Compare Hamlin, TX Car Insurance Rates (2021)

Car insurance in Hamlin, TX averages $304 a month. Hamlin, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hamlin car insurance rates, compare quotes from the top car insurance companies in Hamlin, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hamlin, TX are $3,648/year
  • Average car insurance rates in Hamlin, TX after a DUI are $4,144/year
  • The cheapest car insurance company in Hamlin is USAA

If you need to buy Hamlin, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Hamlin, TX is right here.

You’ll find Hamlin car insurance rates, the cheapest Hamlin, TX car insurance companies, and information on Texas car insurance laws. You can also compare Hamlin, Texas car insurance rates to El Paso car insurance rates, Arlington car insurance rates, and Houston car insurance rates.

Ready to find affordable Hamlin, TX car insurance today? Enter your ZIP code for fast, free Hamlin car insurance quotes.

Cheapest Hamlin, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hamlin, TX car insurance rates? Every Hamlin, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hamlin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,557 $3,460 $3,460 $8,971 $10,917 $4,358 $4,587
American Family $2,861 $3,137 $2,530 $2,858 $6,626 $8,817 $3,927 $4,483
GEICO $2,310 $2,440 $2,125 $2,328 $4,818 $5,062 $2,503 $2,554
Nationwide $2,413 $2,463 $2,126 $2,262 $6,718 $8,677 $2,821 $3,063
Progressive $2,280 $2,175 $2,026 $2,067 $9,414 $10,496 $2,706 $2,756
State Farm $1,767 $1,767 $1,561 $1,561 $4,050 $5,131 $1,908 $1,973
USAA $1,454 $1,480 $1,376 $1,388 $3,876 $4,276 $1,946 $2,126

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Minimum Car Insurance in Hamlin, TX

Every driver must carry the minimum car insurance in Hamlin, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Hamlin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hamlin, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hamlin, TX. Compare credit history car insurance rates in Hamlin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hamlin, Texas

Insurance Company Poor Fair Good
Allstate $6,809 $4,986 $4,259
American Family $6,221 $3,734 $3,260
GEICO $4,648 $2,639 $1,766
Nationwide $4,590 $3,670 $3,194
Progressive $4,779 $4,123 $3,818
State Farm $3,493 $2,172 $1,730
USAA $3,323 $1,888 $1,510

Cheapest Hamlin, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hamlin, TX to rates for a clean record with top companies.

Annual Hamlin, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,237 $6,334 $6,598 $4,237
American Family $4,036 $5,084 $4,463 $4,036
GEICO $2,563 $3,308 $2,880 $3,319
Nationwide $3,302 $3,302 $4,928 $3,740
Progressive $3,702 $4,768 $4,321 $4,170
State Farm $2,210 $2,509 $2,931 $2,210
USAA $1,686 $2,452 $2,888 $1,934

Cheapest Hamlin, TX Car Insurance for Teen Drivers

Teen car insurance in Hamlin, TX can be expensive. Take a look at rates from the top car insurance companies in Hamlin for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hamlin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,971 $10,917
American Family $6,626 $8,817
GEICO $4,818 $5,062
Nationwide $6,718 $8,677
Progressive $9,414 $10,496
State Farm $4,050 $5,131
USAA $3,876 $4,276

Cheapest Hamlin, TX Car Insurance for Seniors

Take a look at Hamlin, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hamlin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,460 $3,460
American Family $2,530 $2,858
GEICO $2,125 $2,328
Nationwide $2,126 $2,262
Progressive $2,026 $2,067
State Farm $1,561 $1,561
USAA $1,376 $1,388

Cheapest Hamlin, TX Car Insurance Rates After a DUI

A DUI in Hamlin, TX increases car insurance rates. Compare Hamlin, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hamlin, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,598
American Family $4,463
GEICO $2,880
Nationwide $4,928
Progressive $4,321
State Farm $2,931
USAA $2,888

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Cheapest Hamlin, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hamlin, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hamlin, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,232 $5,471
American Family $4,405 $4,405
GEICO $2,953 $3,082
Nationwide $3,818 $3,818
Progressive $4,240 $4,240
State Farm $2,465 $2,465
USAA $2,212 $2,269

The Best Cheap Car Insurance Companies in Hamlin, TX

Take a look at a side-by-side comparison of the top car insurance companies in Hamlin, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hamlin, Texas

Insurance Company Average Annual Rates
Allstate $5,351
American Family $4,405
GEICO $3,018
Nationwide $3,818
Progressive $4,240
State Farm $2,465
USAA $2,240

Category Winners: Cheapest Car Insurance in Hamlin, Texas

Find the cheapest car insurance companies in Hamlin, TX for each category right here.

Best Annual Car Insurance Rates by Company in Hamlin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Hamlin, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hamlin car insurance rates. Find the cheapest Hamlin, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hamlin, Texas

Insurance Company Low Medium High
Allstate $5,267 $5,320 $5,467
American Family $4,201 $4,301 $4,713
GEICO $2,915 $2,996 $3,141
Nationwide $4,139 $3,653 $3,663
Progressive $4,064 $4,222 $4,434
State Farm $2,352 $2,457 $2,585
USAA $2,181 $2,233 $2,307

What affects car insurance rates in Hamlin, Texas?

What factors can have an impact on Hamlin, TX car insurance? There are several reasons why Hamlin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hamlin, Texas.

Car Theft in Hamlin

High levels of vehicle theft can make car insurance more expensive. Hamlin, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Hamlin

The more time you spend in your car the higher the risk of an accident. The average commute length in Hamlin, TX is 26.3 minutes according to City-Data.

Compare Car Insurance Quotes in Hamlin, TX

Ready to find affordable Hamlin, Texas car insurance today? Enter your ZIP code for fast, free Hamlin, TX car insurance quotes.

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