Compare Hailey, ID Car Insurance Rates (2021)

Car insurance in Hailey, ID averages $235 a month. Hailey, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hailey car insurance rates, compare quotes from the top car insurance companies in Hailey, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hailey, ID are $2,819/year
  • The cheapest car insurance company in Hailey for teen drivers is USAA
  • The cheapest car insurance company in Hailey is USAA

If you need to buy Hailey, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Hailey, ID is right here.

You’ll find Hailey car insurance rates, the cheapest Hailey, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Hailey, Idaho car insurance rates to Post Falls car insurance rates, Twin Falls car insurance rates, and Idaho Falls car insurance rates.

Ready to find affordable Hailey, ID car insurance today? Enter your ZIP code for fast, free Hailey car insurance quotes.

Cheapest Hailey, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hailey, ID car insurance rates? Every Hailey, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hailey, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,322 $2,311 $2,018 $2,092 $8,448 $9,761 $2,597 $2,749
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,354 $1,460 $1,096 $1,225 $4,342 $4,833 $1,436 $1,517
Nationwide $1,836 $1,880 $1,655 $1,758 $4,505 $5,557 $2,148 $2,314
State Farm $1,186 $1,186 $1,065 $1,065 $3,467 $4,382 $1,337 $1,536
Travelers $1,351 $1,372 $1,361 $1,355 $6,737 $10,693 $1,436 $1,638
USAA $1,074 $1,076 $1,043 $1,033 $3,495 $3,909 $1,423 $1,538

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Minimum Car Insurance in Hailey, ID

Every driver must carry the minimum car insurance in Hailey, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Hailey, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hailey, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hailey, ID. Compare credit history car insurance rates in Hailey from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hailey, Idaho

Insurance Company Poor Fair Good
Allstate $5,329 $3,621 $3,163
American Family $4,776 $3,404 $2,905
Farmers $3,416 $2,899 $2,770
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,073 $1,895 $1,505
Nationwide $3,232 $2,606 $2,283
State Farm $2,674 $1,690 $1,346
Travelers $3,711 $3,125 $2,894
USAA $2,674 $1,551 $1,247

Cheapest Hailey, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hailey, ID to rates for a clean record with top companies.

Annual Hailey, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,334 $4,187 $4,676 $3,952
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $1,794 $2,245 $2,315 $2,276
Nationwide $2,067 $2,684 $3,753 $2,323
State Farm $1,741 $2,066 $1,903 $1,903
Travelers $1,999 $2,849 $4,935 $3,189
USAA $1,310 $1,864 $2,534 $1,587

Cheapest Hailey, ID Car Insurance for Teen Drivers

Teen car insurance in Hailey, ID can be expensive. Take a look at rates from the top car insurance companies in Hailey for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hailey, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,448 $9,761
American Family $7,355 $9,596
Farmers $7,333 $7,580
GEICO $4,278 $5,328
Liberty Mutual $4,342 $4,833
Nationwide $4,505 $5,557
State Farm $3,467 $4,382
Travelers $6,737 $10,693
USAA $3,495 $3,909

Cheapest Hailey, ID Car Insurance for Seniors

Take a look at Hailey, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hailey, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,018 $2,092
American Family $1,859 $1,859
Farmers $1,332 $1,411
GEICO $1,919 $1,863
Liberty Mutual $1,096 $1,225
Nationwide $1,655 $1,758
State Farm $1,065 $1,065
Travelers $1,361 $1,355
USAA $1,043 $1,033

Cheapest Hailey, ID Car Insurance Rates After a DUI

A DUI in Hailey, ID increases car insurance rates. Compare Hailey, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hailey, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,676
American Family $4,444
Farmers $3,138
GEICO $3,808
Liberty Mutual $2,315
Nationwide $3,753
State Farm $1,903
Travelers $4,935
USAA $2,534

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Cheapest Hailey, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hailey, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hailey, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,037 $4,037
American Family $3,619 $3,771
Farmers $3,028 $3,028
GEICO $2,730 $2,825
Liberty Mutual $2,158 $2,158
Nationwide $2,707 $2,707
State Farm $1,857 $1,949
Travelers $3,243 $3,243
USAA $1,802 $1,846

The Best Cheap Car Insurance Companies in Hailey, ID

Take a look at a side-by-side comparison of the top car insurance companies in Hailey, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hailey, Idaho

Insurance Company Average Annual Rates
Allstate $4,037
American Family $3,695
Farmers $3,028
GEICO $2,778
Liberty Mutual $2,158
Nationwide $2,707
State Farm $1,903
Travelers $3,243
USAA $1,824

Category Winners: Cheapest Car Insurance in Hailey, Idaho

Find the cheapest car insurance companies in Hailey, ID for each category right here.

Best Annual Car Insurance Rates by Company in Hailey, Idaho

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hailey, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hailey car insurance rates. Find the cheapest Hailey, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hailey, Idaho

Insurance Company Low Medium High
Allstate $3,890 $4,030 $4,193
American Family $3,705 $3,879 $3,502
Farmers $2,877 $2,994 $3,215
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,034 $2,155 $2,284
Nationwide $2,672 $2,844 $2,604
State Farm $1,797 $1,907 $2,005
Travelers $3,181 $3,291 $3,257
USAA $1,775 $1,822 $1,874

What affects car insurance rates in Hailey, Idaho?

What factors can have an impact on Hailey, ID car insurance? There are several reasons why Hailey car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hailey, Idaho.

Car Theft in Hailey

High levels of vehicle theft can make car insurance more expensive. Hailey, ID car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Hailey

The more time you spend in your car the higher the risk of an accident. The average commute length in Hailey, ID is 23.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hailey, ID

Ready to find affordable Hailey, Idaho car insurance today? Enter your ZIP code for fast, free Hailey, ID car insurance quotes.

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