Compare Hamilton City, CA Car Insurance Rates (2021)

Car insurance in Hamilton City, CA averages $263 a month. Hamilton City, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hamilton City car insurance rates, compare quotes from the top car insurance companies in Hamilton City, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hamilton City, CA are $3,160/year
  • The cheapest car insurance company in Hamilton City is Progressive
  • Average car insurance rates in Hamilton City, CA after a DUI are $4,413/year

If you need to buy Hamilton City, California car insurance, the options can be confusing. Everything you need to know about car insurance in Hamilton City, CA is right here.

You’ll find Hamilton City car insurance rates, the cheapest Hamilton City, CA car insurance companies, and information on California car insurance laws. You can also compare Hamilton City, California car insurance rates to Long Beach car insurance rates, Los Angeles car insurance rates, and San Diego car insurance rates.

Ready to find affordable Hamilton City, CA car insurance today? Enter your ZIP code for fast, free Hamilton City car insurance quotes.

Cheapest Hamilton City, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamilton City, CA car insurance rates? Every Hamilton City, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamilton City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,244 $2,254 $1,637 $1,663 $6,116 $7,701 $2,895 $3,211
Farmers $2,417 $2,417 $2,177 $2,177 $7,775 $12,788 $2,870 $3,199
GEICO $1,768 $1,769 $1,664 $1,664 $5,325 $5,411 $2,532 $2,591
Liberty Mutual $2,167 $2,053 $2,013 $1,951 $4,718 $5,016 $2,444 $2,466
Nationwide $2,674 $2,560 $2,335 $2,208 $6,654 $7,365 $3,176 $3,147
Progressive $1,433 $1,477 $1,201 $1,433 $3,727 $4,526 $2,049 $2,208
State Farm $2,793 $2,793 $2,493 $2,493 $5,111 $6,352 $3,088 $3,182
Travelers $2,156 $2,093 $1,903 $1,884 $4,342 $4,966 $2,778 $2,729
USAA $1,715 $1,626 $1,675 $1,684 $3,874 $3,896 $2,372 $2,243

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Minimum Car Insurance in Hamilton City, CA

Every driver must carry the minimum car insurance in Hamilton City, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Hamilton City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hamilton City, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamilton City, CA to rates for a clean record with top companies.

Annual Hamilton City, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,092 $3,524 $5,503 $2,741
Farmers $3,310 $4,506 $5,616 $4,478
GEICO $1,989 $3,057 $3,850 $2,467
Liberty Mutual $2,476 $3,319 $2,995 $2,624
Nationwide $2,630 $3,370 $5,691 $3,370
Progressive $1,486 $2,500 $2,910 $2,132
State Farm $2,522 $3,010 $5,692 $2,929
Travelers $1,930 $3,095 $3,598 $2,803
USAA $1,588 $2,356 $3,861 $1,738

Cheapest Hamilton City, CA Car Insurance for Teen Drivers

Teen car insurance in Hamilton City, CA can be expensive. Take a look at rates from the top car insurance companies in Hamilton City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamilton City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,116 $7,701
Farmers $7,775 $12,788
GEICO $5,325 $5,411
Liberty Mutual $4,718 $5,016
Nationwide $6,654 $7,365
Progressive $3,727 $4,526
State Farm $5,111 $6,352
Travelers $4,342 $4,966
USAA $3,874 $3,896

Cheapest Hamilton City, CA Car Insurance for Seniors

Take a look at Hamilton City, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamilton City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,637 $1,663
Farmers $2,177 $2,177
GEICO $1,664 $1,664
Liberty Mutual $2,013 $1,951
Nationwide $2,335 $2,208
Progressive $1,201 $1,433
State Farm $2,493 $2,493
Travelers $1,903 $1,884
USAA $1,675 $1,684

Cheapest Hamilton City, CA Car Insurance Rates After a DUI

A DUI in Hamilton City, CA increases car insurance rates. Compare Hamilton City, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamilton City, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,503
Farmers $5,616
GEICO $3,850
Liberty Mutual $2,995
Nationwide $5,691
Progressive $2,910
State Farm $5,692
Travelers $3,598
USAA $3,861

Cheapest Hamilton City, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamilton City, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamilton City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,130 $3,801
Farmers $4,063 $4,892
GEICO $2,580 $3,101
Liberty Mutual $2,620 $3,087
Nationwide $3,332 $4,198
Progressive $2,052 $2,462
State Farm $3,408 $3,668
Travelers $2,575 $3,137
USAA $2,199 $2,572

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The Best Cheap Car Insurance Companies in Hamilton City, CA

Take a look at a side-by-side comparison of the top car insurance companies in Hamilton City, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamilton City, California

Insurance Company Average Annual Rates
Allstate $3,465
Farmers $4,478
GEICO $2,840
Liberty Mutual $2,854
Nationwide $3,765
Progressive $2,257
State Farm $3,538
Travelers $2,856
USAA $2,386

Category Winners: Cheapest Car Insurance in Hamilton City, California

Find the cheapest car insurance companies in Hamilton City, CA for each category right here.

Best Annual Car Insurance Rates by Company in Hamilton City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Hamilton City, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamilton City car insurance rates. Find the cheapest Hamilton City, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamilton City, California

Insurance Company Low Medium High
Allstate $3,299 $3,492 $3,604
Farmers $4,190 $4,513 $4,730
GEICO $2,516 $2,877 $3,129
Liberty Mutual $2,662 $2,878 $3,021
Nationwide $3,391 $3,827 $4,078
Progressive $2,075 $2,310 $2,385
State Farm $3,192 $3,597 $3,826
Travelers $2,507 $2,927 $3,135
USAA $2,175 $2,429 $2,552

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What affects car insurance rates in Hamilton City, California?

What factors can have an impact on Hamilton City, CA car insurance? There are several reasons why Hamilton City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamilton City, California.

Commute Time in Hamilton City

The more time you spend in your car the higher the risk of an accident. The average commute length in Hamilton City, CA is 26.1 minutes according to City-Data.

Compare Car Insurance Quotes in Hamilton City, CA

Ready to find affordable Hamilton City, California car insurance today? Enter your ZIP code for fast, free Hamilton City, CA car insurance quotes.

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