Compare Gunter, TX Car Insurance Rates (2021)

Car insurance in Gunter, TX averages $290 a month. Gunter, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Gunter car insurance rates, compare quotes from the top car insurance companies in Gunter, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gunter, TX are $3,478/year
  • The cheapest car insurance company in Gunter is USAA
  • Average car insurance rates in Gunter, TX after a DUI are $3,973/year

If you need to buy Gunter, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Gunter, TX is right here.

You’ll find Gunter car insurance rates, the cheapest Gunter, TX car insurance companies, and information on Texas car insurance laws. You can also compare Gunter, Texas car insurance rates to San Antonio car insurance rates, Austin car insurance rates, and Laredo car insurance rates.

Ready to find affordable Gunter, TX car insurance today? Enter your ZIP code for fast, free Gunter car insurance quotes.

Cheapest Gunter, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gunter, TX car insurance rates? Every Gunter, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gunter, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,198 $3,227 $3,155 $3,155 $8,562 $10,345 $3,969 $4,140
American Family $2,295 $2,543 $2,135 $2,432 $5,896 $7,721 $3,253 $3,702
GEICO $2,111 $2,267 $2,042 $2,293 $4,502 $4,684 $2,270 $2,266
Nationwide $2,122 $2,157 $1,880 $1,987 $5,952 $7,624 $2,486 $2,685
Progressive $2,283 $2,161 $2,033 $2,075 $9,501 $10,557 $2,689 $2,713
State Farm $2,025 $2,025 $1,804 $1,804 $4,891 $6,243 $2,204 $2,275
USAA $1,472 $1,478 $1,407 $1,394 $4,143 $4,505 $1,958 $2,094

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Minimum Car Insurance in Gunter, TX

Every driver must carry the minimum car insurance in Gunter, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Gunter, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Gunter, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gunter, TX. Compare credit history car insurance rates in Gunter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gunter, Texas

Insurance Company Poor Fair Good
Allstate $6,303 $4,634 $3,970
American Family $5,171 $3,237 $2,834
GEICO $4,311 $2,455 $1,648
Nationwide $4,029 $3,240 $2,816
Progressive $4,783 $4,136 $3,835
State Farm $4,120 $2,564 $2,043
USAA $3,384 $1,958 $1,577

Cheapest Gunter, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gunter, TX to rates for a clean record with top companies.

Annual Gunter, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,847 $5,951 $6,230 $3,847
American Family $3,425 $4,331 $3,808 $3,425
GEICO $2,385 $3,133 $2,636 $3,064
Nationwide $2,923 $2,923 $4,306 $3,295
Progressive $3,711 $4,792 $4,327 $4,175
State Farm $2,582 $2,965 $3,507 $2,582
USAA $1,720 $2,537 $2,996 $1,973

Cheapest Gunter, TX Car Insurance for Teen Drivers

Teen car insurance in Gunter, TX can be expensive. Take a look at rates from the top car insurance companies in Gunter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gunter, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,562 $10,345
American Family $5,896 $7,721
GEICO $4,502 $4,684
Nationwide $5,952 $7,624
Progressive $9,501 $10,557
State Farm $4,891 $6,243
USAA $4,143 $4,505

Cheapest Gunter, TX Car Insurance for Seniors

Take a look at Gunter, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gunter, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,155 $3,155
American Family $2,135 $2,432
GEICO $2,042 $2,293
Nationwide $1,880 $1,987
Progressive $2,033 $2,075
State Farm $1,804 $1,804
USAA $1,407 $1,394

Cheapest Gunter, TX Car Insurance Rates After a DUI

A DUI in Gunter, TX increases car insurance rates. Compare Gunter, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gunter, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,230
American Family $3,808
GEICO $2,636
Nationwide $4,306
Progressive $4,327
State Farm $3,507
USAA $2,996

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Cheapest Gunter, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gunter, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gunter, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,850 $5,087
American Family $3,747 $3,747
GEICO $2,754 $2,855
Nationwide $3,362 $3,362
Progressive $4,251 $4,251
State Farm $2,909 $2,909
USAA $2,277 $2,335

The Best Cheap Car Insurance Companies in Gunter, TX

Take a look at a side-by-side comparison of the top car insurance companies in Gunter, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gunter, Texas

Insurance Company Average Annual Rates
Allstate $4,969
American Family $3,747
GEICO $2,804
Nationwide $3,362
Progressive $4,251
State Farm $2,909
USAA $2,306

Category Winners: Cheapest Car Insurance in Gunter, Texas

Find the cheapest car insurance companies in Gunter, TX for each category right here.

Best Annual Car Insurance Rates by Company in Gunter, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Gunter, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gunter car insurance rates. Find the cheapest Gunter, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gunter, Texas

Insurance Company Low Medium High
Allstate $4,875 $4,934 $5,097
American Family $3,497 $3,615 $4,130
GEICO $2,662 $2,771 $2,980
Nationwide $3,620 $3,219 $3,246
Progressive $4,040 $4,228 $4,485
State Farm $2,765 $2,900 $3,062
USAA $2,229 $2,298 $2,393

What affects car insurance rates in Gunter, Texas?

What factors can have an impact on Gunter, TX car insurance? There are several reasons why Gunter car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gunter, Texas.

Commute Time in Gunter

The more time you spend in your car the higher the risk of an accident. The average commute length in Gunter, TX is 35.2 minutes according to City-Data.

Compare Car Insurance Quotes in Gunter, TX

Ready to find affordable Gunter, Texas car insurance today? Enter your ZIP code for fast, free Gunter, TX car insurance quotes.

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