 $2,260 $4,283 $5,399 $2,657 $2,707
Liberty Mutual $3,059 $3,059 $2,811 $2,811 $6,359 $9,743 $3,059 $4,112
Nationwide $2,302 $2,284 $2,057 $2,134 $5,480 $6,791 $2,533 $2,652
Progressive $2,984 $2,834 $2,584 $2,764 $8,300 $9,140 $3,604 $3,497
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,387 $1,368 $1,282 $1,281 $4,617 $5,403 $1,740 $1,889

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Minimum Car Insurance in Gulf Hammock, FL

Every driver must carry the minimum car insurance in Gulf Hammock, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Gulf Hammock, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gulf Hammock, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gulf Hammock, FL. Compare credit history car insurance rates in Gulf Hammock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gulf Hammock, Florida

Insurance Company Poor Fair Good
Allstate $7,838 $4,958 $4,030
GEICO $4,411 $2,698 $2,043
Liberty Mutual $5,612 $4,142 $3,376
Nationwide $4,095 $3,013 $2,729
Progressive $5,826 $4,122 $3,442
State Farm $3,393 $2,249 $1,856
USAA $3,880 $1,875 $1,358

Cheapest Gulf Hammock, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gulf Hammock, FL to rates for a clean record with top companies.

Annual Gulf Hammock, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,861 $5,792 $6,407 $5,376
GEICO $2,149 $2,725 $4,017 $3,312
Liberty Mutual $3,199 $4,109 $5,887 $4,312
Nationwide $2,824 $3,078 $4,094 $3,120
Progressive $3,537 $5,205 $4,385 $4,727
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,875 $2,293 $3,354 $1,961

Cheapest Gulf Hammock, FL Car Insurance for Teen Drivers

Teen car insurance in Gulf Hammock, FL can be expensive. Take a look at rates from the top car insurance companies in Gulf Hammock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gulf Hammock, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,824 $12,710
GEICO $4,283 $5,399
Liberty Mutual $6,359 $9,743
Nationwide $5,480 $6,791
Progressive $8,300 $9,140
State Farm $4,538 $5,795
USAA $4,617 $5,403

Cheapest Gulf Hammock, FL Car Insurance for Seniors

Take a look at Gulf Hammock, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gulf Hammock, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,079 $3,123
GEICO $2,260 $2,260
Liberty Mutual $2,811 $2,811
Nationwide $2,057 $2,134
Progressive $2,584 $2,764
State Farm $1,435 $1,435
USAA $1,282 $1,281

Cheapest Gulf Hammock, FL Car Insurance Rates After a DUI

A DUI in Gulf Hammock, FL increases car insurance rates. Compare Gulf Hammock, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gulf Hammock, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,407
GEICO $4,017
Liberty Mutual $5,887
Nationwide $4,094
Progressive $4,385
State Farm $2,499
USAA $3,354

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Cheapest Gulf Hammock, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gulf Hammock, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gulf Hammock, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,449 $5,768
GEICO $3,036 $3,066
Liberty Mutual $4,238 $4,515
Nationwide $3,279 $3,279
Progressive $4,463 $4,463
State Farm $2,416 $2,582
USAA $2,344 $2,398

The Best Cheap Car Insurance Companies in Gulf Hammock, FL

Take a look at a side-by-side comparison of the top car insurance companies in Gulf Hammock, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gulf Hammock, Florida

Insurance Company Average Annual Rates
Allstate $5,609
GEICO $3,051
Liberty Mutual $4,377
Nationwide $3,279
Progressive $4,463
State Farm $2,499
USAA $2,371

Category Winners: Cheapest Car Insurance in Gulf Hammock, Florida

Find the cheapest car insurance companies in Gulf Hammock, FL for each category right here.

Best Annual Car Insurance Rates by Company in Gulf Hammock, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gulf Hammock, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gulf Hammock car insurance rates. Find the cheapest Gulf Hammock, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gulf Hammock, Florida

Insurance Company Low Medium High
Allstate $4,496 $5,860 $6,470
GEICO $2,541 $3,150 $3,460
Liberty Mutual $4,034 $4,437 $4,658
Nationwide $2,669 $3,395 $3,774
Progressive $3,802 $4,557 $5,031
State Farm $2,142 $2,557 $2,799
USAA $2,083 $2,445 $2,584

Compare Car Insurance Quotes in Gulf Hammock, FL

Ready to find affordable Gulf Hammock, Florida car insurance today? Enter your ZIP code for fast, free Gulf Hammock, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State