Compare Hampstead, NC Car Insurance Rates (2021)

Car insurance in Hampstead, NC averages $274 a month. Hampstead, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Hampstead car insurance rates, compare quotes from the top car insurance companies in Hampstead, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hampstead, NC after a DUI are $6,181/year
  • The cheapest car insurance company in Hampstead is Liberty Mutual
  • Average car insurance rates in Hampstead, NC are $3,283/year

If you need to buy Hampstead, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Hampstead, NC is right here.

You’ll find Hampstead car insurance rates, the cheapest Hampstead, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Hampstead, North Carolina car insurance rates to Cary car insurance rates, Concord car insurance rates, and Raleigh car insurance rates.

Ready to find affordable Hampstead, NC car insurance today? Enter your ZIP code for fast, free Hampstead car insurance quotes.

Cheapest Hampstead, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampstead, NC car insurance rates? Every Hampstead, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampstead, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,362 $5,362 $4,400 $4,400 $12,891 $12,891 $5,468 $5,468
GEICO $2,375 $2,332 $2,346 $2,305 $4,390 $4,352 $2,091 $2,079
Liberty Mutual $1,775 $1,775 $1,837 $1,837 $3,184 $3,184 $1,775 $1,775
Nationwide $2,414 $2,414 $2,414 $2,414 $4,152 $4,152 $2,414 $2,414
Progressive $1,716 $1,716 $1,579 $1,579 $4,072 $4,072 $1,912 $1,912
State Farm $2,455 $2,455 $2,124 $2,124 $3,629 $3,629 $3,032 $3,032
Travelers $2,570 $2,570 $2,550 $2,550 $4,438 $4,438 $2,638 $2,638

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Minimum Car Insurance in Hampstead, NC

Every driver must carry the minimum car insurance in Hampstead, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Hampstead, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Hampstead, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampstead, NC. Compare credit history car insurance rates in Hampstead from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampstead, North Carolina

Insurance Company Poor Fair Good
Allstate $9,495 $6,178 $5,418
GEICO $3,005 $2,771 $2,575
Liberty Mutual $2,143 $2,143 $2,143
Nationwide $2,848 $2,848 $2,848
Progressive $2,600 $2,267 $2,094
State Farm $3,944 $2,524 $1,962
Travelers $3,248 $2,965 $2,935

Cheapest Hampstead, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampstead, NC to rates for a clean record with top companies.

Annual Hampstead, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,811 $6,715 $12,447 $5,149
GEICO $1,475 $2,206 $5,404 $2,051
Liberty Mutual $1,282 $1,642 $4,004 $1,642
Nationwide $1,683 $2,171 $5,368 $2,171
Progressive $1,109 $1,610 $5,002 $1,559
State Farm $1,499 $2,167 $5,406 $2,167
Travelers $1,831 $2,379 $5,638 $2,349

Cheapest Hampstead, NC Car Insurance for Teen Drivers

Teen car insurance in Hampstead, NC can be expensive. Take a look at rates from the top car insurance companies in Hampstead for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampstead, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,891 $12,891
GEICO $4,390 $4,352
Liberty Mutual $3,184 $3,184
Nationwide $4,152 $4,152
Progressive $4,072 $4,072
State Farm $3,629 $3,629
Travelers $4,438 $4,438

Cheapest Hampstead, NC Car Insurance for Seniors

Take a look at Hampstead, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampstead, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,400 $4,400
GEICO $2,346 $2,305
Liberty Mutual $1,837 $1,837
Nationwide $2,414 $2,414
Progressive $1,579 $1,579
State Farm $2,124 $2,124
Travelers $2,550 $2,550

Cheapest Hampstead, NC Car Insurance Rates After a DUI

A DUI in Hampstead, NC increases car insurance rates. Compare Hampstead, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampstead, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,447
GEICO $5,404
Liberty Mutual $4,004
Nationwide $5,368
Progressive $5,002
State Farm $5,406
Travelers $5,638

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Cheapest Hampstead, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampstead, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampstead, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,030 $7,030
GEICO $2,784 $2,784
Liberty Mutual $2,143 $2,143
Nationwide $2,848 $2,848
Progressive $2,320 $2,320
State Farm $2,800 $2,819
Travelers $3,049 $3,049

The Best Cheap Car Insurance Companies in Hampstead, NC

Take a look at a side-by-side comparison of the top car insurance companies in Hampstead, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampstead, North Carolina

Insurance Company Average Annual Rates
Allstate $7,030
GEICO $2,784
Liberty Mutual $2,143
Nationwide $2,848
Progressive $2,320
State Farm $2,810
Travelers $3,049

Category Winners: Cheapest Car Insurance in Hampstead, North Carolina

Find the cheapest car insurance companies in Hampstead, NC for each category right here.

Best Annual Car Insurance Rates by Company in Hampstead, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Hampstead, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampstead car insurance rates. Find the cheapest Hampstead, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampstead, North Carolina

Insurance Company Low Medium High
Allstate $6,767 $7,002 $7,323
GEICO $2,651 $2,772 $2,928
Liberty Mutual $2,033 $2,128 $2,267
Nationwide $2,722 $2,833 $2,990
Progressive $2,193 $2,305 $2,463
State Farm $2,678 $2,794 $2,958
Travelers $2,911 $3,031 $3,205

What affects car insurance rates in Hampstead, North Carolina?

What factors can have an impact on Hampstead, NC car insurance? There are several reasons why Hampstead car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampstead, North Carolina.

Commute Time in Hampstead

The more time you spend in your car the higher the risk of an accident. The average commute length in Hampstead, NC is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Hampstead, NC

Ready to find affordable Hampstead, North Carolina car insurance today? Enter your ZIP code for fast, free Hampstead, NC car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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