Compare Hampton Bays, NY Car Insurance Rates (2021)

Car insurance in Hampton Bays, NY averages $400 a month. Hampton Bays, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Hampton Bays car insurance rates, compare quotes from the top car insurance companies in Hampton Bays, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Hampton Bays for teen drivers is GEICO
  • The cheapest car insurance company in Hampton Bays is GEICO
  • Average car insurance rates in Hampton Bays, NY after a DUI are $6,544/year

If you need to buy Hampton Bays, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Hampton Bays, NY is right here.

You’ll find Hampton Bays car insurance rates, the cheapest Hampton Bays, NY car insurance companies, and information on New York car insurance laws. You can also compare Hampton Bays, New York car insurance rates to Yonkers car insurance rates, New Rochelle car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Hampton Bays, NY car insurance today? Enter your ZIP code for fast, free Hampton Bays car insurance quotes.

Cheapest Hampton Bays, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampton Bays, NY car insurance rates? Every Hampton Bays, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampton Bays, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,027 $2,839 $2,856 $2,904 $9,055 $9,735 $2,962 $2,977
GEICO $1,892 $1,820 $1,838 $1,811 $4,058 $5,988 $1,700 $1,739
Liberty Mutual $6,047 $6,047 $5,633 $5,633 $11,845 $17,111 $6,047 $6,418
Nationwide $3,894 $3,894 $3,662 $3,662 $7,249 $10,911 $3,894 $5,043
Progressive $2,642 $2,402 $2,061 $2,112 $8,798 $9,604 $3,333 $3,143
State Farm $2,742 $2,742 $2,400 $2,400 $7,940 $9,764 $3,022 $3,183
Travelers $3,453 $3,489 $3,190 $3,419 $8,430 $10,188 $3,670 $3,826
USAA $2,290 $2,254 $2,085 $2,091 $9,224 $10,935 $2,946 $3,267

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Minimum Car Insurance in Hampton Bays, NY

Every driver must carry the minimum car insurance in Hampton Bays, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Hampton Bays, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hampton Bays, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampton Bays, NY. Compare credit history car insurance rates in Hampton Bays from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampton Bays, New York

Insurance Company Poor Fair Good
Allstate $6,545 $3,811 $3,278
GEICO $3,266 $2,399 $2,153
Liberty Mutual $11,345 $7,408 $5,540
Nationwide $5,276 $5,276 $5,276
Progressive $6,914 $3,409 $2,462
State Farm $6,029 $3,786 $3,007
Travelers $6,891 $4,287 $3,697
USAA $6,717 $3,426 $3,016

Cheapest Hampton Bays, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampton Bays, NY to rates for a clean record with top companies.

Annual Hampton Bays, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,829 $3,829 $5,655 $4,865
GEICO $2,017 $2,200 $4,189 $2,017
Liberty Mutual $6,367 $6,367 $13,289 $6,367
Nationwide $3,981 $3,981 $9,066 $4,076
Progressive $4,138 $4,138 $4,604 $4,167
State Farm $4,066 $4,066 $4,482 $4,482
Travelers $4,208 $5,307 $5,386 $4,932
USAA $3,912 $3,976 $5,682 $3,976

Cheapest Hampton Bays, NY Car Insurance for Teen Drivers

Teen car insurance in Hampton Bays, NY can be expensive. Take a look at rates from the top car insurance companies in Hampton Bays for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampton Bays, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,055 $9,735
GEICO $4,058 $5,988
Liberty Mutual $11,845 $17,111
Nationwide $7,249 $10,911
Progressive $8,798 $9,604
State Farm $7,940 $9,764
Travelers $8,430 $10,188
USAA $9,224 $10,935

Cheapest Hampton Bays, NY Car Insurance for Seniors

Take a look at Hampton Bays, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampton Bays, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,856 $2,904
GEICO $1,838 $1,811
Liberty Mutual $5,633 $5,633
Nationwide $3,662 $3,662
Progressive $2,061 $2,112
State Farm $2,400 $2,400
Travelers $3,190 $3,419
USAA $2,085 $2,091

Cheapest Hampton Bays, NY Car Insurance Rates After a DUI

A DUI in Hampton Bays, NY increases car insurance rates. Compare Hampton Bays, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampton Bays, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,655
GEICO $4,189
Liberty Mutual $13,289
Nationwide $9,066
Progressive $4,604
State Farm $4,482
Travelers $5,386
USAA $5,682

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Cheapest Hampton Bays, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampton Bays, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampton Bays, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,482 $4,607
GEICO $2,530 $2,682
Liberty Mutual $7,863 $8,332
Nationwide $5,276 $5,276
Progressive $4,262 $4,262
State Farm $4,118 $4,430
Travelers $4,958 $4,958
USAA $4,342 $4,431

The Best Cheap Car Insurance Companies in Hampton Bays, NY

Take a look at a side-by-side comparison of the top car insurance companies in Hampton Bays, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampton Bays, New York

Insurance Company Average Annual Rates
Allstate $4,544
GEICO $2,606
Liberty Mutual $8,098
Nationwide $5,276
Progressive $4,262
State Farm $4,274
Travelers $4,958
USAA $4,387

Category Winners: Cheapest Car Insurance in Hampton Bays, New York

Find the cheapest car insurance companies in Hampton Bays, NY for each category right here.

Best Annual Car Insurance Rates by Company in Hampton Bays, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Hampton Bays, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampton Bays car insurance rates. Find the cheapest Hampton Bays, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampton Bays, New York

Insurance Company Low Medium High
Allstate $4,226 $4,523 $4,885
GEICO $2,441 $2,590 $2,786
Liberty Mutual $7,665 $8,075 $8,553
Nationwide $4,894 $5,222 $5,712
Progressive $4,001 $4,227 $4,557
State Farm $4,027 $4,299 $4,496
Travelers $4,638 $4,891 $5,346
USAA $4,224 $4,357 $4,579

What affects car insurance rates in Hampton Bays, New York?

What factors can have an impact on Hampton Bays, NY car insurance? There are several reasons why Hampton Bays car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampton Bays, New York.

Commute Time in Hampton Bays

The more time you spend in your car the higher the risk of an accident. The average commute length in Hampton Bays, NY is 30.5 minutes according to City-Data.

Compare Car Insurance Quotes in Hampton Bays, NY

Ready to find affordable Hampton Bays, New York car insurance today? Enter your ZIP code for fast, free Hampton Bays, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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