Compare Hampton, FL Car Insurance Rates (2021)

Car insurance in Hampton, FL averages $330 a month. Hampton, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Hampton car insurance rates, compare quotes from the top car insurance companies in Hampton, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Hampton, FL after a DUI are $4,735/year
  • The cheapest car insurance company in Hampton is USAA
  • Average car insurance rates in Hampton, FL are $3,966/year

If you need to buy Hampton, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Hampton, FL is right here.

You’ll find Hampton car insurance rates, the cheapest Hampton, FL car insurance companies, and information on Florida car insurance laws. You can also compare Hampton, Florida car insurance rates to Port St. Lucie car insurance rates, Fort Lauderdale car insurance rates, and Hialeah car insurance rates.

Ready to find affordable Hampton, FL car insurance today? Enter your ZIP code for fast, free Hampton car insurance quotes.

Cheapest Hampton, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Hampton, FL car insurance rates? Every Hampton, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Hampton, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,819 $3,667 $3,312 $3,379 $13,162 $14,282 $3,897 $3,978
GEICO $2,395 $2,408 $2,237 $2,237 $4,236 $5,289 $2,637 $2,674
Liberty Mutual $3,026 $3,026 $2,778 $2,778 $6,330 $9,718 $3,026 $4,080
Nationwide $2,556 $2,528 $2,285 $2,364 $6,126 $7,559 $2,814 $2,934
Progressive $3,431 $3,242 $2,957 $3,167 $9,747 $10,697 $4,143 $3,992
State Farm $1,719 $1,719 $1,546 $1,546 $4,900 $6,272 $1,898 $2,054
USAA $1,562 $1,537 $1,452 $1,445 $5,284 $6,165 $1,954 $2,115

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Minimum Car Insurance in Hampton, FL

Every driver must carry the minimum car insurance in Hampton, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Hampton, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Hampton, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Hampton, FL. Compare credit history car insurance rates in Hampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Hampton, Florida

Insurance Company Poor Fair Good
Allstate $8,582 $5,489 $4,490
GEICO $4,373 $2,661 $2,008
Liberty Mutual $5,582 $4,110 $3,343
Nationwide $4,552 $3,350 $3,034
Progressive $6,723 $4,790 $4,004
State Farm $3,653 $2,441 $2,026
USAA $4,378 $2,137 $1,553

Cheapest Hampton, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Hampton, FL to rates for a clean record with top companies.

Annual Hampton, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,343 $6,366 $7,107 $5,931
GEICO $2,108 $2,687 $3,985 $3,277
Liberty Mutual $3,173 $4,079 $5,847 $4,281
Nationwide $3,122 $3,417 $4,582 $3,461
Progressive $4,080 $6,046 $5,081 $5,482
State Farm $2,486 $2,927 $2,707 $2,707
USAA $2,112 $2,599 $3,833 $2,213

Cheapest Hampton, FL Car Insurance for Teen Drivers

Teen car insurance in Hampton, FL can be expensive. Take a look at rates from the top car insurance companies in Hampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Hampton, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,162 $14,282
GEICO $4,236 $5,289
Liberty Mutual $6,330 $9,718
Nationwide $6,126 $7,559
Progressive $9,747 $10,697
State Farm $4,900 $6,272
USAA $5,284 $6,165

Cheapest Hampton, FL Car Insurance for Seniors

Take a look at Hampton, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Hampton, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,312 $3,379
GEICO $2,237 $2,237
Liberty Mutual $2,778 $2,778
Nationwide $2,285 $2,364
Progressive $2,957 $3,167
State Farm $1,546 $1,546
USAA $1,452 $1,445

Cheapest Hampton, FL Car Insurance Rates After a DUI

A DUI in Hampton, FL increases car insurance rates. Compare Hampton, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Hampton, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,107
GEICO $3,985
Liberty Mutual $5,847
Nationwide $4,582
Progressive $5,081
State Farm $2,707
USAA $3,833

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Cheapest Hampton, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Hampton, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Hampton, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,007 $6,367
GEICO $2,999 $3,029
Liberty Mutual $4,206 $4,484
Nationwide $3,646 $3,646
Progressive $5,172 $5,172
State Farm $2,617 $2,797
USAA $2,659 $2,720

The Best Cheap Car Insurance Companies in Hampton, FL

Take a look at a side-by-side comparison of the top car insurance companies in Hampton, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Hampton, Florida

Insurance Company Average Annual Rates
Allstate $6,187
GEICO $3,014
Liberty Mutual $4,345
Nationwide $3,646
Progressive $5,172
State Farm $2,707
USAA $2,689

Category Winners: Cheapest Car Insurance in Hampton, Florida

Find the cheapest car insurance companies in Hampton, FL for each category right here.

Best Annual Car Insurance Rates by Company in Hampton, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Hampton, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Hampton car insurance rates. Find the cheapest Hampton, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Hampton, Florida

Insurance Company Low Medium High
Allstate $5,074 $6,439 $7,048
GEICO $2,533 $3,107 $3,402
Liberty Mutual $4,019 $4,408 $4,609
Nationwide $2,897 $3,787 $4,253
Progressive $4,335 $5,291 $5,890
State Farm $2,367 $2,761 $2,992
USAA $2,344 $2,778 $2,945

What affects car insurance rates in Hampton, Florida?

What factors can have an impact on Hampton, FL car insurance? There are several reasons why Hampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Hampton, Florida.

Car Theft in Hampton

High levels of vehicle theft can make car insurance more expensive. Hampton, FL car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Hampton

The more time you spend in your car the higher the risk of an accident. The average commute length in Hampton, FL is 45.5 minutes according to City-Data.

Traffic in Hampton

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Hampton, FL traffic data from INRIX ranks Hampton as the 839th-most congested in the world.

Compare Car Insurance Quotes in Hampton, FL

Ready to find affordable Hampton, Florida car insurance today? Enter your ZIP code for fast, free Hampton, FL car insurance quotes.

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Average Monthly Car Insurance Rates by State