Compare Gunbarrel, CO Car Insurance Rates (2021)

Car insurance in Gunbarrel, CO averages $295 a month. Gunbarrel, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Gunbarrel car insurance rates, compare quotes from the top car insurance companies in Gunbarrel, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gunbarrel, CO are $3,537/year
  • The cheapest car insurance company in Gunbarrel is Liberty Mutual
  • The cheapest car insurance company in Gunbarrel for teen drivers is USAA

If you need to buy Gunbarrel, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Gunbarrel, CO is right here.

You’ll find Gunbarrel car insurance rates, the cheapest Gunbarrel, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Gunbarrel, Colorado car insurance rates to Fort Collins car insurance rates, Greeley car insurance rates, and Denver car insurance rates.

Ready to find affordable Gunbarrel, CO car insurance today? Enter your ZIP code for fast, free Gunbarrel car insurance quotes.

Cheapest Gunbarrel, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gunbarrel, CO car insurance rates? Every Gunbarrel, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gunbarrel, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,919 $2,722 $2,650 $2,675 $10,369 $10,892 $3,174 $3,174
American Family $2,582 $2,582 $2,335 $2,335 $6,254 $8,436 $2,582 $3,154
Farmers $2,802 $2,768 $2,535 $2,744 $10,875 $10,934 $3,073 $3,083
GEICO $1,708 $1,871 $1,831 $2,092 $5,417 $5,712 $1,561 $1,576
Liberty Mutual $1,657 $1,582 $1,419 $1,566 $5,393 $5,879 $1,671 $1,668
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,247 $2,097 $2,001 $1,985 $7,991 $8,909 $2,518 $2,438
State Farm $1,811 $1,811 $1,645 $1,645 $5,360 $6,763 $2,032 $2,406
USAA $1,963 $1,943 $1,891 $1,872 $5,080 $5,788 $2,510 $2,701

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Minimum Car Insurance in Gunbarrel, CO

Every driver must carry the minimum car insurance in Gunbarrel, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Gunbarrel, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Gunbarrel, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gunbarrel, CO. Compare credit history car insurance rates in Gunbarrel from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gunbarrel, Colorado

Insurance Company Poor Fair Good
Allstate $6,144 $4,741 $3,581
American Family $4,893 $3,508 $2,947
Farmers $5,619 $4,583 $4,353
GEICO $3,268 $2,721 $2,174
Liberty Mutual $3,700 $2,291 $1,822
Nationwide $4,068 $3,235 $2,817
Progressive $4,275 $3,668 $3,376
State Farm $4,067 $2,620 $2,115
USAA $4,363 $2,516 $2,026

Cheapest Gunbarrel, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gunbarrel, CO to rates for a clean record with top companies.

Annual Gunbarrel, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,092 $4,726 $5,814 $4,655
American Family $2,799 $3,965 $5,194 $3,173
Farmers $4,093 $5,278 $5,204 $4,831
GEICO $1,910 $2,993 $3,502 $2,480
Liberty Mutual $2,296 $2,678 $2,756 $2,688
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,255 $4,625 $3,432 $3,780
State Farm $2,687 $3,181 $2,934 $2,934
USAA $2,159 $2,649 $4,639 $2,427

Cheapest Gunbarrel, CO Car Insurance for Teen Drivers

Teen car insurance in Gunbarrel, CO can be expensive. Take a look at rates from the top car insurance companies in Gunbarrel for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gunbarrel, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,369 $10,892
American Family $6,254 $8,436
Farmers $10,875 $10,934
GEICO $5,417 $5,712
Liberty Mutual $5,393 $5,879
Nationwide $5,702 $7,251
Progressive $7,991 $8,909
State Farm $5,360 $6,763
USAA $5,080 $5,788

Cheapest Gunbarrel, CO Car Insurance for Seniors

Take a look at Gunbarrel, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gunbarrel, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,650 $2,675
American Family $2,335 $2,335
Farmers $2,535 $2,744
GEICO $1,831 $2,092
Liberty Mutual $1,419 $1,566
Nationwide $2,018 $2,122
Progressive $2,001 $1,985
State Farm $1,645 $1,645
USAA $1,891 $1,872

Cheapest Gunbarrel, CO Car Insurance Rates After a DUI

A DUI in Gunbarrel, CO increases car insurance rates. Compare Gunbarrel, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gunbarrel, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,814
American Family $5,194
Farmers $5,204
GEICO $3,502
Liberty Mutual $2,756
Nationwide $4,472
Progressive $3,432
State Farm $2,934
USAA $4,639

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Cheapest Gunbarrel, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gunbarrel, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gunbarrel, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,822 $4,822
American Family $3,700 $3,865
Farmers $4,852 $4,852
GEICO $2,667 $2,775
Liberty Mutual $2,604 $2,604
Nationwide $3,373 $3,373
Progressive $3,773 $3,773
State Farm $2,861 $3,007
USAA $2,886 $3,052

The Best Cheap Car Insurance Companies in Gunbarrel, CO

Take a look at a side-by-side comparison of the top car insurance companies in Gunbarrel, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gunbarrel, Colorado

Insurance Company Average Annual Rates
Allstate $4,822
American Family $3,783
Farmers $4,852
GEICO $2,721
Liberty Mutual $2,604
Nationwide $3,373
Progressive $3,773
State Farm $2,934
USAA $2,969

Category Winners: Cheapest Car Insurance in Gunbarrel, Colorado

Find the cheapest car insurance companies in Gunbarrel, CO for each category right here.

Best Annual Car Insurance Rates by Company in Gunbarrel, Colorado

Category Insurance Company
Teenagers USAA
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Gunbarrel, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gunbarrel car insurance rates. Find the cheapest Gunbarrel, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gunbarrel, Colorado

Insurance Company Low Medium High
Allstate $4,521 $4,803 $5,141
American Family $3,569 $3,861 $3,918
Farmers $4,240 $4,783 $5,532
GEICO $2,426 $2,670 $3,067
Liberty Mutual $2,432 $2,594 $2,787
Nationwide $3,335 $3,378 $3,407
Progressive $3,416 $3,788 $4,116
State Farm $2,709 $2,935 $3,157
USAA $2,815 $2,969 $3,122

What affects car insurance rates in Gunbarrel, Colorado?

What factors can have an impact on Gunbarrel, CO car insurance? There are several reasons why Gunbarrel car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gunbarrel, Colorado.

Commute Time in Gunbarrel

The more time you spend in your car the higher the risk of an accident. The average commute length in Gunbarrel, CO is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Gunbarrel, CO

Ready to find affordable Gunbarrel, Colorado car insurance today? Enter your ZIP code for fast, free Gunbarrel, CO car insurance quotes.

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