Compare Hagerman, ID Car Insurance Rates (2021)

Car insurance in Hagerman, ID averages $234 a month. Hagerman, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hagerman car insurance rates, compare quotes from the top car insurance companies in Hagerman, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hagerman, ID are $2,803/year
  • The cheapest car insurance company in Hagerman is USAA
  • The cheapest car insurance company in Hagerman for teen drivers is USAA

If you need to buy Hagerman, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Hagerman, ID is right here.

You’ll find Hagerman car insurance rates, the cheapest Hagerman, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Hagerman, Idaho car insurance rates to Boise City car insurance rates, Pocatello car insurance rates, and Meridian car insurance rates.

Ready to find affordable Hagerman, ID car insurance today? Enter your ZIP code for fast, free Hagerman car insurance quotes.

Cheapest Hagerman, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hagerman, ID car insurance rates? Every Hagerman, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hagerman, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,237 $2,225 $1,949 $2,020 $8,164 $9,435 $2,497 $2,640
American Family $2,233 $2,233 $1,982 $1,982 $8,024 $10,423 $2,233 $2,802
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,363 $1,469 $1,097 $1,227 $4,655 $5,176 $1,443 $1,518
Nationwide $1,693 $1,730 $1,531 $1,622 $4,180 $5,135 $1,984 $2,134
State Farm $1,071 $1,071 $968 $968 $3,223 $4,062 $1,209 $1,394
Travelers $1,390 $1,412 $1,402 $1,393 $6,855 $10,806 $1,478 $1,694
USAA $1,025 $1,023 $1,003 $989 $3,348 $3,751 $1,358 $1,463

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Minimum Car Insurance in Hagerman, ID

Every driver must carry the minimum car insurance in Hagerman, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Hagerman, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hagerman, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hagerman, ID. Compare credit history car insurance rates in Hagerman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hagerman, Idaho

Insurance Company Poor Fair Good
Allstate $5,140 $3,494 $3,053
American Family $5,151 $3,677 $3,140
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,189 $1,977 $1,564
Nationwide $2,980 $2,411 $2,112
State Farm $2,451 $1,551 $1,235
Travelers $3,784 $3,182 $2,945
USAA $2,546 $1,488 $1,201

Cheapest Hagerman, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hagerman, ID to rates for a clean record with top companies.

Annual Hagerman, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,216 $4,040 $4,514 $3,813
American Family $3,139 $4,448 $4,809 $3,561
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,864 $2,341 $2,399 $2,370
Nationwide $1,922 $2,481 $3,448 $2,153
State Farm $1,590 $1,901 $1,746 $1,746
Travelers $2,032 $2,896 $5,044 $3,243
USAA $1,254 $1,786 $2,422 $1,518

Cheapest Hagerman, ID Car Insurance for Teen Drivers

Teen car insurance in Hagerman, ID can be expensive. Take a look at rates from the top car insurance companies in Hagerman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hagerman, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,164 $9,435
American Family $8,024 $10,423
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,655 $5,176
Nationwide $4,180 $5,135
State Farm $3,223 $4,062
Travelers $6,855 $10,806
USAA $3,348 $3,751

Cheapest Hagerman, ID Car Insurance for Seniors

Take a look at Hagerman, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hagerman, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,949 $2,020
American Family $1,982 $1,982
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,097 $1,227
Nationwide $1,531 $1,622
State Farm $968 $968
Travelers $1,402 $1,393
USAA $1,003 $989

Cheapest Hagerman, ID Car Insurance Rates After a DUI

A DUI in Hagerman, ID increases car insurance rates. Compare Hagerman, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hagerman, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,514
American Family $4,809
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,399
Nationwide $3,448
State Farm $1,746
Travelers $5,044
USAA $2,422

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Cheapest Hagerman, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hagerman, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hagerman, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,896 $3,896
American Family $3,907 $4,072
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,243 $2,243
Nationwide $2,501 $2,501
State Farm $1,704 $1,788
Travelers $3,304 $3,304
USAA $1,724 $1,766

The Best Cheap Car Insurance Companies in Hagerman, ID

Take a look at a side-by-side comparison of the top car insurance companies in Hagerman, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hagerman, Idaho

Insurance Company Average Annual Rates
Allstate $3,896
American Family $3,989
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,243
Nationwide $2,501
State Farm $1,746
Travelers $3,304
USAA $1,745

Category Winners: Cheapest Car Insurance in Hagerman, Idaho

Find the cheapest car insurance companies in Hagerman, ID for each category right here.

Best Annual Car Insurance Rates by Company in Hagerman, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hagerman, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hagerman car insurance rates. Find the cheapest Hagerman, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hagerman, Idaho

Insurance Company Low Medium High
Allstate $3,748 $3,888 $4,051
American Family $3,984 $4,188 $3,796
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,104 $2,239 $2,387
Nationwide $2,455 $2,627 $2,422
State Farm $1,643 $1,749 $1,845
Travelers $3,254 $3,352 $3,305
USAA $1,692 $1,742 $1,801

What affects car insurance rates in Hagerman, Idaho?

What factors can have an impact on Hagerman, ID car insurance? There are several reasons why Hagerman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hagerman, Idaho.

Commute Time in Hagerman

The more time you spend in your car the higher the risk of an accident. The average commute length in Hagerman, ID is 25.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hagerman, ID

Ready to find affordable Hagerman, Idaho car insurance today? Enter your ZIP code for fast, free Hagerman, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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