Compare Hammett, ID Car Insurance Rates (2021)

Car insurance in Hammett, ID averages $226 a month. Hammett, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Hammett car insurance rates, compare quotes from the top car insurance companies in Hammett, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hammett for teen drivers is State Farm
  • The cheapest car insurance company in Hammett is State Farm
  • Average car insurance rates in Hammett, ID after a DUI are $3,362/year

If you need to buy Hammett, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Hammett, ID is right here.

You’ll find Hammett car insurance rates, the cheapest Hammett, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Hammett, Idaho car insurance rates to Coeur d’Alene car insurance rates, Twin Falls car insurance rates, and Meridian car insurance rates.

Ready to find affordable Hammett, ID car insurance today? Enter your ZIP code for fast, free Hammett car insurance quotes.

Cheapest Hammett, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hammett, ID car insurance rates? Every Hammett, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hammett, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,288 $2,273 $1,995 $2,068 $8,431 $9,746 $2,548 $2,689
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,509 $1,498 $1,332 $1,411 $7,333 $7,580 $1,737 $1,827
GEICO $1,508 $1,488 $1,434 $1,393 $3,265 $4,057 $2,061 $1,575
Liberty Mutual $1,426 $1,538 $1,158 $1,290 $4,493 $4,992 $1,515 $1,606
Nationwide $1,886 $1,932 $1,699 $1,806 $4,597 $5,674 $2,203 $2,374
State Farm $1,072 $1,072 $966 $966 $3,204 $4,030 $1,210 $1,401
Travelers $1,256 $1,275 $1,266 $1,260 $6,218 $9,870 $1,333 $1,520
USAA $1,100 $1,103 $1,070 $1,059 $3,565 $3,999 $1,458 $1,579

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Minimum Car Insurance in Hammett, ID

Every driver must carry the minimum car insurance in Hammett, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Hammett, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Hammett, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hammett, ID. Compare credit history car insurance rates in Hammett from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hammett, Idaho

Insurance Company Poor Fair Good
Allstate $5,288 $3,590 $3,137
American Family $4,776 $3,404 $2,905
Farmers $3,416 $2,899 $2,770
GEICO $2,550 $2,037 $1,707
Liberty Mutual $3,217 $1,974 $1,565
Nationwide $3,312 $2,666 $2,336
State Farm $2,444 $1,546 $1,231
Travelers $3,433 $2,890 $2,676
USAA $2,742 $1,585 $1,273

Cheapest Hammett, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hammett, ID to rates for a clean record with top companies.

Annual Hammett, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,302 $4,156 $4,643 $3,919
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,643 $3,349 $3,138 $2,984
GEICO $1,295 $2,058 $2,866 $2,172
Liberty Mutual $1,871 $2,340 $2,420 $2,378
Nationwide $2,113 $2,748 $3,848 $2,377
State Farm $1,587 $1,893 $1,740 $1,740
Travelers $1,850 $2,635 $4,562 $2,952
USAA $1,341 $1,908 $2,595 $1,623

Cheapest Hammett, ID Car Insurance for Teen Drivers

Teen car insurance in Hammett, ID can be expensive. Take a look at rates from the top car insurance companies in Hammett for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hammett, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,431 $9,746
American Family $7,355 $9,596
Farmers $7,333 $7,580
GEICO $3,265 $4,057
Liberty Mutual $4,493 $4,992
Nationwide $4,597 $5,674
State Farm $3,204 $4,030
Travelers $6,218 $9,870
USAA $3,565 $3,999

Cheapest Hammett, ID Car Insurance for Seniors

Take a look at Hammett, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hammett, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,995 $2,068
American Family $1,859 $1,859
Farmers $1,332 $1,411
GEICO $1,434 $1,393
Liberty Mutual $1,158 $1,290
Nationwide $1,699 $1,806
State Farm $966 $966
Travelers $1,266 $1,260
USAA $1,070 $1,059

Cheapest Hammett, ID Car Insurance Rates After a DUI

A DUI in Hammett, ID increases car insurance rates. Compare Hammett, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hammett, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,643
American Family $4,444
Farmers $3,138
GEICO $2,866
Liberty Mutual $2,420
Nationwide $3,848
State Farm $1,740
Travelers $4,562
USAA $2,595

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Cheapest Hammett, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hammett, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hammett, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,005 $4,005
American Family $3,619 $3,771
Farmers $3,028 $3,028
GEICO $2,062 $2,134
Liberty Mutual $2,252 $2,252
Nationwide $2,771 $2,771
State Farm $1,699 $1,781
Travelers $3,000 $3,000
USAA $1,844 $1,889

The Best Cheap Car Insurance Companies in Hammett, ID

Take a look at a side-by-side comparison of the top car insurance companies in Hammett, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hammett, Idaho

Insurance Company Average Annual Rates
Allstate $4,005
American Family $3,695
Farmers $3,028
GEICO $2,098
Liberty Mutual $2,252
Nationwide $2,771
State Farm $1,740
Travelers $3,000
USAA $1,867

Category Winners: Cheapest Car Insurance in Hammett, Idaho

Find the cheapest car insurance companies in Hammett, ID for each category right here.

Best Annual Car Insurance Rates by Company in Hammett, Idaho

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hammett, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hammett car insurance rates. Find the cheapest Hammett, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hammett, Idaho

Insurance Company Low Medium High
Allstate $3,840 $3,996 $4,178
American Family $3,705 $3,879 $3,502
Farmers $2,877 $2,994 $3,215
GEICO $1,973 $2,094 $2,227
Liberty Mutual $2,141 $2,249 $2,367
Nationwide $2,732 $2,912 $2,669
State Farm $1,647 $1,743 $1,831
Travelers $2,933 $3,044 $3,022
USAA $1,817 $1,864 $1,920

Compare Car Insurance Quotes in Hammett, ID

Ready to find affordable Hammett, Idaho car insurance today? Enter your ZIP code for fast, free Hammett, ID car insurance quotes.

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