Compare Hagerstown, IN Car Insurance Rates (2021)

Car insurance in Hagerstown, IN averages $266 a month. Hagerstown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hagerstown car insurance rates, compare quotes from the top car insurance companies in Hagerstown, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hagerstown, IN after a DUI are $3,801/year
  • The cheapest car insurance company in Hagerstown is USAA
  • Average car insurance rates in Hagerstown, IN are $3,186/year

If you need to buy Hagerstown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Hagerstown, IN is right here.

You’ll find Hagerstown car insurance rates, the cheapest Hagerstown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Hagerstown, Indiana car insurance rates to South Bend car insurance rates, Indianapolis car insurance rates, and Evansville car insurance rates.

Ready to find affordable Hagerstown, IN car insurance today? Enter your ZIP code for fast, free Hagerstown car insurance quotes.

Cheapest Hagerstown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hagerstown, IN car insurance rates? Every Hagerstown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hagerstown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,368 $2,427 $2,078 $2,273 $7,225 $9,105 $2,411 $2,618
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,589 $1,569 $1,366 $1,526 $8,319 $8,886 $2,072 $2,239
GEICO $1,542 $1,540 $1,447 $1,510 $4,574 $4,244 $1,767 $1,554
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,539 $1,574 $1,351 $1,442 $4,458 $5,787 $1,803 $1,970
Progressive $1,434 $1,356 $1,302 $1,311 $8,386 $9,414 $1,790 $1,822
State Farm $1,370 $1,370 $1,220 $1,220 $4,169 $5,333 $1,514 $1,691
Travelers $1,312 $1,336 $1,226 $1,226 $7,974 $12,543 $1,386 $1,618
USAA $919 $905 $852 $859 $2,544 $2,852 $1,240 $1,329

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Minimum Car Insurance in Hagerstown, IN

Every driver must carry the minimum car insurance in Hagerstown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Hagerstown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hagerstown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hagerstown, IN. Compare credit history car insurance rates in Hagerstown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hagerstown, Indiana

Insurance Company Poor Fair Good
Allstate $4,728 $3,516 $3,195
American Family $4,970 $3,229 $2,702
Farmers $4,024 $3,278 $3,035
GEICO $2,734 $2,272 $1,810
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,835 $2,396 $2,240
Progressive $3,694 $3,274 $3,088
State Farm $3,257 $1,943 $1,507
Travelers $3,989 $3,375 $3,370
USAA $1,943 $1,277 $1,093

Cheapest Hagerstown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hagerstown, IN to rates for a clean record with top companies.

Annual Hagerstown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,046 $4,467 $4,119 $3,620
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,091 $3,590 $3,693 $3,408
GEICO $1,489 $2,342 $3,193 $2,064
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,144 $2,759 $2,646 $2,413
Progressive $2,519 $4,402 $2,998 $3,489
State Farm $2,183 $2,394 $2,183 $2,183
Travelers $3,035 $3,758 $4,260 $3,257
USAA $1,087 $1,544 $1,773 $1,346

Cheapest Hagerstown, IN Car Insurance for Teen Drivers

Teen car insurance in Hagerstown, IN can be expensive. Take a look at rates from the top car insurance companies in Hagerstown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hagerstown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,225 $9,105
American Family $6,259 $9,073
Farmers $8,319 $8,886
GEICO $4,574 $4,244
Liberty Mutual $8,383 $12,656
Nationwide $4,458 $5,787
Progressive $8,386 $9,414
State Farm $4,169 $5,333
Travelers $7,974 $12,543
USAA $2,544 $2,852

Cheapest Hagerstown, IN Car Insurance for Seniors

Take a look at Hagerstown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hagerstown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,078 $2,273
American Family $2,048 $2,048
Farmers $1,366 $1,526
GEICO $1,447 $1,510
Liberty Mutual $3,522 $3,522
Nationwide $1,351 $1,442
Progressive $1,302 $1,311
State Farm $1,220 $1,220
Travelers $1,226 $1,226
USAA $852 $859

Cheapest Hagerstown, IN Car Insurance Rates After a DUI

A DUI in Hagerstown, IN increases car insurance rates. Compare Hagerstown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hagerstown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,119
American Family $5,054
Farmers $3,693
GEICO $3,193
Liberty Mutual $8,085
Nationwide $2,646
Progressive $2,998
State Farm $2,183
Travelers $4,260
USAA $1,773

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Cheapest Hagerstown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hagerstown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hagerstown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,813 $3,813
American Family $3,590 $3,677
Farmers $3,446 $3,446
GEICO $2,231 $2,313
Liberty Mutual $5,455 $5,752
Nationwide $2,490 $2,490
Progressive $3,352 $3,352
State Farm $2,173 $2,298
Travelers $3,578 $3,578
USAA $1,419 $1,457

The Best Cheap Car Insurance Companies in Hagerstown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Hagerstown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hagerstown, Indiana

Insurance Company Average Annual Rates
Allstate $3,813
American Family $3,634
Farmers $3,446
GEICO $2,272
Liberty Mutual $5,604
Nationwide $2,490
Progressive $3,352
State Farm $2,236
Travelers $3,578
USAA $1,438

Category Winners: Cheapest Car Insurance in Hagerstown, Indiana

Find the cheapest car insurance companies in Hagerstown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Hagerstown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hagerstown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hagerstown car insurance rates. Find the cheapest Hagerstown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hagerstown, Indiana

Insurance Company Low Medium High
Allstate $3,630 $3,799 $4,010
American Family $3,603 $3,754 $3,544
Farmers $3,324 $3,440 $3,573
GEICO $2,116 $2,266 $2,434
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,537 $2,470 $2,464
Progressive $3,160 $3,298 $3,598
State Farm $2,136 $2,235 $2,337
Travelers $3,521 $3,611 $3,601
USAA $1,392 $1,434 $1,487

What affects car insurance rates in Hagerstown, Indiana?

What factors can have an impact on Hagerstown, IN car insurance? There are several reasons why Hagerstown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hagerstown, Indiana.

Car Theft in Hagerstown

High levels of vehicle theft can make car insurance more expensive. Hagerstown, IN car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Hagerstown

The more time you spend in your car the higher the risk of an accident. The average commute length in Hagerstown, IN is 25.5 minutes according to City-Data.

Traffic in Hagerstown

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hagerstown, IN traffic data from INRIX ranks Hagerstown as the 476th-most congested in the world.

Compare Car Insurance Quotes in Hagerstown, IN

Ready to find affordable Hagerstown, Indiana car insurance today? Enter your ZIP code for fast, free Hagerstown, IN car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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Average Monthly Car Insurance Rates by State