Compare Hamersville, OH Car Insurance Rates (2021)

Car insurance in Hamersville, OH averages $248 a month. Hamersville, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hamersville car insurance rates, compare quotes from the top car insurance companies in Hamersville, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hamersville, OH are $2,982/year
  • The cheapest car insurance company in Hamersville for teen drivers is USAA
  • Average car insurance rates in Hamersville, OH after a DUI are $3,441/year

If you need to buy Hamersville, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Hamersville, OH is right here.

You’ll find Hamersville car insurance rates, the cheapest Hamersville, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Hamersville, Ohio car insurance rates to Parma car insurance rates, Columbus car insurance rates, and Akron car insurance rates.

Ready to find affordable Hamersville, OH car insurance today? Enter your ZIP code for fast, free Hamersville car insurance quotes.

Cheapest Hamersville, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamersville, OH car insurance rates? Every Hamersville, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamersville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,184 $2,187 $1,961 $2,101 $5,902 $6,752 $2,308 $2,474
American Family $1,066 $1,111 $972 $980 $3,291 $3,586 $1,314 $1,389
Farmers $1,943 $1,940 $1,712 $1,803 $8,430 $8,757 $2,175 $2,277
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $2,029 $1,919 $1,681 $1,740 $8,902 $10,053 $2,431 $2,517
State Farm $1,659 $1,659 $1,467 $1,467 $4,905 $6,186 $1,918 $2,190
Travelers $1,506 $1,531 $1,486 $1,480 $6,363 $10,040 $1,565 $1,807
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

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Minimum Car Insurance in Hamersville, OH

Every driver must carry the minimum car insurance in Hamersville, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Hamersville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hamersville, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hamersville, OH. Compare credit history car insurance rates in Hamersville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hamersville, Ohio

Insurance Company Poor Fair Good
Allstate $4,159 $3,017 $2,524
American Family $2,273 $1,552 $1,316
Farmers $4,116 $3,469 $3,304
GEICO $2,319 $1,933 $1,547
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $4,397 $3,791 $3,540
State Farm $3,822 $2,361 $1,861
Travelers $3,608 $3,134 $2,925
USAA $1,900 $1,340 $1,140

Cheapest Hamersville, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamersville, OH to rates for a clean record with top companies.

Annual Hamersville, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,733 $3,296 $3,828 $3,077
American Family $1,640 $1,738 $1,738 $1,738
Farmers $2,997 $3,853 $3,757 $3,911
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $3,372 $4,574 $3,589 $4,101
State Farm $2,459 $2,903 $2,681 $2,681
Travelers $2,380 $3,091 $4,657 $2,761
USAA $1,125 $1,504 $1,966 $1,246

Cheapest Hamersville, OH Car Insurance for Teen Drivers

Teen car insurance in Hamersville, OH can be expensive. Take a look at rates from the top car insurance companies in Hamersville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamersville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,902 $6,752
American Family $3,291 $3,586
Farmers $8,430 $8,757
GEICO $3,709 $3,457
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $8,902 $10,053
State Farm $4,905 $6,186
Travelers $6,363 $10,040
USAA $2,712 $3,025

Cheapest Hamersville, OH Car Insurance for Seniors

Take a look at Hamersville, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamersville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,961 $2,101
American Family $972 $980
Farmers $1,712 $1,803
GEICO $1,300 $1,293
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,681 $1,740
State Farm $1,467 $1,467
Travelers $1,486 $1,480
USAA $841 $843

Cheapest Hamersville, OH Car Insurance Rates After a DUI

A DUI in Hamersville, OH increases car insurance rates. Compare Hamersville, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamersville, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,828
American Family $1,738
Farmers $3,757
GEICO $2,692
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,589
State Farm $2,681
Travelers $4,657
USAA $1,966

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Cheapest Hamersville, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamersville, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamersville, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,233 $3,233
American Family $1,692 $1,735
Farmers $3,630 $3,630
GEICO $1,897 $1,970
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,909 $3,909
State Farm $2,616 $2,747
Travelers $3,222 $3,222
USAA $1,405 $1,516

The Best Cheap Car Insurance Companies in Hamersville, OH

Take a look at a side-by-side comparison of the top car insurance companies in Hamersville, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamersville, Ohio

Insurance Company Average Annual Rates
Allstate $3,233
American Family $1,714
Farmers $3,630
GEICO $1,933
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,909
State Farm $2,681
Travelers $3,222
USAA $1,460

Category Winners: Cheapest Car Insurance in Hamersville, Ohio

Find the cheapest car insurance companies in Hamersville, OH for each category right here.

Best Annual Car Insurance Rates by Company in Hamersville, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Hamersville, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamersville car insurance rates. Find the cheapest Hamersville, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamersville, Ohio

Insurance Company Low Medium High
Allstate $3,130 $3,227 $3,343
American Family $1,682 $1,727 $1,732
Farmers $3,447 $3,576 $3,866
GEICO $1,882 $1,926 $1,991
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,749 $3,875 $4,103
State Farm $2,568 $2,688 $2,788
Travelers $3,142 $3,265 $3,260
USAA $1,404 $1,459 $1,518

What affects car insurance rates in Hamersville, Ohio?

What factors can have an impact on Hamersville, OH car insurance? There are several reasons why Hamersville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamersville, Ohio.

Commute Time in Hamersville

The more time you spend in your car the higher the risk of an accident. The average commute length in Hamersville, OH is 36.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hamersville, OH

Ready to find affordable Hamersville, Ohio car insurance today? Enter your ZIP code for fast, free Hamersville, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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