Compare Gunlock, KY Car Insurance Rates (2021)

Car insurance in Gunlock, KY averages $575 a month. Gunlock, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Gunlock car insurance rates, compare quotes from the top car insurance companies in Gunlock, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gunlock, KY after a DUI are $8,237/year
  • The cheapest car insurance company in Gunlock for teen drivers is USAA
  • Average car insurance rates in Gunlock, KY are $6,896/year

If you need to buy Gunlock, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Gunlock, KY is right here.

You’ll find Gunlock car insurance rates, the cheapest Gunlock, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Gunlock, Kentucky car insurance rates to Independence car insurance rates, Owensboro car insurance rates, and Covington car insurance rates.

Ready to find affordable Gunlock, KY car insurance today? Enter your ZIP code for fast, free Gunlock car insurance quotes.

Cheapest Gunlock, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gunlock, KY car insurance rates? Every Gunlock, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gunlock, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,740 $5,640 $5,299 $5,629 $21,769 $24,081 $6,173 $6,414
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,657 $5,079 $3,998 $4,506 $18,458 $20,441 $4,806 $4,919
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $3,015 $2,846 $2,727 $2,734 $15,162 $17,169 $3,740 $3,768
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,027 $2,032 $1,830 $1,861 $5,444 $5,721 $2,563 $2,808

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Minimum Car Insurance in Gunlock, KY

Every driver must carry the minimum car insurance in Gunlock, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Gunlock, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gunlock, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gunlock, KY. Compare credit history car insurance rates in Gunlock from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gunlock, Kentucky

Insurance Company Poor Fair Good
Allstate $13,607 $9,154 $7,518
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,028 $7,309 $5,737
Nationwide $9,500 $7,372 $6,351
Progressive $7,144 $6,234 $5,807
State Farm $5,740 $3,505 $2,756
Travelers $11,350 $9,578 $9,547
USAA $4,518 $2,529 $2,060

Cheapest Gunlock, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gunlock, KY to rates for a clean record with top companies.

Annual Gunlock, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,330 $10,902 $11,706 $9,434
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $6,950 $10,757 $8,323 $7,402
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $5,272 $7,889 $6,010 $6,410
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,286 $3,234 $3,872 $2,750

Cheapest Gunlock, KY Car Insurance for Teen Drivers

Teen car insurance in Gunlock, KY can be expensive. Take a look at rates from the top car insurance companies in Gunlock for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gunlock, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $21,769 $24,081
GEICO $8,902 $10,417
Liberty Mutual $18,458 $20,441
Nationwide $12,445 $15,350
Progressive $15,162 $17,169
State Farm $7,103 $8,745
Travelers $21,158 $34,320
USAA $5,444 $5,721

Cheapest Gunlock, KY Car Insurance for Seniors

Take a look at Gunlock, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gunlock, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,299 $5,629
GEICO $4,595 $4,158
Liberty Mutual $3,998 $4,506
Nationwide $5,015 $5,208
Progressive $2,727 $2,734
State Farm $2,371 $2,371
Travelers $4,067 $4,072
USAA $1,830 $1,861

Cheapest Gunlock, KY Car Insurance Rates After a DUI

A DUI in Gunlock, KY increases car insurance rates. Compare Gunlock, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gunlock, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,706
GEICO $8,597
Liberty Mutual $8,323
Nationwide $10,137
Progressive $6,010
State Farm $4,000
Travelers $13,249
USAA $3,872

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Cheapest Gunlock, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gunlock, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gunlock, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $10,093 $10,093
GEICO $5,341 $5,438
Liberty Mutual $8,358 $8,358
Nationwide $7,741 $7,741
Progressive $6,395 $6,395
State Farm $3,895 $4,105
Travelers $10,159 $10,159
USAA $2,922 $3,149

The Best Cheap Car Insurance Companies in Gunlock, KY

Take a look at a side-by-side comparison of the top car insurance companies in Gunlock, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gunlock, Kentucky

Insurance Company Average Annual Rates
Allstate $10,093
GEICO $5,390
Liberty Mutual $8,358
Nationwide $7,741
Progressive $6,395
State Farm $4,000
Travelers $10,159
USAA $3,036

Category Winners: Cheapest Car Insurance in Gunlock, Kentucky

Find the cheapest car insurance companies in Gunlock, KY for each category right here.

Best Annual Car Insurance Rates by Company in Gunlock, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Gunlock, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gunlock car insurance rates. Find the cheapest Gunlock, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gunlock, Kentucky

Insurance Company Low Medium High
Allstate $8,637 $10,003 $11,640
GEICO $4,884 $5,352 $5,934
Liberty Mutual $7,739 $8,276 $9,059
Nationwide $7,713 $7,608 $7,902
Progressive $5,755 $6,255 $7,175
State Farm $3,743 $3,988 $4,270
Travelers $9,606 $10,191 $10,679
USAA $2,890 $3,028 $3,189

Compare Car Insurance Quotes in Gunlock, KY

Ready to find affordable Gunlock, Kentucky car insurance today? Enter your ZIP code for fast, free Gunlock, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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