Compare Hackensack, NJ Car Insurance Rates (2021)

Car insurance in Hackensack, NJ averages $578 a month. Hackensack, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hackensack car insurance rates, compare quotes from the top car insurance companies in Hackensack, NJ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hackensack, NJ are $6,933/year
  • The cheapest car insurance company in Hackensack for teen drivers is GEICO
  • The cheapest car insurance company in Hackensack is GEICO

If you need to buy Hackensack, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Hackensack, NJ is right here.

You’ll find Hackensack car insurance rates, the cheapest Hackensack, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Hackensack, New Jersey car insurance rates to Elizabeth car insurance rates, Clifton car insurance rates, and Union City car insurance rates.

Ready to find affordable Hackensack, NJ car insurance today? Enter your ZIP code for fast, free Hackensack car insurance quotes.

Cheapest Hackensack, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hackensack, NJ car insurance rates? Every Hackensack, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hackensack, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,396 $4,378 $4,303 $4,303 $13,631 $16,174 $5,217 $5,246
Farmers $6,400 $6,449 $6,243 $6,053 $18,385 $21,055 $7,561 $7,562
GEICO $2,573 $2,533 $2,520 $2,520 $4,687 $4,602 $2,973 $2,853
Liberty Mutual $4,991 $4,991 $5,481 $5,481 $12,927 $14,668 $5,481 $6,291
Progressive $2,590 $2,372 $2,329 $2,421 $11,816 $12,775 $3,062 $2,854
State Farm $5,866 $5,866 $5,331 $5,331 $19,564 $25,102 $6,711 $7,495
Travelers $4,257 $4,060 $3,952 $3,939 $9,301 $10,309 $4,062 $3,961

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Minimum Car Insurance in Hackensack, NJ

Every driver must carry the minimum car insurance in Hackensack, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Hackensack, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hackensack, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hackensack, NJ. Compare credit history car insurance rates in Hackensack from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hackensack, New Jersey

Insurance Company Poor Fair Good
Allstate $10,175 $6,411 $5,032
Farmers $11,990 $9,222 $8,679
GEICO $4,770 $2,731 $1,972
Liberty Mutual $9,563 $7,082 $5,972
Progressive $5,666 $4,909 $4,506
State Farm $14,731 $8,856 $6,888
Travelers $7,501 $5,380 $3,559

Cheapest Hackensack, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hackensack, NJ to rates for a clean record with top companies.

Annual Hackensack, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,392 $9,027 $7,832 $6,572
Farmers $7,734 $13,093 $10,726 $8,301
GEICO $2,449 $3,230 $4,504 $2,449
Liberty Mutual $7,238 $8,291 $7,388 $7,238
Progressive $4,270 $5,854 $4,950 $5,035
State Farm $5,488 $10,054 $16,192 $8,899
Travelers $4,177 $6,320 $6,084 $5,338

Cheapest Hackensack, NJ Car Insurance for Teen Drivers

Teen car insurance in Hackensack, NJ can be expensive. Take a look at rates from the top car insurance companies in Hackensack for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hackensack, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,631 $16,174
Farmers $18,385 $21,055
GEICO $4,687 $4,602
Liberty Mutual $12,927 $14,668
Progressive $11,816 $12,775
State Farm $19,564 $25,102
Travelers $9,301 $10,309

Cheapest Hackensack, NJ Car Insurance for Seniors

Take a look at Hackensack, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hackensack, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,303 $4,303
Farmers $6,243 $6,053
GEICO $2,520 $2,520
Liberty Mutual $5,481 $5,481
Progressive $2,329 $2,421
State Farm $5,331 $5,331
Travelers $3,952 $3,939

Cheapest Hackensack, NJ Car Insurance Rates After a DUI

A DUI in Hackensack, NJ increases car insurance rates. Compare Hackensack, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hackensack, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,832
Farmers $10,726
GEICO $4,504
Liberty Mutual $7,388
Progressive $4,950
State Farm $16,192
Travelers $6,084

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Cheapest Hackensack, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hackensack, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hackensack, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,192 $7,219
Farmers $9,964 $9,964
GEICO $3,131 $3,185
Liberty Mutual $7,466 $7,612
Progressive $5,027 $5,027
State Farm $9,886 $10,431
Travelers $5,480 $5,480

The Best Cheap Car Insurance Companies in Hackensack, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Hackensack, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hackensack, New Jersey

Insurance Company Average Annual Rates
Allstate $7,206
Farmers $9,964
GEICO $3,158
Liberty Mutual $7,539
Progressive $5,027
State Farm $10,158
Travelers $5,480

Category Winners: Cheapest Car Insurance in Hackensack, New Jersey

Find the cheapest car insurance companies in Hackensack, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Hackensack, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Hackensack, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hackensack car insurance rates. Find the cheapest Hackensack, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hackensack, New Jersey

Insurance Company Low Medium High
Allstate $6,551 $7,328 $7,739
Farmers $8,904 $9,878 $11,108
GEICO $2,814 $3,219 $3,441
Liberty Mutual $6,748 $7,767 $8,102
Progressive $4,514 $5,103 $5,464
State Farm $9,348 $10,306 $10,820
Travelers $4,972 $5,470 $5,997

What affects car insurance rates in Hackensack, New Jersey?

What factors can have an impact on Hackensack, NJ car insurance? There are several reasons why Hackensack car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hackensack, New Jersey.

Commute Time in Hackensack

The more time you spend in your car the higher the risk of an accident. The average commute length in Hackensack, NJ is 32.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hackensack, NJ

Ready to find affordable Hackensack, New Jersey car insurance today? Enter your ZIP code for fast, free Hackensack, NJ car insurance quotes.

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Average Monthly Car Insurance Rates by State