Compare Gulston, KY Car Insurance Rates (2021)

Car insurance in Gulston, KY averages $528 a month. Gulston, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gulston car insurance rates, compare quotes from the top car insurance companies in Gulston, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gulston is USAA
  • Average car insurance rates in Gulston, KY after a DUI are $7,603/year
  • The cheapest car insurance company in Gulston for teen drivers is USAA

If you need to buy Gulston, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Gulston, KY is right here.

You’ll find Gulston car insurance rates, the cheapest Gulston, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Gulston, Kentucky car insurance rates to Bowling Green car insurance rates, Henderson car insurance rates, and Frankfort car insurance rates.

Ready to find affordable Gulston, KY car insurance today? Enter your ZIP code for fast, free Gulston car insurance quotes.

Cheapest Gulston, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gulston, KY car insurance rates? Every Gulston, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gulston, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,901 $5,813 $5,429 $5,771 $22,046 $24,392 $6,386 $6,654
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $3,601 $3,909 $3,051 $3,411 $15,001 $16,589 $3,780 $3,953
Nationwide $5,829 $5,764 $5,260 $5,461 $13,093 $16,143 $6,631 $6,871
Progressive $2,778 $2,626 $2,512 $2,511 $14,055 $15,955 $3,451 $3,505
State Farm $2,373 $2,373 $2,132 $2,132 $6,432 $7,952 $2,638 $2,884
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

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Minimum Car Insurance in Gulston, KY

Every driver must carry the minimum car insurance in Gulston, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Gulston, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gulston, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gulston, KY. Compare credit history car insurance rates in Gulston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gulston, Kentucky

Insurance Company Poor Fair Good
Allstate $13,886 $9,334 $7,677
GEICO $8,861 $4,424 $2,884
Liberty Mutual $9,568 $5,832 $4,586
Nationwide $9,986 $7,742 $6,667
Progressive $6,603 $5,778 $5,391
State Farm $5,177 $3,169 $2,497
Travelers $8,281 $7,017 $6,998
USAA $4,820 $2,697 $2,196

Cheapest Gulston, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gulston, KY to rates for a clean record with top companies.

Annual Gulston, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,531 $11,122 $11,907 $9,635
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $5,544 $8,558 $6,647 $5,899
Nationwide $6,403 $8,374 $10,669 $7,081
Progressive $4,887 $7,296 $5,571 $5,942
State Farm $3,317 $3,912 $3,614 $3,614
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,436 $3,454 $4,127 $2,933

Cheapest Gulston, KY Car Insurance for Teen Drivers

Teen car insurance in Gulston, KY can be expensive. Take a look at rates from the top car insurance companies in Gulston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gulston, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,046 $24,392
GEICO $8,902 $10,417
Liberty Mutual $15,001 $16,589
Nationwide $13,093 $16,143
Progressive $14,055 $15,955
State Farm $6,432 $7,952
Travelers $15,522 $25,211
USAA $5,756 $6,065

Cheapest Gulston, KY Car Insurance for Seniors

Take a look at Gulston, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gulston, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,429 $5,771
GEICO $4,595 $4,158
Liberty Mutual $3,051 $3,411
Nationwide $5,260 $5,461
Progressive $2,512 $2,511
State Farm $2,132 $2,132
Travelers $2,977 $2,976
USAA $1,955 $1,999

Cheapest Gulston, KY Car Insurance Rates After a DUI

A DUI in Gulston, KY increases car insurance rates. Compare Gulston, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gulston, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,907
GEICO $8,597
Liberty Mutual $6,647
Nationwide $10,669
Progressive $5,571
State Farm $3,614
Travelers $9,692
USAA $4,127

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Cheapest Gulston, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gulston, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gulston, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,299 $10,299
GEICO $5,341 $5,438
Liberty Mutual $6,662 $6,662
Nationwide $8,132 $8,132
Progressive $5,924 $5,924
State Farm $3,523 $3,706
Travelers $7,432 $7,432
USAA $3,114 $3,361

The Best Cheap Car Insurance Companies in Gulston, KY

Take a look at a side-by-side comparison of the top car insurance companies in Gulston, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gulston, Kentucky

Insurance Company Average Annual Rates
Allstate $10,299
GEICO $5,390
Liberty Mutual $6,662
Nationwide $8,132
Progressive $5,924
State Farm $3,614
Travelers $7,432
USAA $3,238

Category Winners: Cheapest Car Insurance in Gulston, Kentucky

Find the cheapest car insurance companies in Gulston, KY for each category right here.

Best Annual Car Insurance Rates by Company in Gulston, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Gulston, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gulston car insurance rates. Find the cheapest Gulston, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gulston, Kentucky

Insurance Company Low Medium High
Allstate $8,842 $10,209 $11,845
GEICO $4,884 $5,352 $5,934
Liberty Mutual $6,375 $6,623 $6,987
Nationwide $8,122 $7,993 $8,280
Progressive $5,370 $5,810 $6,593
State Farm $3,381 $3,601 $3,861
Travelers $6,981 $7,454 $7,860
USAA $3,078 $3,229 $3,405

Compare Car Insurance Quotes in Gulston, KY

Ready to find affordable Gulston, Kentucky car insurance today? Enter your ZIP code for fast, free Gulston, KY car insurance quotes.

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