Compare Hammond, MT Car Insurance Rates (2021)

Car insurance in Hammond, MT averages $272 a month. Hammond, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Hammond car insurance rates, compare quotes from the top car insurance companies in Hammond, MT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hammond is Liberty Mutual
  • Average car insurance rates in Hammond, MT are $3,268/year
  • Average car insurance rates in Hammond, MT after a DUI are $4,042/year

If you need to buy Hammond, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Hammond, MT is right here.

You’ll find Hammond car insurance rates, the cheapest Hammond, MT car insurance companies, and information on Montana car insurance laws. You can also compare Hammond, Montana car insurance rates to Missoula car insurance rates, Livingston car insurance rates, and Helena car insurance rates.

Ready to find affordable Hammond, MT car insurance today? Enter your ZIP code for fast, free Hammond car insurance quotes.

Cheapest Hammond, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hammond, MT car insurance rates? Every Hammond, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hammond, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,509 $2,286 $2,286 $9,351 $9,351 $2,713 $2,713
Farmers $2,954 $2,954 $2,628 $2,628 $7,350 $7,350 $3,217 $3,217
GEICO $3,134 $2,928 $3,057 $2,788 $7,655 $7,125 $2,687 $2,449
Liberty Mutual $1,051 $1,051 $1,026 $1,026 $1,984 $1,984 $1,231 $1,231
Nationwide $2,951 $2,951 $2,674 $2,674 $5,957 $5,957 $3,129 $3,129
Progressive $3,397 $3,397 $3,021 $3,021 $7,648 $7,648 $3,837 $3,837
State Farm $1,638 $1,638 $1,427 $1,427 $4,688 $4,688 $1,770 $1,770
USAA $1,316 $1,316 $1,166 $1,166 $4,089 $4,089 $1,661 $1,661

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Minimum Car Insurance in Hammond, MT

Every driver must carry the minimum car insurance in Hammond, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Hammond, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Hammond, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hammond, MT. Compare credit history car insurance rates in Hammond from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hammond, Montana

Insurance Company Poor Fair Good
Allstate $5,104 $4,071 $3,469
Farmers $4,774 $3,773 $3,564
GEICO $6,267 $3,340 $2,326
Liberty Mutual $1,323 $1,323 $1,323
Nationwide $4,662 $3,344 $3,028
Progressive $5,441 $4,127 $3,858
State Farm $3,423 $2,084 $1,635
USAA $2,788 $1,875 $1,511

Cheapest Hammond, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hammond, MT to rates for a clean record with top companies.

Annual Hammond, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,551 $4,183 $5,075 $4,050
Farmers $3,564 $4,568 $4,454 $3,564
GEICO $2,556 $4,046 $6,256 $3,053
Liberty Mutual $913 $1,555 $1,555 $1,269
Nationwide $2,654 $3,848 $4,992 $3,217
Progressive $3,880 $4,963 $4,768 $4,291
State Farm $2,237 $2,524 $2,381 $2,381
USAA $1,556 $1,923 $2,852 $1,900

Cheapest Hammond, MT Car Insurance for Teen Drivers

Teen car insurance in Hammond, MT can be expensive. Take a look at rates from the top car insurance companies in Hammond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hammond, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,351 $9,351
Farmers $7,350 $7,350
GEICO $7,655 $7,125
Liberty Mutual $1,984 $1,984
Nationwide $5,957 $5,957
Progressive $7,648 $7,648
State Farm $4,688 $4,688
USAA $4,089 $4,089

Cheapest Hammond, MT Car Insurance for Seniors

Take a look at Hammond, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hammond, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,286 $2,286
Farmers $2,628 $2,628
GEICO $3,057 $2,788
Liberty Mutual $1,026 $1,026
Nationwide $2,674 $2,674
Progressive $3,021 $3,021
State Farm $1,427 $1,427
USAA $1,166 $1,166

Cheapest Hammond, MT Car Insurance Rates After a DUI

A DUI in Hammond, MT increases car insurance rates. Compare Hammond, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hammond, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,075
Farmers $4,454
GEICO $6,256
Liberty Mutual $1,555
Nationwide $4,992
Progressive $4,768
State Farm $2,381
USAA $2,852

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Cheapest Hammond, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hammond, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hammond, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,116 $4,314
Farmers $4,037 $4,037
GEICO $3,907 $4,048
Liberty Mutual $1,323 $1,323
Nationwide $3,678 $3,678
Progressive $4,476 $4,476
State Farm $2,310 $2,451
USAA $2,033 $2,083

The Best Cheap Car Insurance Companies in Hammond, MT

Take a look at a side-by-side comparison of the top car insurance companies in Hammond, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hammond, Montana

Insurance Company Average Annual Rates
Allstate $4,215
Farmers $4,037
GEICO $3,978
Liberty Mutual $1,323
Nationwide $3,678
Progressive $4,476
State Farm $2,381
USAA $2,058

Category Winners: Cheapest Car Insurance in Hammond, Montana

Find the cheapest car insurance companies in Hammond, MT for each category right here.

Best Annual Car Insurance Rates by Company in Hammond, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Hammond, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hammond car insurance rates. Find the cheapest Hammond, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hammond, Montana

Insurance Company Low Medium High
Allstate $4,035 $4,206 $4,403
Farmers $3,804 $4,034 $4,274
GEICO $3,850 $3,956 $4,127
Liberty Mutual $1,240 $1,326 $1,403
Nationwide $2,851 $3,926 $4,257
Progressive $4,275 $4,465 $4,687
State Farm $2,269 $2,370 $2,502
USAA $1,975 $2,048 $2,150

What affects car insurance rates in Hammond, Montana?

What factors can have an impact on Hammond, MT car insurance? There are several reasons why Hammond car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hammond, Montana.

Traffic in Hammond

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hammond, MT traffic data from INRIX ranks Hammond as the 783rd-most congested in the world.

Compare Car Insurance Quotes in Hammond, MT

Ready to find affordable Hammond, Montana car insurance today? Enter your ZIP code for fast, free Hammond, MT car insurance quotes.

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