Compare Hamburg, AR Car Insurance Rates (2021)

Car insurance in Hamburg, AR averages $374 a month. Hamburg, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hamburg car insurance rates, compare quotes from the top car insurance companies in Hamburg, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hamburg for teen drivers is USAA
  • The cheapest car insurance company in Hamburg is USAA
  • Average car insurance rates in Hamburg, AR are $4,494/year

If you need to buy Hamburg, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Hamburg, AR is right here.

You’ll find Hamburg car insurance rates, the cheapest Hamburg, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Hamburg, Arkansas car insurance rates to Conway car insurance rates, North Little Rock car insurance rates, and Hot Springs car insurance rates.

Ready to find affordable Hamburg, AR car insurance today? Enter your ZIP code for fast, free Hamburg car insurance quotes.

Cheapest Hamburg, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamburg, AR car insurance rates? Every Hamburg, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamburg, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,237 $2,834 $3,040 $11,366 $13,555 $3,559 $3,869
Farmers $2,574 $2,559 $2,305 $2,416 $10,526 $10,889 $2,967 $3,148
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $3,082 $2,935 $2,528 $2,638 $12,841 $14,487 $3,700 $4,021
State Farm $1,927 $1,927 $1,701 $1,701 $5,242 $6,629 $2,164 $2,466
Travelers $2,511 $2,563 $2,454 $2,466 $14,245 $22,856 $2,672 $3,131
USAA $1,449 $1,466 $1,341 $1,353 $4,572 $4,792 $1,874 $2,024

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Minimum Car Insurance in Hamburg, AR

Every driver must carry the minimum car insurance in Hamburg, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Hamburg, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hamburg, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hamburg, AR. Compare credit history car insurance rates in Hamburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hamburg, Arkansas

Insurance Company Poor Fair Good
Allstate $7,035 $5,365 $4,346
Farmers $5,331 $4,450 $4,239
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,545 $3,642 $3,312
Progressive $6,570 $5,582 $5,185
State Farm $4,304 $2,590 $2,015
Travelers $7,603 $6,326 $5,908
USAA $3,132 $2,131 $1,814

Cheapest Hamburg, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamburg, AR to rates for a clean record with top companies.

Annual Hamburg, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,636 $5,809 $6,389 $5,495
Farmers $3,943 $5,054 $4,934 $4,761
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,982 $6,913 $5,231 $5,990
State Farm $2,746 $3,193 $2,970 $2,970
Travelers $5,546 $5,731 $8,359 $6,814
USAA $1,810 $2,296 $3,320 $2,009

Cheapest Hamburg, AR Car Insurance for Teen Drivers

Teen car insurance in Hamburg, AR can be expensive. Take a look at rates from the top car insurance companies in Hamburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamburg, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,366 $13,555
Farmers $10,526 $10,889
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,216 $7,979
Progressive $12,841 $14,487
State Farm $5,242 $6,629
Travelers $14,245 $22,856
USAA $4,572 $4,792

Cheapest Hamburg, AR Car Insurance for Seniors

Take a look at Hamburg, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamburg, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,834 $3,040
Farmers $2,305 $2,416
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,364 $2,513
Progressive $2,528 $2,638
State Farm $1,701 $1,701
Travelers $2,454 $2,466
USAA $1,341 $1,353

Cheapest Hamburg, AR Car Insurance Rates After a DUI

A DUI in Hamburg, AR increases car insurance rates. Compare Hamburg, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamburg, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,389
Farmers $4,934
GEICO $6,475
Liberty Mutual $5,796
Nationwide $5,241
Progressive $5,231
State Farm $2,970
Travelers $8,359
USAA $3,320

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Cheapest Hamburg, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamburg, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamburg, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,582 $5,582
Farmers $4,673 $4,673
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,833 $3,833
Progressive $5,779 $5,779
State Farm $2,899 $3,040
Travelers $6,612 $6,612
USAA $2,291 $2,427

The Best Cheap Car Insurance Companies in Hamburg, AR

Take a look at a side-by-side comparison of the top car insurance companies in Hamburg, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamburg, Arkansas

Insurance Company Average Annual Rates
Allstate $5,582
Farmers $4,673
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,833
Progressive $5,779
State Farm $2,970
Travelers $6,612
USAA $2,359

Category Winners: Cheapest Car Insurance in Hamburg, Arkansas

Find the cheapest car insurance companies in Hamburg, AR for each category right here.

Best Annual Car Insurance Rates by Company in Hamburg, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hamburg, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamburg car insurance rates. Find the cheapest Hamburg, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamburg, Arkansas

Insurance Company Low Medium High
Allstate $5,414 $5,579 $5,753
Farmers $4,486 $4,634 $4,899
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,882 $3,758 $3,859
Progressive $5,403 $5,702 $6,232
State Farm $2,843 $2,967 $3,099
Travelers $6,323 $6,632 $6,882
USAA $2,264 $2,351 $2,462

What affects car insurance rates in Hamburg, Arkansas?

What factors can have an impact on Hamburg, AR car insurance? There are several reasons why Hamburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamburg, Arkansas.

Commute Time in Hamburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Hamburg, AR is 21.1 minutes according to City-Data.

Traffic in Hamburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hamburg, AR traffic data from INRIX ranks Hamburg as the 81st-most congested in the world.

Compare Car Insurance Quotes in Hamburg, AR

Ready to find affordable Hamburg, Arkansas car insurance today? Enter your ZIP code for fast, free Hamburg, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State