Compare Gypsum, CO Car Insurance Rates (2021)

Car insurance in Gypsum, CO averages $320 a month. Gypsum, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Gypsum car insurance rates, compare quotes from the top car insurance companies in Gypsum, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Gypsum for teen drivers is GEICO
  • The cheapest car insurance company in Gypsum is GEICO
  • Average car insurance rates in Gypsum, CO are $3,837/year

If you need to buy Gypsum, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Gypsum, CO is right here.

You’ll find Gypsum car insurance rates, the cheapest Gypsum, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Gypsum, Colorado car insurance rates to Arvada car insurance rates, Fort Collins car insurance rates, and Centennial car insurance rates.

Ready to find affordable Gypsum, CO car insurance today? Enter your ZIP code for fast, free Gypsum car insurance quotes.

Cheapest Gypsum, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Gypsum, CO car insurance rates? Every Gypsum, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Gypsum, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,595 $3,358 $3,211 $3,249 $12,490 $13,139 $3,988 $4,031
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,875 $2,848 $2,602 $2,790 $10,771 $10,882 $3,184 $3,247
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $2,107 $2,112 $1,763 $1,932 $6,071 $6,640 $2,142 $2,205
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,467 $2,297 $2,121 $2,114 $8,600 $9,650 $2,801 $2,729
State Farm $2,026 $2,026 $1,813 $1,813 $5,828 $7,359 $2,268 $2,707
USAA $2,315 $2,318 $2,198 $2,206 $5,820 $6,673 $2,982 $3,252

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Minimum Car Insurance in Gypsum, CO

Every driver must carry the minimum car insurance in Gypsum, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Gypsum, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Gypsum, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Gypsum, CO. Compare credit history car insurance rates in Gypsum from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Gypsum, Colorado

Insurance Company Poor Fair Good
Allstate $7,497 $5,783 $4,369
American Family $4,927 $3,507 $2,935
Farmers $5,678 $4,625 $4,396
GEICO $3,080 $2,566 $2,052
Liberty Mutual $4,484 $2,716 $2,165
Nationwide $4,201 $3,324 $2,896
Progressive $4,642 $3,979 $3,671
State Farm $4,490 $2,881 $2,319
USAA $5,149 $2,924 $2,339

Cheapest Gypsum, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Gypsum, CO to rates for a clean record with top companies.

Annual Gypsum, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,006 $5,757 $7,083 $5,685
American Family $2,801 $3,973 $5,208 $3,178
Farmers $4,135 $5,311 $5,240 $4,912
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,723 $3,193 $3,341 $3,229
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,557 $4,935 $3,753 $4,144
State Farm $2,973 $3,487 $3,230 $3,230
USAA $2,525 $3,080 $5,429 $2,848

Cheapest Gypsum, CO Car Insurance for Teen Drivers

Teen car insurance in Gypsum, CO can be expensive. Take a look at rates from the top car insurance companies in Gypsum for teenagers.

Annual Car Insurance Rates for Teen Drivers in Gypsum, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,490 $13,139
American Family $6,284 $8,441
Farmers $10,771 $10,882
GEICO $5,105 $5,462
Liberty Mutual $6,071 $6,640
Nationwide $5,843 $7,486
Progressive $8,600 $9,650
State Farm $5,828 $7,359
USAA $5,820 $6,673

Cheapest Gypsum, CO Car Insurance for Seniors

Take a look at Gypsum, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Gypsum, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,211 $3,249
American Family $2,333 $2,333
Farmers $2,602 $2,790
GEICO $1,682 $1,894
Liberty Mutual $1,763 $1,932
Nationwide $2,066 $2,188
Progressive $2,121 $2,114
State Farm $1,813 $1,813
USAA $2,198 $2,206

Cheapest Gypsum, CO Car Insurance Rates After a DUI

A DUI in Gypsum, CO increases car insurance rates. Compare Gypsum, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Gypsum, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,083
American Family $5,208
Farmers $5,240
GEICO $3,291
Liberty Mutual $3,341
Nationwide $4,637
Progressive $3,753
State Farm $3,230
USAA $5,429

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Cheapest Gypsum, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Gypsum, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Gypsum, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,883 $5,883
American Family $3,709 $3,871
Farmers $4,900 $4,900
GEICO $2,516 $2,616
Liberty Mutual $3,122 $3,122
Nationwide $3,474 $3,474
Progressive $4,097 $4,097
State Farm $3,153 $3,307
USAA $3,372 $3,569

The Best Cheap Car Insurance Companies in Gypsum, CO

Take a look at a side-by-side comparison of the top car insurance companies in Gypsum, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Gypsum, Colorado

Insurance Company Average Annual Rates
Allstate $5,883
American Family $3,790
Farmers $4,900
GEICO $2,566
Liberty Mutual $3,122
Nationwide $3,474
Progressive $4,097
State Farm $3,230
USAA $3,470

Category Winners: Cheapest Car Insurance in Gypsum, Colorado

Find the cheapest car insurance companies in Gypsum, CO for each category right here.

Best Annual Car Insurance Rates by Company in Gypsum, Colorado

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Gypsum, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Gypsum car insurance rates. Find the cheapest Gypsum, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Gypsum, Colorado

Insurance Company Low Medium High
Allstate $5,654 $5,868 $6,126
American Family $3,623 $3,868 $3,879
Farmers $4,380 $4,841 $5,477
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,989 $3,114 $3,262
Nationwide $3,517 $3,472 $3,432
Progressive $3,882 $4,108 $4,302
State Farm $3,051 $3,231 $3,408
USAA $3,329 $3,470 $3,612

What affects car insurance rates in Gypsum, Colorado?

What factors can have an impact on Gypsum, CO car insurance? There are several reasons why Gypsum car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Gypsum, Colorado.

Commute Time in Gypsum

The more time you spend in your car the higher the risk of an accident. The average commute length in Gypsum, CO is 23.7 minutes according to City-Data.

Compare Car Insurance Quotes in Gypsum, CO

Ready to find affordable Gypsum, Colorado car insurance today? Enter your ZIP code for fast, free Gypsum, CO car insurance quotes.

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