Compare Hammond, WI Car Insurance Rates (2021)

Car insurance in Hammond, WI averages $249 a month. Hammond, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Hammond car insurance rates, compare quotes from the top car insurance companies in Hammond, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hammond for teen drivers is American Family
  • Average car insurance rates in Hammond, WI are $2,985/year
  • Average car insurance rates in Hammond, WI after a DUI are $3,323/year

If you need to buy Hammond, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Hammond, WI is right here.

You’ll find Hammond car insurance rates, the cheapest Hammond, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Hammond, Wisconsin car insurance rates to Madison car insurance rates, Appleton car insurance rates, and Milwaukee car insurance rates.

Ready to find affordable Hammond, WI car insurance today? Enter your ZIP code for fast, free Hammond car insurance quotes.

Cheapest Hammond, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hammond, WI car insurance rates? Every Hammond, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hammond, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,253 $2,383 $2,072 $2,295 $7,041 $9,039 $2,300 $2,501
American Family $1,039 $1,088 $984 $991 $3,191 $3,525 $1,240 $1,324
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,309 $1,448 $1,357 $1,560 $4,372 $4,713 $1,211 $1,249
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,926 $4,140 $3,245 $3,424 $7,939 $12,151 $4,772 $5,691
Progressive $1,660 $1,585 $1,359 $1,415 $6,218 $7,022 $1,992 $2,160
State Farm $1,264 $1,264 $1,123 $1,123 $3,586 $4,536 $1,424 $1,623
USAA $1,425 $1,425 $1,288 $1,315 $3,595 $4,176 $1,855 $2,042

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Minimum Car Insurance in Hammond, WI

Every driver must carry the minimum car insurance in Hammond, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Hammond, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hammond, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hammond, WI. Compare credit history car insurance rates in Hammond from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hammond, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,908 $3,375 $2,924
American Family $2,238 $1,476 $1,304
Farmers $4,138 $3,495 $3,344
GEICO $2,826 $2,015 $1,617
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,365 $5,309 $5,309
Progressive $3,336 $2,823 $2,620
State Farm $2,972 $1,707 $1,300
USAA $3,302 $1,735 $1,383

Cheapest Hammond, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hammond, WI to rates for a clean record with top companies.

Annual Hammond, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,071 $4,195 $3,903 $3,772
American Family $1,599 $1,697 $1,697 $1,697
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,489 $2,415 $2,769 $1,937
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,786 $5,536 $6,786 $5,536
Progressive $2,682 $3,241 $2,782 $3,001
State Farm $1,834 $2,152 $1,993 $1,993
USAA $1,678 $2,111 $2,856 $1,915

Cheapest Hammond, WI Car Insurance for Teen Drivers

Teen car insurance in Hammond, WI can be expensive. Take a look at rates from the top car insurance companies in Hammond for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hammond, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,041 $9,039
American Family $3,191 $3,525
Farmers $8,731 $9,067
GEICO $4,372 $4,713
Liberty Mutual $5,864 $6,583
Nationwide $7,939 $12,151
Progressive $6,218 $7,022
State Farm $3,586 $4,536
USAA $3,595 $4,176

Cheapest Hammond, WI Car Insurance for Seniors

Take a look at Hammond, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hammond, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,072 $2,295
American Family $984 $991
Farmers $1,657 $1,753
GEICO $1,357 $1,560
Liberty Mutual $1,466 $1,668
Nationwide $3,245 $3,424
Progressive $1,359 $1,415
State Farm $1,123 $1,123
USAA $1,288 $1,315

Cheapest Hammond, WI Car Insurance Rates After a DUI

A DUI in Hammond, WI increases car insurance rates. Compare Hammond, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hammond, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,903
American Family $1,697
Farmers $3,820
GEICO $2,769
Liberty Mutual $3,298
Nationwide $6,786
Progressive $2,782
State Farm $1,993
USAA $2,856

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Cheapest Hammond, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hammond, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hammond, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,646 $3,825
American Family $1,644 $1,702
Farmers $3,659 $3,659
GEICO $2,108 $2,196
Liberty Mutual $2,924 $2,924
Nationwide $5,661 $5,661
Progressive $2,926 $2,926
State Farm $1,943 $2,042
USAA $2,112 $2,168

The Best Cheap Car Insurance Companies in Hammond, WI

Take a look at a side-by-side comparison of the top car insurance companies in Hammond, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hammond, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,735
American Family $1,673
Farmers $3,659
GEICO $2,152
Liberty Mutual $2,924
Nationwide $5,661
Progressive $2,926
State Farm $1,993
USAA $2,140

Category Winners: Cheapest Car Insurance in Hammond, Wisconsin

Find the cheapest car insurance companies in Hammond, WI for each category right here.

Best Annual Car Insurance Rates by Company in Hammond, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Hammond, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hammond car insurance rates. Find the cheapest Hammond, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hammond, Wisconsin

Insurance Company Low Medium High
Allstate $3,575 $3,726 $3,905
American Family $1,650 $1,688 $1,680
Farmers $3,368 $3,630 $3,980
GEICO $2,010 $2,152 $2,295
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,492 $5,659 $5,832
Progressive $2,756 $2,949 $3,074
State Farm $1,880 $1,999 $2,099
USAA $2,062 $2,142 $2,216

What affects car insurance rates in Hammond, Wisconsin?

What factors can have an impact on Hammond, WI car insurance? There are several reasons why Hammond car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hammond, Wisconsin.

Car Theft in Hammond

High levels of vehicle theft can make car insurance more expensive. Hammond, WI car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Hammond

The more time you spend in your car the higher the risk of an accident. The average commute length in Hammond, WI is 30.7 minutes according to City-Data.

Traffic in Hammond

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hammond, WI traffic data from INRIX ranks Hammond as the 783rd-most congested in the world.

Compare Car Insurance Quotes in Hammond, WI

Ready to find affordable Hammond, Wisconsin car insurance today? Enter your ZIP code for fast, free Hammond, WI car insurance quotes.

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