Compare Hamlet, IN Car Insurance Rates (2021)

Car insurance in Hamlet, IN averages $286 a month. Hamlet, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Hamlet car insurance rates, compare quotes from the top car insurance companies in Hamlet, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hamlet for teen drivers is USAA
  • Average car insurance rates in Hamlet, IN after a DUI are $4,059/year
  • The cheapest car insurance company in Hamlet is USAA

If you need to buy Hamlet, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Hamlet, IN is right here.

You’ll find Hamlet car insurance rates, the cheapest Hamlet, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Hamlet, Indiana car insurance rates to Bloomington car insurance rates, Evansville car insurance rates, and Gary car insurance rates.

Ready to find affordable Hamlet, IN car insurance today? Enter your ZIP code for fast, free Hamlet car insurance quotes.

Cheapest Hamlet, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamlet, IN car insurance rates? Every Hamlet, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamlet, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,535 $2,607 $2,214 $2,425 $7,540 $9,484 $2,595 $2,822
American Family $2,307 $2,307 $2,063 $2,063 $6,152 $8,981 $2,307 $2,854
Farmers $1,635 $1,612 $1,398 $1,567 $8,692 $9,224 $2,147 $2,332
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $4,181 $4,181 $3,837 $3,837 $9,238 $13,984 $4,181 $5,758
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,697 $1,611 $1,535 $1,545 $9,923 $11,193 $2,132 $2,183
State Farm $1,589 $1,589 $1,409 $1,409 $4,710 $6,051 $1,754 $1,948
Travelers $1,300 $1,322 $1,219 $1,218 $8,104 $12,807 $1,376 $1,592
USAA $1,037 $1,023 $961 $972 $2,858 $3,203 $1,403 $1,505

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Minimum Car Insurance in Hamlet, IN

Every driver must carry the minimum car insurance in Hamlet, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Hamlet, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hamlet, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hamlet, IN. Compare credit history car insurance rates in Hamlet from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hamlet, Indiana

Insurance Company Poor Fair Good
Allstate $5,009 $3,707 $3,367
American Family $4,953 $3,229 $2,706
Farmers $4,179 $3,400 $3,148
GEICO $2,688 $2,234 $1,780
Liberty Mutual $8,189 $5,330 $4,929
Nationwide $3,363 $2,839 $2,651
Progressive $4,391 $3,882 $3,658
State Farm $3,727 $2,222 $1,722
Travelers $4,028 $3,413 $3,411
USAA $2,184 $1,441 $1,235

Cheapest Hamlet, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamlet, IN to rates for a clean record with top companies.

Annual Hamlet, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,232 $4,715 $4,338 $3,825
American Family $2,501 $3,991 $5,046 $2,979
Farmers $3,197 $3,731 $3,842 $3,532
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,847 $5,677 $8,752 $5,322
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,978 $5,223 $3,556 $4,152
State Farm $2,499 $2,732 $2,499 $2,499
Travelers $3,072 $3,798 $4,304 $3,295
USAA $1,225 $1,741 $1,996 $1,518

Cheapest Hamlet, IN Car Insurance for Teen Drivers

Teen car insurance in Hamlet, IN can be expensive. Take a look at rates from the top car insurance companies in Hamlet for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamlet, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,540 $9,484
American Family $6,152 $8,981
Farmers $8,692 $9,224
GEICO $4,461 $4,147
Liberty Mutual $9,238 $13,984
Nationwide $5,292 $6,902
Progressive $9,923 $11,193
State Farm $4,710 $6,051
Travelers $8,104 $12,807
USAA $2,858 $3,203

Cheapest Hamlet, IN Car Insurance for Seniors

Take a look at Hamlet, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamlet, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,214 $2,425
American Family $2,063 $2,063
Farmers $1,398 $1,567
GEICO $1,431 $1,480
Liberty Mutual $3,837 $3,837
Nationwide $1,583 $1,698
Progressive $1,535 $1,545
State Farm $1,409 $1,409
Travelers $1,219 $1,218
USAA $961 $972

Cheapest Hamlet, IN Car Insurance Rates After a DUI

A DUI in Hamlet, IN increases car insurance rates. Compare Hamlet, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamlet, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,338
American Family $5,046
Farmers $3,842
GEICO $3,115
Liberty Mutual $8,752
Nationwide $3,139
Progressive $3,556
State Farm $2,499
Travelers $4,304
USAA $1,996

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Cheapest Hamlet, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamlet, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamlet, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,028 $4,028
American Family $3,585 $3,673
Farmers $3,576 $3,576
GEICO $2,193 $2,275
Liberty Mutual $5,984 $6,315
Nationwide $2,951 $2,951
Progressive $3,977 $3,977
State Farm $2,484 $2,631
Travelers $3,617 $3,617
USAA $1,599 $1,642

The Best Cheap Car Insurance Companies in Hamlet, IN

Take a look at a side-by-side comparison of the top car insurance companies in Hamlet, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamlet, Indiana

Insurance Company Average Annual Rates
Allstate $4,028
American Family $3,629
Farmers $3,576
GEICO $2,234
Liberty Mutual $6,149
Nationwide $2,951
Progressive $3,977
State Farm $2,557
Travelers $3,617
USAA $1,620

Category Winners: Cheapest Car Insurance in Hamlet, Indiana

Find the cheapest car insurance companies in Hamlet, IN for each category right here.

Best Annual Car Insurance Rates by Company in Hamlet, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Hamlet, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamlet car insurance rates. Find the cheapest Hamlet, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamlet, Indiana

Insurance Company Low Medium High
Allstate $3,847 $4,012 $4,224
American Family $3,604 $3,750 $3,534
Farmers $3,451 $3,568 $3,709
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,961 $6,135 $6,352
Nationwide $3,007 $2,927 $2,919
Progressive $3,753 $3,914 $4,265
State Farm $2,440 $2,557 $2,675
Travelers $3,548 $3,651 $3,653
USAA $1,563 $1,616 $1,682

What affects car insurance rates in Hamlet, Indiana?

What factors can have an impact on Hamlet, IN car insurance? There are several reasons why Hamlet car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamlet, Indiana.

Commute Time in Hamlet

The more time you spend in your car the higher the risk of an accident. The average commute length in Hamlet, IN is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Hamlet, IN

Ready to find affordable Hamlet, Indiana car insurance today? Enter your ZIP code for fast, free Hamlet, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State