Compare Hagar Shores, MI Car Insurance Rates (2021)

Car insurance in Hagar Shores, MI averages $812 a month. Hagar Shores, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Hagar Shores car insurance rates, compare quotes from the top car insurance companies in Hagar Shores, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hagar Shores for teen drivers is USAA
  • Average car insurance rates in Hagar Shores, MI are $9,744/year
  • Average car insurance rates in Hagar Shores, MI after a DUI are $16,885/year

If you need to buy Hagar Shores, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Hagar Shores, MI is right here.

You’ll find Hagar Shores car insurance rates, the cheapest Hagar Shores, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Hagar Shores, Michigan car insurance rates to Detroit car insurance rates, Lansing car insurance rates, and Livonia car insurance rates.

Ready to find affordable Hagar Shores, MI car insurance today? Enter your ZIP code for fast, free Hagar Shores car insurance quotes.

Cheapest Hagar Shores, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hagar Shores, MI car insurance rates? Every Hagar Shores, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hagar Shores, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,916 $3,916 $3,659 $3,659 $8,691 $8,691 $4,396 $4,396
GEICO $9,615 $9,615 $9,664 $9,664 $26,764 $26,764 $9,205 $9,205
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,607 $3,607 $3,225 $3,225 $9,344 $9,344 $3,947 $3,947
Progressive $2,564 $2,378 $2,280 $2,541 $9,289 $9,867 $2,967 $2,728
State Farm $5,783 $5,783 $5,375 $5,375 $20,337 $20,337 $6,791 $6,791
Travelers $6,786 $6,786 $5,815 $5,815 $20,584 $20,584 $7,377 $7,377
USAA $2,632 $2,482 $2,480 $2,335 $6,444 $6,093 $3,199 $3,053

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Minimum Car Insurance in Hagar Shores, MI

Every driver must carry the minimum car insurance in Hagar Shores, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Hagar Shores, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hagar Shores, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hagar Shores, MI. Compare credit history car insurance rates in Hagar Shores from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hagar Shores, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,840 $4,503 $4,153
GEICO $17,840 $13,040 $10,556
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,277 $4,756 $4,058
Progressive $4,980 $4,206 $3,794
State Farm $15,499 $7,862 $5,353
Travelers $10,393 $10,078 $9,951
USAA $5,363 $3,070 $2,336

Cheapest Hagar Shores, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hagar Shores, MI to rates for a clean record with top companies.

Annual Hagar Shores, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $4,347 $5,528 $5,463 $5,324
GEICO $4,814 $10,195 $31,253 $8,986
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,317 $5,741 $5,217 $4,848
Progressive $3,678 $4,813 $4,335 $4,481
State Farm $6,061 $7,282 $15,830 $9,114
Travelers $6,852 $9,797 $15,806 $8,106
USAA $2,886 $3,606 $4,723 $3,144

Cheapest Hagar Shores, MI Car Insurance for Teen Drivers

Teen car insurance in Hagar Shores, MI can be expensive. Take a look at rates from the top car insurance companies in Hagar Shores for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hagar Shores, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $8,691 $8,691
GEICO $26,764 $26,764
Liberty Mutual $28,240 $28,240
Nationwide $9,344 $9,344
Progressive $9,289 $9,867
State Farm $20,337 $20,337
Travelers $20,584 $20,584
USAA $6,444 $6,093

Cheapest Hagar Shores, MI Car Insurance for Seniors

Take a look at Hagar Shores, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hagar Shores, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,659 $3,659
GEICO $9,664 $9,664
Liberty Mutual $12,062 $12,062
Nationwide $3,225 $3,225
Progressive $2,280 $2,541
State Farm $5,375 $5,375
Travelers $5,815 $5,815
USAA $2,480 $2,335

Cheapest Hagar Shores, MI Car Insurance Rates After a DUI

A DUI in Hagar Shores, MI increases car insurance rates. Compare Hagar Shores, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hagar Shores, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $43,593
Farmers $5,463
GEICO $31,253
Liberty Mutual $25,747
Nationwide $5,217
Progressive $4,335
State Farm $15,830
Travelers $15,806
USAA $4,723

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Cheapest Hagar Shores, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hagar Shores, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hagar Shores, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,896 $19,896
Farmers $5,166 $5,166
GEICO $13,483 $14,141
Liberty Mutual $15,619 $16,711
Nationwide $5,031 $5,031
Progressive $4,327 $4,327
State Farm $9,317 $9,826
Travelers $10,082 $10,199
USAA $3,549 $3,631

The Best Cheap Car Insurance Companies in Hagar Shores, MI

Take a look at a side-by-side comparison of the top car insurance companies in Hagar Shores, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hagar Shores, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $5,166
GEICO $13,812
Liberty Mutual $16,165
Nationwide $5,031
Progressive $4,327
State Farm $9,571
Travelers $10,140
USAA $3,590

Category Winners: Cheapest Car Insurance in Hagar Shores, Michigan

Find the cheapest car insurance companies in Hagar Shores, MI for each category right here.

Best Annual Car Insurance Rates by Company in Hagar Shores, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Hagar Shores, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hagar Shores car insurance rates. Find the cheapest Hagar Shores, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hagar Shores, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $5,019 $5,152 $5,325
GEICO $13,313 $13,749 $14,375
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,202 $4,962 $4,927
Progressive $4,182 $4,333 $4,465
State Farm $9,102 $9,629 $9,983
Travelers $10,035 $10,152 $10,234
USAA $3,466 $3,601 $3,703

Compare Car Insurance Quotes in Hagar Shores, MI

Ready to find affordable Hagar Shores, Michigan car insurance today? Enter your ZIP code for fast, free Hagar Shores, MI car insurance quotes.

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