Compare Halifax, VA Car Insurance Rates (2021)

Car insurance in Halifax, VA averages $192 a month. Halifax, Virginia car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Halifax car insurance rates, compare quotes from the top car insurance companies in Halifax, VA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Halifax for teen drivers is GEICO
  • The cheapest car insurance company in Halifax is USAA
  • Average car insurance rates in Halifax, VA after a DUI are $2,736/year

If you need to buy Halifax, Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Halifax, VA is right here.

You’ll find Halifax car insurance rates, the cheapest Halifax, VA car insurance companies, and information on Virginia car insurance laws. You can also compare Halifax, Virginia car insurance rates to Virginia Beach car insurance rates, Richmond car insurance rates, and Alexandria car insurance rates.

Ready to find affordable Halifax, VA car insurance today? Enter your ZIP code for fast, free Halifax car insurance quotes.

Cheapest Halifax, VA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Halifax, VA car insurance rates? Every Halifax, Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Halifax, Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,919 $1,815 $1,910 $1,910 $5,948 $6,863 $2,498 $2,509
GEICO $1,520 $1,522 $1,442 $1,442 $3,174 $4,258 $1,766 $1,753
Nationwide $1,414 $1,426 $1,254 $1,292 $3,313 $4,290 $1,557 $1,702
Progressive $1,238 $1,183 $1,112 $1,119 $5,486 $6,172 $1,499 $1,535
State Farm $1,435 $1,435 $1,277 $1,277 $4,092 $5,156 $1,617 $1,855
USAA $1,109 $1,091 $1,040 $1,044 $3,453 $4,106 $1,426 $1,566

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Minimum Car Insurance in Halifax, VA

Every driver must carry the minimum car insurance in Halifax, VA. Take a look at the Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Halifax, Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Halifax, VA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Halifax, VA. Compare credit history car insurance rates in Halifax from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Halifax, Virginia

Insurance Company Poor Fair Good
Allstate $3,870 $3,092 $2,552
GEICO $2,344 $1,992 $1,992
Nationwide $2,410 $1,931 $1,752
Progressive $2,709 $2,353 $2,192
State Farm $3,225 $1,999 $1,579
USAA $2,475 $1,691 $1,397

Cheapest Halifax, VA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Halifax, VA to rates for a clean record with top companies.

Annual Halifax, Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,390 $3,768 $3,464 $3,063
GEICO $1,597 $2,080 $3,165 $1,597
Nationwide $1,764 $1,764 $2,592 $2,004
Progressive $2,078 $2,721 $2,462 $2,412
State Farm $2,085 $2,450 $2,268 $2,268
USAA $1,434 $1,868 $2,467 $1,649

Cheapest Halifax, VA Car Insurance for Teen Drivers

Teen car insurance in Halifax, VA can be expensive. Take a look at rates from the top car insurance companies in Halifax for teenagers.

Annual Car Insurance Rates for Teen Drivers in Halifax, Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,948 $6,863
GEICO $3,174 $4,258
Nationwide $3,313 $4,290
Progressive $5,486 $6,172
State Farm $4,092 $5,156
USAA $3,453 $4,106

Cheapest Halifax, VA Car Insurance for Seniors

Take a look at Halifax, VA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Halifax, Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,910 $1,910
GEICO $1,442 $1,442
Nationwide $1,254 $1,292
Progressive $1,112 $1,119
State Farm $1,277 $1,277
USAA $1,040 $1,044

Cheapest Halifax, VA Car Insurance Rates After a DUI

A DUI in Halifax, VA increases car insurance rates. Compare Halifax, Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Halifax, Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,464
GEICO $3,165
Nationwide $2,592
Progressive $2,462
State Farm $2,268
USAA $2,467

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Cheapest Halifax, VA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Halifax, VA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Halifax, Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,077 $3,266
GEICO $2,070 $2,149
Nationwide $2,031 $2,031
Progressive $2,418 $2,418
State Farm $2,213 $2,322
USAA $1,786 $1,923

The Best Cheap Car Insurance Companies in Halifax, VA

Take a look at a side-by-side comparison of the top car insurance companies in Halifax, VA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Halifax, Virginia

Insurance Company Average Annual Rates
Allstate $3,171
GEICO $2,110
Nationwide $2,031
Progressive $2,418
State Farm $2,268
USAA $1,854

Category Winners: Cheapest Car Insurance in Halifax, Virginia

Find the cheapest car insurance companies in Halifax, VA for each category right here.

Best Annual Car Insurance Rates by Company in Halifax, Virginia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Halifax, VA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Halifax car insurance rates. Find the cheapest Halifax, VA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Halifax, Virginia

Insurance Company Low Medium High
Allstate $3,086 $3,172 $3,256
GEICO $2,028 $2,107 $2,194
Nationwide $2,129 $2,010 $1,954
Progressive $2,308 $2,389 $2,557
State Farm $2,154 $2,264 $2,386
USAA $1,774 $1,858 $1,931

What affects car insurance rates in Halifax, Virginia?

What factors can have an impact on Halifax, VA car insurance? There are several reasons why Halifax car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Halifax, Virginia.

Commute Time in Halifax

The more time you spend in your car the higher the risk of an accident. The average commute length in Halifax, VA is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in Halifax, VA

Ready to find affordable Halifax, Virginia car insurance today? Enter your ZIP code for fast, free Halifax, VA car insurance quotes.

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