Compare Gunnison, UT Car Insurance Rates (2021)

Car insurance in Gunnison, UT averages $285 a month. Gunnison, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Gunnison car insurance rates, compare quotes from the top car insurance companies in Gunnison, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gunnison, UT are $3,417/year
  • Average car insurance rates in Gunnison, UT after a DUI are $3,891/year
  • The cheapest car insurance company in Gunnison for teen drivers is USAA

If you need to buy Gunnison, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Gunnison, UT is right here.

You’ll find Gunnison car insurance rates, the cheapest Gunnison, UT car insurance companies, and information on Utah car insurance laws. You can also compare Gunnison, Utah car insurance rates to Orem car insurance rates, Provo car insurance rates, and St. George car insurance rates.

Ready to find affordable Gunnison, UT car insurance today? Enter your ZIP code for fast, free Gunnison car insurance quotes.

Cheapest Gunnison, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gunnison, UT car insurance rates? Every Gunnison, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gunnison, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,034 $1,888 $1,851 $1,852 $6,278 $7,014 $2,159 $2,144
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $1,978 $1,951 $1,748 $1,861 $8,362 $8,602 $2,239 $2,312
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,857 $1,884 $1,659 $1,752 $4,912 $6,270 $2,132 $2,289
Progressive $2,052 $1,912 $1,671 $1,785 $8,189 $9,097 $2,362 $2,476
State Farm $2,705 $2,705 $2,448 $2,448 $8,100 $10,087 $3,064 $3,500
USAA $1,405 $1,383 $1,258 $1,261 $4,867 $5,686 $1,712 $1,871

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Minimum Car Insurance in Gunnison, UT

Every driver must carry the minimum car insurance in Gunnison, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Gunnison, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Gunnison, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gunnison, UT. Compare credit history car insurance rates in Gunnison from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gunnison, Utah

Insurance Company Poor Fair Good
Allstate $4,214 $2,829 $2,415
American Family $4,451 $3,337 $2,838
Farmers $4,152 $3,458 $3,285
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,537 $2,654 $2,343
Progressive $4,192 $3,573 $3,314
State Farm $7,130 $3,590 $2,426
USAA $3,488 $2,220 $1,583

Cheapest Gunnison, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gunnison, UT to rates for a clean record with top companies.

Annual Gunnison, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,665 $3,211 $3,733 $3,000
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,089 $4,021 $3,903 $3,513
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,255 $3,040 $3,566 $2,518
Progressive $3,130 $4,702 $3,273 $3,667
State Farm $3,994 $4,770 $4,382 $4,382
USAA $1,912 $2,415 $3,252 $2,142

Cheapest Gunnison, UT Car Insurance for Teen Drivers

Teen car insurance in Gunnison, UT can be expensive. Take a look at rates from the top car insurance companies in Gunnison for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gunnison, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,278 $7,014
American Family $7,096 $9,328
Farmers $8,362 $8,602
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,912 $6,270
Progressive $8,189 $9,097
State Farm $8,100 $10,087
USAA $4,867 $5,686

Cheapest Gunnison, UT Car Insurance for Seniors

Take a look at Gunnison, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gunnison, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,851 $1,852
American Family $1,815 $1,815
Farmers $1,748 $1,861
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,659 $1,752
Progressive $1,671 $1,785
State Farm $2,448 $2,448
USAA $1,258 $1,261

Cheapest Gunnison, UT Car Insurance Rates After a DUI

A DUI in Gunnison, UT increases car insurance rates. Compare Gunnison, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gunnison, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,733
American Family $4,307
Farmers $3,903
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,566
Progressive $3,273
State Farm $4,382
USAA $3,252

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Cheapest Gunnison, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gunnison, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gunnison, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,153 $3,153
American Family $3,539 $3,544
Farmers $3,632 $3,632
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,845 $2,845
Progressive $3,693 $3,693
State Farm $4,271 $4,493
USAA $2,403 $2,457

The Best Cheap Car Insurance Companies in Gunnison, UT

Take a look at a side-by-side comparison of the top car insurance companies in Gunnison, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gunnison, Utah

Insurance Company Average Annual Rates
Allstate $3,153
American Family $3,542
Farmers $3,632
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,845
Progressive $3,693
State Farm $4,382
USAA $2,430

Category Winners: Cheapest Car Insurance in Gunnison, Utah

Find the cheapest car insurance companies in Gunnison, UT for each category right here.

Best Annual Car Insurance Rates by Company in Gunnison, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Gunnison, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gunnison car insurance rates. Find the cheapest Gunnison, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gunnison, Utah

Insurance Company Low Medium High
Allstate $2,995 $3,145 $3,317
American Family $3,455 $3,588 $3,582
Farmers $3,337 $3,584 $3,974
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,126 $2,702 $2,706
Progressive $3,409 $3,577 $4,093
State Farm $4,120 $4,393 $4,633
USAA $2,324 $2,432 $2,535

What affects car insurance rates in Gunnison, Utah?

What factors can have an impact on Gunnison, UT car insurance? There are several reasons why Gunnison car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gunnison, Utah.

Commute Time in Gunnison

The more time you spend in your car the higher the risk of an accident. The average commute length in Gunnison, UT is 10.3 minutes according to City-Data.

Compare Car Insurance Quotes in Gunnison, UT

Ready to find affordable Gunnison, Utah car insurance today? Enter your ZIP code for fast, free Gunnison, UT car insurance quotes.

Free Car Insurance Comparison

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