Compare Hamilton, PA Car Insurance Rates (2021)

Car insurance in Hamilton, PA averages $322 a month. Hamilton, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Hamilton car insurance rates, compare quotes from the top car insurance companies in Hamilton, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hamilton is USAA
  • Average car insurance rates in Hamilton, PA are $3,866/year
  • The cheapest car insurance company in Hamilton for teen drivers is USAA

If you need to buy Hamilton, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Hamilton, PA is right here.

You’ll find Hamilton car insurance rates, the cheapest Hamilton, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Hamilton, Pennsylvania car insurance rates to Altoona car insurance rates, Erie car insurance rates, and Reading car insurance rates.

Ready to find affordable Hamilton, PA car insurance today? Enter your ZIP code for fast, free Hamilton car insurance quotes.

Cheapest Hamilton, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamilton, PA car insurance rates? Every Hamilton, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamilton, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,522 $2,522 $2,292 $2,292 $8,023 $8,023 $2,813 $2,813
GEICO $2,049 $1,773 $1,878 $1,627 $4,984 $4,320 $2,093 $1,811
Liberty Mutual $3,612 $3,612 $3,308 $3,308 $10,575 $10,575 $4,589 $4,589
Nationwide $1,759 $1,759 $1,660 $1,660 $4,888 $4,888 $1,967 $1,967
Progressive $2,758 $2,758 $2,457 $2,457 $8,834 $8,834 $3,575 $3,575
State Farm $1,580 $1,580 $1,386 $1,386 $5,537 $5,537 $1,736 $1,736
Travelers $1,753 $1,753 $1,868 $1,868 $25,090 $25,090 $2,133 $2,133
USAA $1,089 $1,089 $982 $982 $3,217 $3,217 $1,452 $1,452

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Minimum Car Insurance in Hamilton, PA

Every driver must carry the minimum car insurance in Hamilton, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Hamilton, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Hamilton, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hamilton, PA. Compare credit history car insurance rates in Hamilton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hamilton, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,008 $3,724 $3,005
GEICO $3,853 $2,171 $1,677
Liberty Mutual $7,048 $5,053 $4,462
Nationwide $3,019 $2,475 $2,213
Progressive $5,840 $4,090 $3,288
State Farm $3,645 $2,255 $1,779
Travelers $8,406 $7,576 $7,150
USAA $2,109 $1,563 $1,383

Cheapest Hamilton, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamilton, PA to rates for a clean record with top companies.

Annual Hamilton, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,751 $4,398 $3,751 $3,751
GEICO $1,893 $3,177 $2,555 $2,643
Liberty Mutual $5,051 $5,758 $5,638 $5,638
Nationwide $1,848 $2,471 $3,466 $2,489
Progressive $4,000 $5,506 $4,110 $4,006
State Farm $2,354 $2,766 $2,560 $2,560
Travelers $5,509 $7,784 $9,766 $7,784
USAA $1,359 $1,867 $1,997 $1,518

Cheapest Hamilton, PA Car Insurance for Teen Drivers

Teen car insurance in Hamilton, PA can be expensive. Take a look at rates from the top car insurance companies in Hamilton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamilton, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,023 $8,023
GEICO $4,984 $4,320
Liberty Mutual $10,575 $10,575
Nationwide $4,888 $4,888
Progressive $8,834 $8,834
State Farm $5,537 $5,537
Travelers $25,090 $25,090
USAA $3,217 $3,217

Cheapest Hamilton, PA Car Insurance for Seniors

Take a look at Hamilton, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamilton, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,292 $2,292
GEICO $1,878 $1,627
Liberty Mutual $3,308 $3,308
Nationwide $1,660 $1,660
Progressive $2,457 $2,457
State Farm $1,386 $1,386
Travelers $1,868 $1,868
USAA $982 $982

Cheapest Hamilton, PA Car Insurance Rates After a DUI

A DUI in Hamilton, PA increases car insurance rates. Compare Hamilton, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamilton, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,751
GEICO $2,555
Liberty Mutual $5,638
Nationwide $3,466
Progressive $4,110
State Farm $2,560
Travelers $9,766
USAA $1,997

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Cheapest Hamilton, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamilton, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamilton, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,839 $3,986
GEICO $2,520 $2,614
Liberty Mutual $5,379 $5,663
Nationwide $2,569 $2,569
Progressive $4,406 $4,406
State Farm $2,485 $2,635
Travelers $7,711 $7,711
USAA $1,637 $1,733

The Best Cheap Car Insurance Companies in Hamilton, PA

Take a look at a side-by-side comparison of the top car insurance companies in Hamilton, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamilton, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,913
GEICO $2,567
Liberty Mutual $5,521
Nationwide $2,569
Progressive $4,406
State Farm $2,560
Travelers $7,711
USAA $1,685

Category Winners: Cheapest Car Insurance in Hamilton, Pennsylvania

Find the cheapest car insurance companies in Hamilton, PA for each category right here.

Best Annual Car Insurance Rates by Company in Hamilton, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hamilton, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamilton car insurance rates. Find the cheapest Hamilton, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamilton, Pennsylvania

Insurance Company Low Medium High
Allstate $3,777 $3,931 $4,029
GEICO $2,392 $2,583 $2,726
Liberty Mutual $5,281 $5,556 $5,726
Nationwide $2,600 $2,598 $2,509
Progressive $4,116 $4,436 $4,666
State Farm $2,420 $2,589 $2,671
Travelers $7,858 $7,694 $7,580
USAA $1,574 $1,700 $1,782

What affects car insurance rates in Hamilton, Pennsylvania?

What factors can have an impact on Hamilton, PA car insurance? There are several reasons why Hamilton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamilton, Pennsylvania.

Commute Time in Hamilton

The more time you spend in your car the higher the risk of an accident. The average commute length in Hamilton, PA is 31.7 minutes according to City-Data.

Traffic in Hamilton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hamilton, PA traffic data from INRIX ranks Hamilton as the 263rd-most congested in the world.

Compare Car Insurance Quotes in Hamilton, PA

Ready to find affordable Hamilton, Pennsylvania car insurance today? Enter your ZIP code for fast, free Hamilton, PA car insurance quotes.

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