Compare Guthrie Center, IA Car Insurance Rates (2021)

Car insurance in Guthrie Center, IA averages $254 a month. Guthrie Center, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Guthrie Center car insurance rates, compare quotes from the top car insurance companies in Guthrie Center, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Guthrie Center is USAA
  • Average car insurance rates in Guthrie Center, IA after a DUI are $3,676/year
  • Average car insurance rates in Guthrie Center, IA are $3,052/year

If you need to buy Guthrie Center, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Guthrie Center, IA is right here.

You’ll find Guthrie Center car insurance rates, the cheapest Guthrie Center, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Guthrie Center, Iowa car insurance rates to Davenport car insurance rates, Waterloo car insurance rates, and Ankeny car insurance rates.

Ready to find affordable Guthrie Center, IA car insurance today? Enter your ZIP code for fast, free Guthrie Center car insurance quotes.

Cheapest Guthrie Center, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Guthrie Center, IA car insurance rates? Every Guthrie Center, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guthrie Center, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,073 $1,992 $1,835 $1,869 $5,967 $6,716 $2,264 $2,334
American Family $1,976 $1,976 $1,766 $1,766 $5,251 $7,378 $1,976 $2,381
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,134 $2,321 $1,864 $2,263 $9,920 $11,166 $2,418 $2,674
Nationwide $1,889 $1,946 $1,678 $1,800 $4,257 $5,545 $2,128 $2,323
Progressive $1,901 $1,853 $1,567 $1,617 $4,311 $4,883 $2,294 $2,474
State Farm $1,540 $1,540 $1,335 $1,335 $3,915 $4,996 $1,725 $1,952
Travelers $2,656 $2,710 $2,580 $2,580 $11,515 $18,146 $2,764 $3,293
USAA $1,259 $1,282 $1,148 $1,184 $3,268 $3,494 $1,517 $1,682

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Minimum Car Insurance in Guthrie Center, IA

Every driver must carry the minimum car insurance in Guthrie Center, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Guthrie Center, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Guthrie Center, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Guthrie Center, IA. Compare credit history car insurance rates in Guthrie Center from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Guthrie Center, Iowa

Insurance Company Poor Fair Good
Allstate $3,746 $2,975 $2,672
American Family $3,901 $2,866 $2,409
Farmers $2,880 $2,389 $2,262
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,213 $3,815 $3,007
Nationwide $3,286 $2,558 $2,244
Progressive $3,116 $2,485 $2,237
State Farm $3,265 $2,019 $1,593
Travelers $6,512 $5,549 $5,280
USAA $2,447 $1,671 $1,444

Cheapest Guthrie Center, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guthrie Center, IA to rates for a clean record with top companies.

Annual Guthrie Center, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $3,226 $3,661 $2,976
American Family $2,208 $3,232 $4,197 $2,597
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,759 $4,632 $4,742 $4,247
Nationwide $1,937 $2,804 $3,844 $2,199
Progressive $2,111 $3,409 $2,285 $2,645
State Farm $2,139 $2,446 $2,292 $2,292
Travelers $4,207 $5,612 $7,518 $5,785
USAA $1,423 $1,897 $2,467 $1,631

Cheapest Guthrie Center, IA Car Insurance for Teen Drivers

Teen car insurance in Guthrie Center, IA can be expensive. Take a look at rates from the top car insurance companies in Guthrie Center for teenagers.

Annual Car Insurance Rates for Teen Drivers in Guthrie Center, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,967 $6,716
American Family $5,251 $7,378
Farmers $4,711 $5,019
GEICO $4,142 $3,866
Liberty Mutual $9,920 $11,166
Nationwide $4,257 $5,545
Progressive $4,311 $4,883
State Farm $3,915 $4,996
Travelers $11,515 $18,146
USAA $3,268 $3,494

Cheapest Guthrie Center, IA Car Insurance for Seniors

Take a look at Guthrie Center, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Guthrie Center, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,835 $1,869
American Family $1,766 $1,766
Farmers $1,383 $1,513
GEICO $1,620 $1,483
Liberty Mutual $1,864 $2,263
Nationwide $1,678 $1,800
Progressive $1,567 $1,617
State Farm $1,335 $1,335
Travelers $2,580 $2,580
USAA $1,148 $1,184

Cheapest Guthrie Center, IA Car Insurance Rates After a DUI

A DUI in Guthrie Center, IA increases car insurance rates. Compare Guthrie Center, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Guthrie Center, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,661
American Family $4,197
Farmers $2,697
GEICO $3,058
Liberty Mutual $4,742
Nationwide $3,844
Progressive $2,285
State Farm $2,292
Travelers $7,518
USAA $2,467

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Cheapest Guthrie Center, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Guthrie Center, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Guthrie Center, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,056 $3,206
American Family $3,023 $3,094
Farmers $2,510 $2,510
GEICO $2,195 $2,285
Liberty Mutual $4,345 $4,345
Nationwide $2,696 $2,696
Progressive $2,612 $2,612
State Farm $2,238 $2,347
Travelers $5,780 $5,780
USAA $1,786 $1,922

The Best Cheap Car Insurance Companies in Guthrie Center, IA

Take a look at a side-by-side comparison of the top car insurance companies in Guthrie Center, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Guthrie Center, Iowa

Insurance Company Average Annual Rates
Allstate $3,131
American Family $3,059
Farmers $2,510
GEICO $2,240
Liberty Mutual $4,345
Nationwide $2,696
Progressive $2,612
State Farm $2,292
Travelers $5,780
USAA $1,854

Category Winners: Cheapest Car Insurance in Guthrie Center, Iowa

Find the cheapest car insurance companies in Guthrie Center, IA for each category right here.

Best Annual Car Insurance Rates by Company in Guthrie Center, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Guthrie Center, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Guthrie Center car insurance rates. Find the cheapest Guthrie Center, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Guthrie Center, Iowa

Insurance Company Low Medium High
Allstate $3,012 $3,136 $3,246
American Family $3,076 $3,228 $2,872
Farmers $2,401 $2,518 $2,611
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,184 $4,338 $4,514
Nationwide $2,832 $2,676 $2,580
Progressive $2,490 $2,620 $2,727
State Farm $2,198 $2,303 $2,376
Travelers $5,501 $5,863 $5,976
USAA $1,764 $1,860 $1,939

What affects car insurance rates in Guthrie Center, Iowa?

What factors can have an impact on Guthrie Center, IA car insurance? There are several reasons why Guthrie Center car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Guthrie Center, Iowa.

Commute Time in Guthrie Center

The more time you spend in your car the higher the risk of an accident. The average commute length in Guthrie Center, IA is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in Guthrie Center, IA

Ready to find affordable Guthrie Center, Iowa car insurance today? Enter your ZIP code for fast, free Guthrie Center, IA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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