Compare Gum Spring, VA Car Insurance Rates (2021)

Car insurance in Gum Spring, VA averages $205 a month. Gum Spring, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Gum Spring car insurance rates, compare quotes from the top car insurance companies in Gum Spring, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gum Spring, VA are $2,461/year
  • The cheapest car insurance company in Gum Spring is USAA
  • Average car insurance rates in Gum Spring, VA after a DUI are $2,910/year

If you need to buy Gum Spring, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Gum Spring, VA is right here.

You’ll find Gum Spring car insurance rates, the cheapest Gum Spring, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Gum Spring, Virginia car insurance rates to Roanoke car insurance rates, Hampton car insurance rates, and Norfolk car insurance rates.

Ready to find affordable Gum Spring, VA car insurance today? Enter your ZIP code for fast, free Gum Spring car insurance quotes.

Cheapest Gum Spring, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gum Spring, VA car insurance rates? Every Gum Spring, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gum Spring, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,988 $1,878 $1,977 $1,977 $6,208 $7,148 $2,583 $2,589
GEICO $1,551 $1,551 $1,475 $1,475 $3,248 $4,327 $1,798 $1,782
Nationwide $1,531 $1,539 $1,357 $1,393 $3,705 $4,771 $1,692 $1,840
Progressive $1,374 $1,308 $1,236 $1,243 $6,239 $7,011 $1,667 $1,705
State Farm $1,468 $1,468 $1,333 $1,333 $4,543 $5,701 $1,663 $1,912
USAA $1,180 $1,167 $1,093 $1,111 $3,550 $4,234 $1,528 $1,689

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Minimum Car Insurance in Gum Spring, VA

Every driver must carry the minimum car insurance in Gum Spring, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Gum Spring, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Gum Spring, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gum Spring, VA. Compare credit history car insurance rates in Gum Spring from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gum Spring, Virginia

Insurance Company Poor Fair Good
Allstate $4,009 $3,218 $2,654
GEICO $2,389 $2,032 $2,032
Nationwide $2,638 $2,121 $1,927
Progressive $3,043 $2,652 $2,473
State Farm $3,453 $2,140 $1,690
USAA $2,605 $1,770 $1,458

Cheapest Gum Spring, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gum Spring, VA to rates for a clean record with top companies.

Annual Gum Spring, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,471 $3,917 $3,610 $3,177
GEICO $1,630 $2,120 $3,224 $1,630
Nationwide $1,937 $1,937 $2,842 $2,199
Progressive $2,329 $3,078 $2,773 $2,712
State Farm $2,210 $2,646 $2,428 $2,428
USAA $1,509 $1,950 $2,581 $1,736

Cheapest Gum Spring, VA Car Insurance for Teen Drivers

Teen car insurance in Gum Spring, VA can be expensive. Take a look at rates from the top car insurance companies in Gum Spring for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gum Spring, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,208 $7,148
GEICO $3,248 $4,327
Nationwide $3,705 $4,771
Progressive $6,239 $7,011
State Farm $4,543 $5,701
USAA $3,550 $4,234

Cheapest Gum Spring, VA Car Insurance for Seniors

Take a look at Gum Spring, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gum Spring, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,977 $1,977
GEICO $1,475 $1,475
Nationwide $1,357 $1,393
Progressive $1,236 $1,243
State Farm $1,333 $1,333
USAA $1,093 $1,111

Cheapest Gum Spring, VA Car Insurance Rates After a DUI

A DUI in Gum Spring, VA increases car insurance rates. Compare Gum Spring, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gum Spring, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,610
GEICO $3,224
Nationwide $2,842
Progressive $2,773
State Farm $2,428
USAA $2,581

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Cheapest Gum Spring, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gum Spring, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gum Spring, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,195 $3,392
GEICO $2,110 $2,191
Nationwide $2,229 $2,229
Progressive $2,723 $2,723
State Farm $2,367 $2,489
USAA $1,872 $2,016

The Best Cheap Car Insurance Companies in Gum Spring, VA

Take a look at a side-by-side comparison of the top car insurance companies in Gum Spring, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gum Spring, Virginia

Insurance Company Average Annual Rates
Allstate $3,294
GEICO $2,151
Nationwide $2,229
Progressive $2,723
State Farm $2,428
USAA $1,944

Category Winners: Cheapest Car Insurance in Gum Spring, Virginia

Find the cheapest car insurance companies in Gum Spring, VA for each category right here.

Best Annual Car Insurance Rates by Company in Gum Spring, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Gum Spring, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gum Spring car insurance rates. Find the cheapest Gum Spring, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gum Spring, Virginia

Insurance Company Low Medium High
Allstate $3,209 $3,295 $3,377
GEICO $2,055 $2,148 $2,250
Nationwide $2,333 $2,208 $2,145
Progressive $2,604 $2,693 $2,872
State Farm $2,273 $2,425 $2,586
USAA $1,864 $1,948 $2,021

Compare Car Insurance Quotes in Gum Spring, VA

Ready to find affordable Gum Spring, Virginia car insurance today? Enter your ZIP code for fast, free Gum Spring, VA car insurance quotes.

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