Compare Hamilton, KS Car Insurance Rates (2021)

Car insurance in Hamilton, KS averages $281 a month. Hamilton, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hamilton car insurance rates, compare quotes from the top car insurance companies in Hamilton, KS.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Hamilton, KS after a DUI are $4,043/year
  • The cheapest car insurance company in Hamilton for teen drivers is American Family
  • The cheapest car insurance company in Hamilton is American Family

If you need to buy Hamilton, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Hamilton, KS is right here.

You’ll find Hamilton car insurance rates, the cheapest Hamilton, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Hamilton, Kansas car insurance rates to Overland Park car insurance rates, Olathe car insurance rates, and Wichita car insurance rates.

Ready to find affordable Hamilton, KS car insurance today? Enter your ZIP code for fast, free Hamilton car insurance quotes.

Cheapest Hamilton, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamilton, KS car insurance rates? Every Hamilton, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamilton, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,921 $2,846 $2,594 $2,670 $7,834 $8,726 $3,015 $3,133
American Family $1,735 $1,735 $1,566 $1,566 $3,337 $3,999 $1,735 $1,948
Farmers $2,465 $2,441 $2,201 $2,302 $6,718 $6,942 $2,777 $2,916
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,400 $2,594 $2,276 $2,539 $10,892 $12,164 $2,635 $2,855
Nationwide $1,849 $1,916 $1,638 $1,776 $3,570 $4,399 $2,118 $2,262
Progressive $2,347 $2,230 $1,891 $1,976 $8,814 $9,940 $2,781 $2,991
State Farm $1,754 $1,754 $1,528 $1,528 $4,542 $5,807 $1,968 $2,217
Travelers $2,004 $2,039 $1,957 $1,980 $8,107 $12,633 $2,052 $2,416
USAA $1,437 $1,469 $1,313 $1,333 $4,807 $5,062 $1,895 $1,989

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Hamilton, KS

Every driver must carry the minimum car insurance in Hamilton, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Hamilton, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hamilton, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hamilton, KS. Compare credit history car insurance rates in Hamilton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hamilton, Kansas

Insurance Company Poor Fair Good
Allstate $5,236 $3,963 $3,453
American Family $2,876 $2,036 $1,697
Farmers $4,240 $3,369 $3,176
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,794 $4,794 $4,794
Nationwide $2,725 $2,378 $2,219
Progressive $4,716 $3,973 $3,674
State Farm $3,840 $2,295 $1,777
Travelers $4,794 $3,903 $3,748
USAA $3,299 $2,163 $1,778

Cheapest Hamilton, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamilton, KS to rates for a clean record with top companies.

Annual Hamilton, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,650 $4,252 $4,882 $4,085
American Family $2,166 $2,316 $2,166 $2,166
Farmers $3,028 $3,900 $3,802 $3,652
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,624 $5,432 $5,337 $4,785
Nationwide $1,813 $2,095 $3,767 $2,089
Progressive $3,809 $4,450 $3,979 $4,246
State Farm $2,456 $2,819 $2,637 $2,637
Travelers $3,020 $3,942 $5,441 $4,191
USAA $1,765 $2,373 $3,494 $2,020

Cheapest Hamilton, KS Car Insurance for Teen Drivers

Teen car insurance in Hamilton, KS can be expensive. Take a look at rates from the top car insurance companies in Hamilton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamilton, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,834 $8,726
American Family $3,337 $3,999
Farmers $6,718 $6,942
GEICO $4,439 $5,960
Liberty Mutual $10,892 $12,164
Nationwide $3,570 $4,399
Progressive $8,814 $9,940
State Farm $4,542 $5,807
Travelers $8,107 $12,633
USAA $4,807 $5,062

Cheapest Hamilton, KS Car Insurance for Seniors

Take a look at Hamilton, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamilton, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,594 $2,670
American Family $1,566 $1,566
Farmers $2,201 $2,302
GEICO $2,443 $2,273
Liberty Mutual $2,276 $2,539
Nationwide $1,638 $1,776
Progressive $1,891 $1,976
State Farm $1,528 $1,528
Travelers $1,957 $1,980
USAA $1,313 $1,333

Cheapest Hamilton, KS Car Insurance Rates After a DUI

A DUI in Hamilton, KS increases car insurance rates. Compare Hamilton, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamilton, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,882
American Family $2,166
Farmers $3,802
GEICO $4,922
Liberty Mutual $5,337
Nationwide $3,767
Progressive $3,979
State Farm $2,637
Travelers $5,441
USAA $3,494

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hamilton, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamilton, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamilton, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,217 $4,217
American Family $2,175 $2,231
Farmers $3,595 $3,595
GEICO $3,027 $3,159
Liberty Mutual $4,794 $4,794
Nationwide $2,441 $2,441
Progressive $4,121 $4,121
State Farm $2,572 $2,703
Travelers $4,149 $4,149
USAA $2,341 $2,485

The Best Cheap Car Insurance Companies in Hamilton, KS

Take a look at a side-by-side comparison of the top car insurance companies in Hamilton, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamilton, Kansas

Insurance Company Average Annual Rates
Allstate $4,217
American Family $2,203
Farmers $3,595
GEICO $3,093
Liberty Mutual $4,794
Nationwide $2,441
Progressive $4,121
State Farm $2,637
Travelers $4,149
USAA $2,413

Category Winners: Cheapest Car Insurance in Hamilton, Kansas

Find the cheapest car insurance companies in Hamilton, KS for each category right here.

Best Annual Car Insurance Rates by Company in Hamilton, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Hamilton, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamilton car insurance rates. Find the cheapest Hamilton, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamilton, Kansas

Insurance Company Low Medium High
Allstate $4,092 $4,208 $4,352
American Family $2,228 $2,314 $2,067
Farmers $3,446 $3,576 $3,764
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,689 $4,784 $4,910
Nationwide $2,575 $2,412 $2,336
Progressive $3,912 $4,090 $4,361
State Farm $2,547 $2,644 $2,720
Travelers $3,936 $4,154 $4,355
USAA $2,328 $2,406 $2,504

What affects car insurance rates in Hamilton, Kansas?

What factors can have an impact on Hamilton, KS car insurance? There are several reasons why Hamilton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamilton, Kansas.

Commute Time in Hamilton

The more time you spend in your car the higher the risk of an accident. The average commute length in Hamilton, KS is 18.6 minutes according to City-Data.

Traffic in Hamilton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hamilton, KS traffic data from INRIX ranks Hamilton as the 263rd-most congested in the world.

Compare Car Insurance Quotes in Hamilton, KS

Ready to find affordable Hamilton, Kansas car insurance today? Enter your ZIP code for fast, free Hamilton, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption