Compare Hamburg, MN Car Insurance Rates (2021)

Car insurance in Hamburg, MN averages $377 a month. Hamburg, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Hamburg car insurance rates, compare quotes from the top car insurance companies in Hamburg, MN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hamburg for teen drivers is State Farm
  • Average car insurance rates in Hamburg, MN after a DUI are $6,170/year
  • Average car insurance rates in Hamburg, MN are $4,520/year

If you need to buy Hamburg, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Hamburg, MN is right here.

You’ll find Hamburg car insurance rates, the cheapest Hamburg, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Hamburg, Minnesota car insurance rates to Brooklyn Park car insurance rates, Minneapolis car insurance rates, and Maple Grove car insurance rates.

Ready to find affordable Hamburg, MN car insurance today? Enter your ZIP code for fast, free Hamburg car insurance quotes.

Cheapest Hamburg, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamburg, MN car insurance rates? Every Hamburg, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamburg, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,890 $2,890 $2,774 $2,774 $6,605 $9,624 $3,503 $3,701
American Family $2,204 $2,204 $1,996 $1,996 $5,961 $8,669 $2,204 $2,492
Farmers $2,280 $2,269 $2,200 $2,308 $6,319 $6,305 $2,960 $2,820
GEICO $2,512 $2,488 $2,394 $2,327 $5,476 $6,911 $2,349 $2,463
Liberty Mutual $9,803 $9,803 $9,708 $9,708 $19,133 $28,631 $9,803 $13,584
Nationwide $1,970 $1,973 $1,756 $1,860 $5,108 $6,185 $2,322 $2,410
State Farm $1,545 $1,545 $1,394 $1,394 $3,473 $4,246 $1,783 $1,472
USAA $1,813 $1,790 $1,657 $1,650 $4,804 $5,231 $2,355 $2,494

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Minimum Car Insurance in Hamburg, MN

Every driver must carry the minimum car insurance in Hamburg, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Hamburg, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hamburg, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hamburg, MN. Compare credit history car insurance rates in Hamburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hamburg, Minnesota

Insurance Company Poor Fair Good
Allstate $6,365 $3,458 $3,213
American Family $4,715 $3,146 $2,536
Farmers $4,332 $3,086 $2,880
GEICO $4,038 $3,305 $2,752
Liberty Mutual $19,196 $12,415 $9,704
Nationwide $3,505 $2,831 $2,508
State Farm $3,070 $1,878 $1,370
USAA $4,235 $2,104 $1,834

Cheapest Hamburg, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamburg, MN to rates for a clean record with top companies.

Annual Hamburg, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,134 $4,580 $5,547 $4,120
American Family $2,327 $4,200 $4,697 $2,639
Farmers $2,933 $3,714 $3,769 $3,315
GEICO $2,249 $3,553 $5,249 $2,409
Liberty Mutual $9,988 $13,792 $20,536 $10,770
Nationwide $2,347 $3,105 $3,565 $2,776
State Farm $1,924 $2,289 $2,106 $2,106
USAA $2,024 $2,577 $3,888 $2,409

Cheapest Hamburg, MN Car Insurance for Teen Drivers

Teen car insurance in Hamburg, MN can be expensive. Take a look at rates from the top car insurance companies in Hamburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamburg, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,605 $9,624
American Family $5,961 $8,669
Farmers $6,319 $6,305
GEICO $5,476 $6,911
Liberty Mutual $19,133 $28,631
Nationwide $5,108 $6,185
State Farm $3,473 $4,246
USAA $4,804 $5,231

Cheapest Hamburg, MN Car Insurance for Seniors

Take a look at Hamburg, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamburg, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,774 $2,774
American Family $1,996 $1,996
Farmers $2,200 $2,308
GEICO $2,394 $2,327
Liberty Mutual $9,708 $9,708
Nationwide $1,756 $1,860
State Farm $1,394 $1,394
USAA $1,657 $1,650

Cheapest Hamburg, MN Car Insurance Rates After a DUI

A DUI in Hamburg, MN increases car insurance rates. Compare Hamburg, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamburg, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,547
American Family $4,697
Farmers $3,769
GEICO $5,249
Liberty Mutual $20,536
Nationwide $3,565
State Farm $2,106
USAA $3,888

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Cheapest Hamburg, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamburg, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamburg, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,345 $4,345
American Family $3,425 $3,506
Farmers $3,433 $3,433
GEICO $3,318 $3,412
Liberty Mutual $13,372 $14,171
Nationwide $2,948 $2,948
State Farm $2,047 $2,166
USAA $2,688 $2,760

The Best Cheap Car Insurance Companies in Hamburg, MN

Take a look at a side-by-side comparison of the top car insurance companies in Hamburg, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamburg, Minnesota

Insurance Company Average Annual Rates
Allstate $4,345
American Family $3,466
Farmers $3,433
GEICO $3,365
Liberty Mutual $13,772
Nationwide $2,948
State Farm $2,106
USAA $2,724

Category Winners: Cheapest Car Insurance in Hamburg, Minnesota

Find the cheapest car insurance companies in Hamburg, MN for each category right here.

Best Annual Car Insurance Rates by Company in Hamburg, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Hamburg, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamburg car insurance rates. Find the cheapest Hamburg, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamburg, Minnesota

Insurance Company Low Medium High
Allstate $4,283 $4,342 $4,410
American Family $3,462 $3,562 $3,373
Farmers $3,304 $3,446 $3,548
GEICO $3,245 $3,365 $3,485
Liberty Mutual $13,398 $13,788 $14,129
Nationwide $2,776 $2,972 $3,096
State Farm $2,008 $2,116 $2,195
USAA $2,638 $2,723 $2,812

What affects car insurance rates in Hamburg, Minnesota?

What factors can have an impact on Hamburg, MN car insurance? There are several reasons why Hamburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamburg, Minnesota.

Commute Time in Hamburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Hamburg, MN is 29.2 minutes according to City-Data.

Traffic in Hamburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hamburg, MN traffic data from INRIX ranks Hamburg as the 81st-most congested in the world.

Compare Car Insurance Quotes in Hamburg, MN

Ready to find affordable Hamburg, Minnesota car insurance today? Enter your ZIP code for fast, free Hamburg, MN car insurance quotes.

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