Compare Gwinn, MI Car Insurance Rates (2021)

Car insurance in Gwinn, MI averages $704 a month. Gwinn, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Gwinn car insurance rates, compare quotes from the top car insurance companies in Gwinn, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Gwinn, MI after a DUI are $13,961/year
  • Average car insurance rates in Gwinn, MI are $8,445/year
  • The cheapest car insurance company in Gwinn is USAA

If you need to buy Gwinn, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Gwinn, MI is right here.

You’ll find Gwinn car insurance rates, the cheapest Gwinn, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Gwinn, Michigan car insurance rates to Flint car insurance rates, Ann Arbor car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Gwinn, MI car insurance today? Enter your ZIP code for fast, free Gwinn car insurance quotes.

Cheapest Gwinn, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gwinn, MI car insurance rates? Every Gwinn, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gwinn, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,377 $3,377 $3,144 $3,144 $7,638 $7,638 $3,794 $3,794
GEICO $3,265 $3,265 $3,311 $3,311 $9,314 $9,314 $3,131 $3,131
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $3,742 $3,742 $3,325 $3,325 $9,836 $9,836 $4,099 $4,099
Progressive $2,502 $2,359 $2,217 $2,438 $9,056 $9,743 $2,914 $2,760
State Farm $5,777 $5,777 $5,341 $5,341 $20,000 $20,000 $6,776 $6,776
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,528 $2,417 $2,374 $2,258 $6,232 $5,983 $3,105 $3,010

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Minimum Car Insurance in Gwinn, MI

Every driver must carry the minimum car insurance in Gwinn, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Gwinn, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Gwinn, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gwinn, MI. Compare credit history car insurance rates in Gwinn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gwinn, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $5,852 $3,951 $3,661
GEICO $6,104 $4,497 $3,665
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $6,547 $4,963 $4,242
Progressive $4,879 $4,125 $3,742
State Farm $15,339 $7,783 $5,299
Travelers $7,919 $7,680 $7,583
USAA $5,217 $2,972 $2,277

Cheapest Gwinn, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gwinn, MI to rates for a clean record with top companies.

Annual Gwinn, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $3,780 $4,805 $4,737 $4,631
GEICO $1,705 $3,550 $10,649 $3,117
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,513 $5,964 $5,456 $5,070
Progressive $3,633 $4,709 $4,245 $4,408
State Farm $6,066 $7,251 $15,548 $9,029
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,808 $3,494 $4,591 $3,061

Cheapest Gwinn, MI Car Insurance for Teen Drivers

Teen car insurance in Gwinn, MI can be expensive. Take a look at rates from the top car insurance companies in Gwinn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gwinn, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $7,638 $7,638
GEICO $9,314 $9,314
Liberty Mutual $30,473 $30,473
Nationwide $9,836 $9,836
Progressive $9,056 $9,743
State Farm $20,000 $20,000
Travelers $15,616 $15,616
USAA $6,232 $5,983

Cheapest Gwinn, MI Car Insurance for Seniors

Take a look at Gwinn, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gwinn, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,144 $3,144
GEICO $3,311 $3,311
Liberty Mutual $12,673 $12,673
Nationwide $3,325 $3,325
Progressive $2,217 $2,438
State Farm $5,341 $5,341
Travelers $4,461 $4,461
USAA $2,374 $2,258

Cheapest Gwinn, MI Car Insurance Rates After a DUI

A DUI in Gwinn, MI increases car insurance rates. Compare Gwinn, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gwinn, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $4,737
GEICO $10,649
Liberty Mutual $26,480
Nationwide $5,456
Progressive $4,245
State Farm $15,548
Travelers $12,018
USAA $4,591

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Cheapest Gwinn, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gwinn, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gwinn, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $4,488 $4,488
GEICO $4,646 $4,864
Liberty Mutual $16,587 $17,788
Nationwide $5,251 $5,251
Progressive $4,249 $4,249
State Farm $9,225 $9,722
Travelers $7,683 $7,771
USAA $3,449 $3,528

The Best Cheap Car Insurance Companies in Gwinn, MI

Take a look at a side-by-side comparison of the top car insurance companies in Gwinn, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gwinn, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $4,488
GEICO $4,755
Liberty Mutual $17,188
Nationwide $5,251
Progressive $4,249
State Farm $9,474
Travelers $7,727
USAA $3,489

Category Winners: Cheapest Car Insurance in Gwinn, Michigan

Find the cheapest car insurance companies in Gwinn, MI for each category right here.

Best Annual Car Insurance Rates by Company in Gwinn, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Gwinn, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gwinn car insurance rates. Find the cheapest Gwinn, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gwinn, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,377 $4,478 $4,609
GEICO $4,447 $4,713 $5,105
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $5,484 $5,164 $5,104
Progressive $4,133 $4,254 $4,359
State Farm $9,036 $9,527 $9,857
Travelers $7,640 $7,737 $7,805
USAA $3,380 $3,498 $3,588

What affects car insurance rates in Gwinn, Michigan?

What factors can have an impact on Gwinn, MI car insurance? There are several reasons why Gwinn car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gwinn, Michigan.

Commute Time in Gwinn

The more time you spend in your car the higher the risk of an accident. The average commute length in Gwinn, MI is 22.8 minutes according to City-Data.

Compare Car Insurance Quotes in Gwinn, MI

Ready to find affordable Gwinn, Michigan car insurance today? Enter your ZIP code for fast, free Gwinn, MI car insurance quotes.

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