Compare Guntersville, AL Car Insurance Rates (2021)

Car insurance in Guntersville, AL averages $299 a month. Guntersville, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Guntersville car insurance rates, compare quotes from the top car insurance companies in Guntersville, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Guntersville is USAA
  • Average car insurance rates in Guntersville, AL are $3,584/year
  • The cheapest car insurance company in Guntersville for teen drivers is USAA

If you need to buy Guntersville, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Guntersville, AL is right here.

You’ll find Guntersville car insurance rates, the cheapest Guntersville, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Guntersville, Alabama car insurance rates to Auburn car insurance rates, Birmingham car insurance rates, and Madison car insurance rates.

Ready to find affordable Guntersville, AL car insurance today? Enter your ZIP code for fast, free Guntersville car insurance quotes.

Cheapest Guntersville, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Guntersville, AL car insurance rates? Every Guntersville, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guntersville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,034 $1,938 $1,839 $1,874 $7,078 $7,599 $2,280 $2,333
Farmers $2,288 $2,269 $2,044 $2,172 $8,901 $9,156 $2,607 $2,713
GEICO $1,887 $1,878 $1,810 $1,872 $4,963 $4,863 $1,985 $1,837
Liberty Mutual $2,932 $3,166 $2,406 $2,689 $10,743 $11,940 $3,121 $3,324
Nationwide $1,634 $1,653 $1,494 $1,543 $4,292 $5,507 $1,812 $2,019
Progressive $2,217 $2,072 $1,818 $1,944 $9,352 $10,436 $2,597 $2,778
State Farm $3,129 $3,129 $2,843 $2,843 $9,765 $12,189 $3,542 $4,116
Travelers $1,344 $1,364 $1,265 $1,259 $7,090 $11,115 $1,273 $1,455
USAA $1,290 $1,307 $1,206 $1,179 $3,876 $4,295 $1,681 $1,811

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Minimum Car Insurance in Guntersville, AL

Every driver must carry the minimum car insurance in Guntersville, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Guntersville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Guntersville, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Guntersville, AL. Compare credit history car insurance rates in Guntersville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Guntersville, Alabama

Insurance Company Poor Fair Good
Allstate $4,164 $3,274 $2,678
Farmers $4,505 $3,877 $3,674
GEICO $3,353 $2,393 $2,165
Liberty Mutual $7,215 $4,429 $3,476
Nationwide $3,007 $2,349 $2,126
Progressive $4,671 $4,021 $3,763
State Farm $8,433 $4,261 $2,889
Travelers $3,569 $3,092 $3,150
USAA $2,792 $1,822 $1,628

Cheapest Guntersville, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guntersville, AL to rates for a clean record with top companies.

Annual Guntersville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,865 $3,377 $4,007 $3,239
Farmers $3,377 $4,375 $4,267 $4,056
GEICO $1,776 $2,863 $3,548 $2,362
Liberty Mutual $3,951 $5,506 $5,378 $5,325
Nationwide $2,188 $2,188 $3,164 $2,437
Progressive $3,746 $4,728 $4,027 $4,106
State Farm $4,669 $5,837 $5,136 $5,136
Travelers $2,724 $2,859 $4,177 $3,322
USAA $1,600 $2,011 $2,980 $1,731

Cheapest Guntersville, AL Car Insurance for Teen Drivers

Teen car insurance in Guntersville, AL can be expensive. Take a look at rates from the top car insurance companies in Guntersville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Guntersville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,078 $7,599
Farmers $8,901 $9,156
GEICO $4,963 $4,863
Liberty Mutual $10,743 $11,940
Nationwide $4,292 $5,507
Progressive $9,352 $10,436
State Farm $9,765 $12,189
Travelers $7,090 $11,115
USAA $3,876 $4,295

Cheapest Guntersville, AL Car Insurance for Seniors

Take a look at Guntersville, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Guntersville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,839 $1,874
Farmers $2,044 $2,172
GEICO $1,810 $1,872
Liberty Mutual $2,406 $2,689
Nationwide $1,494 $1,543
Progressive $1,818 $1,944
State Farm $2,843 $2,843
Travelers $1,265 $1,259
USAA $1,206 $1,179

Cheapest Guntersville, AL Car Insurance Rates After a DUI

A DUI in Guntersville, AL increases car insurance rates. Compare Guntersville, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Guntersville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,007
Farmers $4,267
GEICO $3,548
Liberty Mutual $5,378
Nationwide $3,164
Progressive $4,027
State Farm $5,136
Travelers $4,177
USAA $2,980

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Cheapest Guntersville, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Guntersville, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Guntersville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,372 $3,372
Farmers $4,019 $4,019
GEICO $2,591 $2,683
Liberty Mutual $5,040 $5,040
Nationwide $2,494 $2,494
Progressive $4,152 $4,152
State Farm $5,070 $5,319
Travelers $3,270 $3,270
USAA $1,986 $2,176

The Best Cheap Car Insurance Companies in Guntersville, AL

Take a look at a side-by-side comparison of the top car insurance companies in Guntersville, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Guntersville, Alabama

Insurance Company Average Annual Rates
Allstate $3,372
Farmers $4,019
GEICO $2,637
Liberty Mutual $5,040
Nationwide $2,494
Progressive $4,152
State Farm $5,194
Travelers $3,270
USAA $2,081

Category Winners: Cheapest Car Insurance in Guntersville, Alabama

Find the cheapest car insurance companies in Guntersville, AL for each category right here.

Best Annual Car Insurance Rates by Company in Guntersville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Guntersville, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Guntersville car insurance rates. Find the cheapest Guntersville, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Guntersville, Alabama

Insurance Company Low Medium High
Allstate $3,256 $3,366 $3,493
Farmers $3,797 $3,967 $4,292
GEICO $2,419 $2,624 $2,868
Liberty Mutual $4,809 $5,016 $5,295
Nationwide $2,476 $2,473 $2,534
Progressive $3,727 $4,131 $4,597
State Farm $4,919 $5,190 $5,474
Travelers $3,099 $3,336 $3,377
USAA $2,004 $2,069 $2,168

What affects car insurance rates in Guntersville, Alabama?

What factors can have an impact on Guntersville, AL car insurance? There are several reasons why Guntersville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Guntersville, Alabama.

Car Theft in Guntersville

High levels of vehicle theft can make car insurance more expensive. Guntersville, AL car theft statistics from the FBI indicate 41 vehicle thefts a year.

Commute Time in Guntersville

The more time you spend in your car the higher the risk of an accident. The average commute length in Guntersville, AL is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Guntersville, AL

Ready to find affordable Guntersville, Alabama car insurance today? Enter your ZIP code for fast, free Guntersville, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State