Compare Guys, TN Car Insurance Rates (2021)

Car insurance in Guys, TN averages $303 a month. Guys, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Guys car insurance rates, compare quotes from the top car insurance companies in Guys, TN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Guys for teen drivers is Travelers
  • The cheapest car insurance company in Guys is Travelers
  • Average car insurance rates in Guys, TN are $3,637/year

If you need to buy Guys, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Guys, TN is right here.

You’ll find Guys car insurance rates, the cheapest Guys, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Guys, Tennessee car insurance rates to Clarksville car insurance rates, Bartlett car insurance rates, and Murfreesboro car insurance rates.

Ready to find affordable Guys, TN car insurance today? Enter your ZIP code for fast, free Guys car insurance quotes.

Cheapest Guys, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Guys, TN car insurance rates? Every Guys, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Guys, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,916 $2,806 $2,616 $2,718 $10,818 $11,767 $3,125 $3,237
Farmers $1,933 $1,967 $1,742 $1,900 $7,727 $8,208 $2,601 $2,752
GEICO $2,260 $2,290 $2,093 $2,093 $6,489 $6,643 $2,273 $2,341
Liberty Mutual $3,568 $129 $2,928 $3,270 $14,482 $16,092 $3,832 $4,091
Nationwide $2,098 $2,121 $1,878 $1,915 $5,594 $7,251 $2,404 $2,626
Progressive $1,840 $1,745 $1,500 $1,562 $8,048 $9,070 $2,220 $2,423
State Farm $1,720 $1,720 $1,532 $1,532 $4,968 $6,249 $1,936 $2,233
Travelers $1,634 $1,719 $1,488 $1,583 $4,559 $5,648 $1,739 $1,829
USAA $1,549 $1,581 $1,394 $1,399 $5,421 $6,223 $2,024 $2,163

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Guys, TN

Every driver must carry the minimum car insurance in Guys, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Guys, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Guys, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Guys, TN. Compare credit history car insurance rates in Guys from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Guys, Tennessee

Insurance Company Poor Fair Good
Allstate $6,386 $4,884 $3,731
Farmers $4,297 $3,348 $3,166
GEICO $3,765 $3,213 $2,952
Liberty Mutual $8,674 $5,314 $4,158
Nationwide $3,894 $3,084 $2,730
Progressive $4,006 $3,439 $3,208
State Farm $3,974 $2,383 $1,851
Travelers $3,208 $2,523 $1,844
USAA $3,948 $2,307 $1,902

Cheapest Guys, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Guys, TN to rates for a clean record with top companies.

Annual Guys, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,201 $5,002 $6,008 $4,791
Farmers $3,075 $3,806 $3,901 $3,634
GEICO $2,378 $3,219 $5,267 $2,378
Liberty Mutual $4,907 $7,067 $6,577 $5,644
Nationwide $2,795 $2,795 $4,216 $3,138
Progressive $3,130 $4,050 $3,334 $3,689
State Farm $2,512 $2,960 $2,736 $2,736
Travelers $2,051 $2,630 $2,900 $2,518
USAA $1,981 $2,959 $3,481 $2,456

Cheapest Guys, TN Car Insurance for Teen Drivers

Teen car insurance in Guys, TN can be expensive. Take a look at rates from the top car insurance companies in Guys for teenagers.

Annual Car Insurance Rates for Teen Drivers in Guys, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,818 $11,767
Farmers $7,727 $8,208
GEICO $6,489 $6,643
Liberty Mutual $14,482 $16,092
Nationwide $5,594 $7,251
Progressive $8,048 $9,070
State Farm $4,968 $6,249
Travelers $4,559 $5,648
USAA $5,421 $6,223

Cheapest Guys, TN Car Insurance for Seniors

Take a look at Guys, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Guys, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,616 $2,718
Farmers $1,742 $1,900
GEICO $2,093 $2,093
Liberty Mutual $2,928 $3,270
Nationwide $1,878 $1,915
Progressive $1,500 $1,562
State Farm $1,532 $1,532
Travelers $1,488 $1,583
USAA $1,394 $1,399

Cheapest Guys, TN Car Insurance Rates After a DUI

A DUI in Guys, TN increases car insurance rates. Compare Guys, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Guys, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,008
Farmers $3,901
GEICO $5,267
Liberty Mutual $6,577
Nationwide $4,216
Progressive $3,334
State Farm $2,736
Travelers $2,900
USAA $3,481

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Guys, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Guys, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Guys, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,000 $5,000
Farmers $3,604 $3,604
GEICO $3,297 $3,324
Liberty Mutual $6,049 $6,049
Nationwide $3,236 $3,236
Progressive $3,551 $3,551
State Farm $2,671 $2,801
Travelers $2,426 $2,623
USAA $2,642 $2,796

The Best Cheap Car Insurance Companies in Guys, TN

Take a look at a side-by-side comparison of the top car insurance companies in Guys, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Guys, Tennessee

Insurance Company Average Annual Rates
Allstate $5,000
Farmers $3,604
GEICO $3,310
Liberty Mutual $6,049
Nationwide $3,236
Progressive $3,551
State Farm $2,736
Travelers $2,525
USAA $2,719

Category Winners: Cheapest Car Insurance in Guys, Tennessee

Find the cheapest car insurance companies in Guys, TN for each category right here.

Best Annual Car Insurance Rates by Company in Guys, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Guys, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Guys car insurance rates. Find the cheapest Guys, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Guys, Tennessee

Insurance Company Low Medium High
Allstate $4,809 $4,988 $5,204
Farmers $3,397 $3,585 $3,829
GEICO $3,169 $3,305 $3,457
Liberty Mutual $5,800 $6,048 $6,299
Nationwide $3,267 $3,162 $3,279
Progressive $3,353 $3,553 $3,747
State Farm $2,595 $2,747 $2,866
Travelers $2,377 $2,523 $2,674
USAA $2,634 $2,710 $2,814

What affects car insurance rates in Guys, Tennessee?

What factors can have an impact on Guys, TN car insurance? There are several reasons why Guys car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Guys, Tennessee.

Commute Time in Guys

The more time you spend in your car the higher the risk of an accident. The average commute length in Guys, TN is 27.8 minutes according to City-Data.

Compare Car Insurance Quotes in Guys, TN

Ready to find affordable Guys, Tennessee car insurance today? Enter your ZIP code for fast, free Guys, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption